What is a Credit Card?

A Credit Card is issued by Banks, allowing the cardholders to purchase goods and services on credit with a condition to settle within a particular timeframe with free interest or with interest if the due date is exceeded, as well as any additional agreed-upon charges. Credit Cards also offers benefits such as rewards, cashbacks and even monthly plans at zero percent interests to purchase products or services. Furthermore, the Banks allow users to withdraw cash as cash advances. Banks shall decide the borrowing limits, based on an individual's eligibility and credit rating.


Bank Selection
Card Limits
Card Fees
Best Used For

Visa Platinum Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,500/- LKR 3,000/- 18%

Features
Emergency Hospitalization Limit Enhancement Facility. |Seasonal Discount & Offers.
Supplementary Cards for your Loved Ones or for a lower limit. | Easy Settlement Plan (up to 24 Months)
0% Interest Installment Plans (Up to 24 Months) | 50% Cash Advances once a month.(If balance is available)
Interest Free Credit Period (Minimum 22 Days & Maximum 52 Days) | 24 Hours Customer Service 1975

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HNB Visa Signature Cards
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 5,000/- 18%

Features
Let you and your family enjoy free overseas travel and health insurance
Track your card balances and purchases whenever you want through real time SMS alerts on your phone
Enjoy easy payment plans with absolutely no interest
You can apply for a supplementary card- so be at peace, your family will be secure and comfortable
Get cash withdrawals of up to 75% of the credit card limit from any ATM

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HSBC Rewards Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 6,000/- 18%

Features
Earn 5x Rewards each time you use your Rewards Credit Card on any Clothing, Dining, E-Commerce and Transport expenses. Also earn 2x Rewards on your Insurance, Medical and Education expenses.
5x Rewards on any Shopping, Dining, Online and Transport expenses
Redeem Reward Points at over 40 redemption partners
Spend a minimum of Rs.60,000 within the first two months from the Card approved date and get 60,000 Rewards Points.
Convert your Reward Points to Air Miles with partner airlines or convert your Reward Points to Star Points and redeem at over 1000 Star Points partner outlets island wide.

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NSB EASY Card
Joining Fee | Annual Fee Indicative Rate (P.A)
Free 18%

Features
This is a card that gives credit facilities exclusively to National Savings Bank Fixed Deposit Holders. The card will be issued with a credit limit up to a maximum 80% of the deposited amount. Maximum credit limit per card is Rs.1,000,000/-
Can withdraw money from any ATM which has the Master Logo including NSB ATMS.
The interest will be calculated for the amount withdrawn only from the date of withdrawal.
Can be used to purchase goods / services from the Master Card accepted merchant locations, worldwide.
Can be used during overseas tours.

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HNB Visa Classic & Master Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 2,500/- 18%

Features
Enjoy special discounts at selected merchant locations
Travelling abroad is worrisome enough…now with the HNB Visa & MasterCard Classic you`ll be fully insured as you travel overseas
Enjoy easy payment plans with absolutely no interest
Be able to withdraw cash from any ATM up to 50% of the credit limit per month
Enjoy all those special offers that come your way

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World MasterCard
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 6,000/- 18%

Features
No joining fee – Joining fees waived off for all credit cards | 1st year Annual Fee of Main and Supplementary cards are waived off
No additional charges other than interest will be levied for World MasterCards | EMV Chip card with added security on transactions
Customer Service Call Center is available 24 x 7 | Cards are accepted at over 30 Million Merchant outlets and at over 3 Million ATMs globally
Free SMS alerts – Transaction details update on card members mobile phone | Special offers and seasonal discounts from leading merchant outlets
Interest free credit up to maximum of 51 days | Free travel insurance scheme

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World Mastercard Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 6,500/- 18%

Features
Use your cards at NFC enabled POS machines locally & globally
Get your Credit Card details in a click through Online Banking and e-Passbook
Airport lounge access, Travel & luxury hotel offers and shopping offers from both local and international partners
Concierge & car rentals from international service providers
Travel insurance cover when you purchase a return air ticket with your Card

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The Amex Gold Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,250/- LKR 3,200/- 18%

Features
Membership Rewards Program
Overseas Travel Insurance
Help and Assistance when travelling overseas
As a Gold Cardmember, you can rely on the Nations Trust American Express Card as your ideal partner for your everyday experiences from grocery shopping at the supermarket to pumping fuel

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NDB Silver Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,500/- LKR 1,500/- 18%

Features
Move outstanding balances on your other bank credit cards to a new NDB Good Life Credit Card. Simply present 3 most recent credit card statements, along with an application form to your nearest branch.
Apart from exceptional discounts and offers, NDB will go the extra mile to help you with your expenses with cash offers and total bill wipe outs. A daunting bill from your favourite store could be completely wiped out from your statement.
Everyone loves to be first, especially when it comes to the hottest deals in town. With a NDB Good Life Card, you don't have to wait for the 'Season' because you'll get exclusive access to special offers and savings throughout the year before anyone else.
Whether it's a dream vacation, your child's higher education or just something you absolutely had to have, don't worry about paying for it at once because with a NDB Good Life Card you can split it into easy instalments. Just call NDB after your purchase to convert it to multiple payments over a settlement period that's convenient for you.
With NDB, you'll not only get the best deals and discounts at your favourite places, you'll also get security and total transparency. So you can enjoy every benefit and always have peace of mind.

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Mastercard Titanium
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,500/- LKR 2,500/- 18%

Features
Quick and easy shopping with Contactless Payment technology | Up to 55 days of credit period
EMV compliant Chip and PIN technology for greater security
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network
Enjoy free overseas Travel protection by Global Insurer Allianz Insurance Lanka Limited when you use your Cargills Bank Mastercard Titanium Credit Card to purchase your return air ticket or overseas hotel booking from Sri Lanka.

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Mastercard Platinum
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,000/- LKR 3,500/- 18%

Features
Quick and easy shopping with Contactless Payment technology | Up to 55 days of credit period
EMV compliant Chip and PIN technology for greater security
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network
Enjoy free overseas Travel protection by Global Insurer Allianz Insurance Lanka Limited when you use your Cargills Bank Mastercard Platinum Credit Card to purchase your return air ticket or overseas hotel booking from Sri Lanka.

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Sampath Bank American Express® Everyday
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 500/- LKR 2,500/- 18%

Features
The Sampath Bank Everyday Credit Card is the first Credit Card in Sri Lanka with an all year round ‘Cash Back’ benefit.
‘Cash Back’ of 25% on your first transaction.
# You can earn up to a maximum ‘Cash Back’ of Rs. 1,000/ - for your first transaction.
Everyday ‘Cash Back’ of up to 1%
15% monthly ‘Cash Back’ on Fuel, Supermarket and Utility bill payments offer for all Sampath Bank American Express® Everyday Credit Cardmembers.

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World Master Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,500/- LKR 3,000/- 18%

Features
Local & Overseas discount programs | 24 Hours Customer Service 1975 | Interest Free Credit Period (Minimum 22 Days & Maximum 52 Days)
Cards are accepted at over 30Mn merchant outlets & at over 3Mn ATMs globally
Access to Master Global Services | Emergency Hospitalization Limit Enhancement Facility.
Access 1000+ airport lounges with "LoungKey" from MasterCard (www.loungekey.com/mastercardsa)
Supplementary Cards for your Loved Ones or for a lower limit. | 0% Interest Installment Plans (Up to 24 Months) | Easy Settlement Plan (up to 24 Months) | 50% Cash Advances once a month.(If balance is available)

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Pan Asia Black
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 3,000/- 18%

Features
No joining fee | Enjoy one of the most competitive credit card interest rates in the market 18% p.a
Year-round discounts on selected merchant products/services | EMV Chip card for added security
Ability to convert any transaction above Rs.10,000/- to an 0% interest Installment Payment Plan
ATM cash advances through worldwide MasterCard ATM network | Free e-statement facility to the customer
Free SMS alerts facility for all customers transactions

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UnionPay Asia Prestige Platinum Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 6,500/- 18%

Features
Receive Free VIP airport lounge access 06 times/card/year for both the cardholders and for their companions
Get your Credit Card details in a click through Online Banking and e-Passbook
Periodical special discount promotions with selected merchants
Easy payment plans at reputed merchants
Max Loyalty Reward Points (1 Reward point for every LKR 100/- spent by UnionPay Asia Prestige Platinum Card)

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Mastercard Freedom Credit Card
Joining Fee | Annual Fee Indicative Rate (P.A)
Free 18%

Features
A Mastercard Titanium with EMV.| Up to 51days of Interest – Free – Credit
Enjoy attractive Promotional discounts right throughout the year, when you pay with your Seylan Freedom Credit Card.
Free SMS Alert in every transaction to ensure high security.
Manage your Credit Card payments with convenience using the Call & Convert Installment Plan Facility.
Enjoy purchasing with 0% interest free Installment Schemes on selected categories.

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Mastercard Gold
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 500/- LKR 1,000/- 18%

Features
Quick and easy shopping with Contactless Payment technology | Up to 55 days of credit period
EMV compliant Chip and PIN technology for greater security
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network

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MASTERCARD ASCEND
Joining Fee | Annual Fee Indicative Rate (P.A)
Free 18%

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Up to 55 days of credit period
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network

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DFCC Signature Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 250/- LKR 4,750/- 18%

Features
Take a quick cash advance of up to 75% of your credit limit and pay it in installments of up to 36 months with the lowest interest rates in the market.
Now you can consolidate your Credit Card outstanding conveniently with the DFCC Credit Card Balance Transfer programme. Save by transferring other credit card balances to your DFCC Credit Card at preferential interest rates.
Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 36 months, with a nominal processing fee.
Take control of your DFCC Credit Card with Interactive eStatements that offers you advanced features & graphical experience of your credit card expenses.
Introducing Automated Bill Settlement (ABS) with DFCC Credit Cards. Spend time doing what you love. Automate your bill payments.

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Sampath Affinity Cards
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,250/- LKR 2,500/- 18%

Features
SampathCards extends its services and benefits to several key institutes and associations through its many affinity cards.
It focuses on providing financial benefits to the following schools
associations by way of sharing the Card fees between the schools / associations and the Bank, which ultimately goes for their development.
If you are a member of any Old Boys Association / Professional body listed below, please support your Alma Mater by obtaining an Affinity Card.

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Platinum Card (Visa / Master )
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,000/- LKR 3,000/- 18%

Features
Credit limit : 200,000 – 600,000
Seasonal Discount & Offers | Supplementary Cards for your Loved Ones
Easy Settlement Plan (up to 36 Months) | interest Free Credit Period Days
24 Hours Customer Service 1961
Balance Transfer facility

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DFCC Gold Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 250/- LKR 1,750/- 18%

Features
Take a quick cash advance of up to 75% of your credit limit and pay it in installments of up to 36 months with the lowest interest rates in the market.
Now you can consolidate your Credit Card outstanding conveniently with the DFCC Credit Card Balance Transfer programme. Save by transferring other credit card balances to your DFCC Credit Card at preferential interest rates.
Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 36 months, with a nominal processing fee.
Take control of your DFCC Credit Card with Interactive eStatements that offers you advanced features & graphical experience of your credit card expenses. Register Now!
Introducing Automated Bill Settlement (ABS) with DFCC Credit Cards. Spend time doing what you love. Automate your bill payments.

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VISA and MasterCard Gold cards
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,250/- LKR 2,500/- 18%

Features
Unmatched deals with real value.Flexibility with minimum payment requirements.
Global convenience of being able to make purchases overseas.
Quick and easy access to cash from over 3.5 million ATMs worldwide.
Free SMS Alertz on your credit credit transactions.
Clean credit with absolutely no collateral or guarantors.

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World Mastercard Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,750/- LKR 6,000/- 18%

Features
Enjoy amazing offers & benefits with the first year annual fee & joining fee waived off
30 Days Free Travel Insurance when you purchase the return Air ticket through your Seylan World MasterCard Credit Card
Wi-Fi Access with access to over 1 million Wi-Fi Hotspots worldwide at Hotels, Restaurants, In Flight and many more locations.
Experience superior lounge facilities such as refreshments, spas, free Wi-Fi access with LoungeKey access to over 1100 Lounges in over 130 countries worldwide
Enjoy the finest deals with over 800+ merchants worldwide. Be it clothing, dining, electronics, accessories, education, health, online or holiday offers, Seylan Bank have you covered.

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HSBC Visa Platinum Cashback Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 4,000/- 18%

Features
Earn 10% up to Rs.2,000 Cashback on Supermarket, Telco and Fuel purchases monthly
Unlimited cashback of 0.1% on all your monthly expenses
Special 10% Cashback up to Rs.5,000 on any transactions performed within the first 60 days. Refer Terms and Conditions.
Activate your Platinum Cashback Credit Card and enjoy more everyday with Joining Fee waived off and Annual Fee at a nominal fee of Rs.3,500.

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Classic Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 400/- LKR 1,000/- 18%

Features
Credit limit : Below 95,000 | Seasonal Discount & OffersSeasonal Discount & Offers
Supplementary Cards for your Loved Ones | Easy Settlement Plan (up to 36 Months)
interest Free Credit Period Days | 24 Hours Customer Service 1961
Balance Transfer facility

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Sampath Bank Mastercard World
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,000/- LKR 4,000/- 18%

Features
High spending power with a minimum credit limit of LKR. 350,000/-
Overseas Travel Insurance Cover up to USD 100,000/-
Worldwide acceptance at more than 36 millions of locations worldwide
Access to Master Global Services
Complimentary membership and privilege to access 800+ airport lounges with ‘LoungeKey’ from Mastercard

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HNB Visa & Master Card / Gold Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 2,500/- 18%

Features
Take your pick of special discounts now available to you at selected merchants, free overseas travel insurance cover on purchase of air tickets.
Enjoy easy payment plans with absolutely no interest
Get cash withdrawals of up to 50% of the credit card limit from any ATM

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Visa Infinite Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 7,500/- 18%

Features
Use your cards at NFC enabled POS machines locally & globally
Get your Credit Card details in a click through Online Banking and e-Passbook
Airport lounge access, Travel & luxury Hotel offers and Shopping offers from both local and international partners
Concierge & car rentals from international service providers
Travel insurance cover when you purchase a return air ticket with your card

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NDB Infinite Credit Cards
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,500/- LKR 6,500/- 18%

Features
Move outstanding balances on your other bank credit cards to a new NDB Good Life Credit Card. Simply present 3 most recent credit card statements, along with an application form to your nearest branch.
Apart from exceptional discounts and offers, NDB will go the extra mile to help you with your expenses with cash offers and total bill wipe outs. A daunting bill from your favourite store could be completely wiped out from your statement.
Everyone loves to be first, especially when it comes to the hottest deals in town. With a NDB Good Life Card, you don't have to wait for the 'Season' because you'll get exclusive access to special offers and savings throughout the year before anyone else.
Whether it's a dream vacation, your child's higher education or just something you absolutely had to have, don't worry about paying for it at once because with a NDB Good Life Card you can split it into easy instalments. Just call NDB after your purchase to convert it to multiple payments over a settlement period that's convenient for you.
With NDB, you'll not only get the best deals and discounts at your favourite places, you'll also get security and total transparency. So you can enjoy every benefit and always have peace of mind.

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Sampath VISA Infinite
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 7,500/- 18%

Features
High spending power with a minimum credit limit of LKR 1,500,000/-.
Emergency travel assistance (Cash advances, Card replacement, Travel assistance).
Unmatched Overseas Travel Insurance Cover up to USD 500,000/-.
Access to VISA Concierge Service.
Dedicated website to obtain travel related information and assistance. to USD 500,000/-.

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Sampath VISA Platinum
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,500/- LKR 3,500/- 18%

Features
High spending power with a minimum credit limit of LKR 100,000/-.
Overseas Travel Insurance Cover up to USD 100,000/-.
Life Insurance Cover up to LKR 1.5 million for a nominal premium of LKR 1,400/- p.a
Access to VISA Concierge Service|Privileges at Golf clubs around the world.
Special international privileges at exclusive retail outlets, restaurants, hotels.

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NDB Signature Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,500/- LKR 5,000/- 18%

Features
Move outstanding balances on your other bank credit cards to a new NDB Good Life Credit Card. Simply present 3 most recent credit card statements, along with an application form to your nearest branch.
Apart from exceptional discounts and offers, NDB will go the extra mile to help you with your expenses with cash offers and total bill wipe outs. A daunting bill from your favourite store could be completely wiped out from your statement.
Everyone loves to be first, especially when it comes to the hottest deals in town. With a NDB Good Life Card, you don't have to wait for the 'Season' because you'll get exclusive access to special offers and savings throughout the year before anyone else.
Whether it's a dream vacation, your child's higher education or just something you absolutely had to have, don't worry about paying for it at once because with a NDB Good Life Card you can split it into easy instalments. Just call NDB after your purchase to convert it to multiple payments over a settlement period that's convenient for you.
With NDB, you'll not only get the best deals and discounts at your favourite places, you'll also get security and total transparency. So you can enjoy every benefit and always have peace of mind.

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Platinum Cards
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,500/- LKR 3,500/- 18%

Features
Travel insurance cover when you purchase a return air ticket with your Platinum Card.
You will receive a minimum credit limit of Rs 250,000/-.
Travel with peace of mind with a free overseas travel insurance policy up to USD 100,000/- when you purchase an air ticket with your Platinum card. Enjoy free overseas travel cover for up to 120 days.
Discounts from exclusive restaurants, hotels and a number of high end retailers especially, for Platinum card holders.

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Platinum Amex Card
Joining Fee Annual Fee Indicative Rate (P.A)
Contact Bank LKR 5,000/- 18%

Features
Exclusive benefits in end of the month by “Platinum Weekend” program
Membership Rewards and Complimentary Insurance cover
Cash Advance and Overseas Extended Settlement Plans
Automated Bill Settlements with Wallet Guard Protection
American Express Global Benefits

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Visa Gold Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,500/- LKR 2,000/- 18%

Features
Emergency Hospitalization Limit Enhancement Facility. |Seasonal Discount & Offers.
Supplementary Cards for your Loved Ones or for a lower limit. | Easy Settlement Plan (up to 24 Months)
0% Interest Installment Plans (Up to 24 Months) | 50% Cash Advances once a month.(If balance is available)
Interest Free Credit Period (Minimum 22 Days & Maximum 52 Days) | 24 Hours Customer Service 1975

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DFCC Platinum Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 250/- LKR 2,750/- 18%

Features
Take a quick cash advance of up to 75% of your credit limit and pay it in installments of up to 36 months with the lowest interest rates in the market.
Now you can consolidate your Credit Card outstanding conveniently with the DFCC Credit Card Balance Transfer programme. Save by transferring other credit card balances to your DFCC Credit Card at preferential interest rates.
Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 36 months, with a nominal processing fee.
Take control of your DFCC Credit Card with Interactive eStatements that offers you advanced features & graphical experience of your credit card expenses.
Introducing Automated Bill Settlement (ABS) with DFCC Credit Cards. Spend time doing what you love. Automate your bill payments.

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Platinum Ultramiles Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 7,000/- 18%

Features
As a Sampath Bank American Express Cardmember , you enjoy a host of privileges with an exciting selection of year around offers and savings through American Express Selects ®
You could extend the privileges and prestige of your Platinum Card to your loved ones with the first two Supplementary cards Free of charge for the first year
When you use your Sampath Bank Platinum Ultramiles Card to purchase tickets from any of our accelerated airline and travel partners, you will earn 5 Ultramiles for every Rs. 100/- spent

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Gold Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,250/- LKR 2,500/- 18%

Features
With a Platinum Seylan Credit Card you don’t have to carry cash. You could use it for day-to-day purchases such as paying hospital bills, restaurant bills, shopping etc. both locally and internationally.
Cards are accepted at over 30 Million Merchant outlets and at over 1.6 Million ATMs globally
0% Interest free Instalment Schemes
Travel Insurance
Perform online transactions to purchase goods & services, make bill payments wherever you are, whenever you need

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Mastercard Chip & Pin Travel Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,250/- LKR 5,000/- 18%

Features
SMS Alerts & balance inquiry | E-statement Facility | Improved Security
Faster Access | More Efficiency | Greater Flexibility
Convenience | Environmentally friendly | Travel Insurance
We’re accepted at over 2 million ATM’s and 32 million merchants world wide
You enjoy the special Mastercard offers and promotions in the country of travel

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HNB Visa Platinum Cards
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 3,500/- 18%

Features
Now be entitled to overseas travel insurance and easy payment plans
Enjoy exclusive services, prestige and special discounts at selected merchant locations
Get cash withdrawals of up to 75% of the credit card limit from any ATM
Enjoy easy payment plans with absolutely no interest

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World Master (GMOA) Affinity Card
Joining Fee | Annual Fee Indicative Rate (P.A)
Free 18%

Features
Free joining fee & Free annual fee | Local & overseas discount programs specially designed for Doctors. | 50% Cash Advances once a month.(If balance is available) |lnterest Free Credit Period (Minimum 22 Days & Maximum 52 Days)
Cards are accepted at over 30Mn merchant outlets & at over 3Mn ATMs globally | Access to Master Global Services
Access 1000+ airport lounges with "LoungKey" from MasterCard (www.loungekey.com/mastercardsa)
Emergency Hospitalization Limit Enhancement Facility. | Seasonal Discount & Offers.
0% Interest Installment Plans (Up to 24 Months) |Easy Settlement Plan (up to 24 Months) | 24 Hours Customer Service 1975

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Sampath VISA Signature
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 5,000/- 18%

Features
High spending power with a minimum credit limit of LKR. 650,000/-.
Emergency travel assistance (Cash advances, Card replacement, Travel assistance).
Unmatched Overseas Travel Insurance Cover upto USD 250,000/-.
Access to VISA Concierge Service.
Dedicated Web site to obtain travel related information and assistance.

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Master Titanium Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,500/- LKR 2,000/- 18%

Features
Emergency Hospitalization Limit Enhancement Facility. |Seasonal Discount & Offers.
Supplementary Cards for your Loved Ones or for a lower limit. | Easy Settlement Plan (up to 24 Months)
0% Interest Installment Plans (Up to 24 Months) | 50% Cash Advances once a month.(If balance is available)
Interest Free Credit Period (Minimum 22 Days & Maximum 52 Days) | 24 Hours Customer Service 1975

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Seylan Visa Signature Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,750/- LKR 6,000/- 18%

Features
First year annual fee & joining fee waived off as an introductory offer.
Enjoy Lounge Key access to over 1000 Lounges Worldwide. Cardholder’s first lounge visit will be complimentary.
Cash Advance up to 50% from your available credit limit.
Earn cash back Loyalty Point for every LKR 300 or equivalent on purchases made locally or overseas.
30 Days Free Travel Insurance, when you purchase the return Air Ticket through your Seylan Visa Signature Credit Card

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Visa Classic Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,000/- LKR 1,000/- 18%

Features
Emergency Hospitalization Limit Enhancement Facility. | Seasonal Discount & Offers.
Supplementary Cards for your Loved Ones or for a lower limit. | Easy Settlement Plan (up to 24 Months)
0% Interest Installment Plans (Up to 24 Months) | 24 Hours Customer Service 1975
50% Cash Advances once a month. (If balance is available)
Interest Free Credit Period (Minimum 22 Days & Maximum 52 Days)

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Platinum Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,750/- LKR 3,500/- 18%

Features
With a Platinum Seylan Credit Card you don’t have to carry cash. You could use it for day-to-day purchases such as paying hospital bills, restaurant bills, shopping etc. both locally and internationally.
Cards are accepted at over 30 Million Merchant outlets and at over 1.6 Million ATMs globally
0% Interest free Instalment Schemes
Travel Insurance
Perform online transactions to purchase goods & services, make bill payments wherever you are, whenever you need

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NDB Platinum Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,500/- LKR 3,500/- 18%

Features
Move outstanding balances on your other bank credit cards to a new NDB Good Life Credit Card. Simply present 3 most recent credit card statements, along with an application form to your nearest branch.
Apart from exceptional discounts and offers, NDB will go the extra mile to help you with your expenses with cash offers and total bill wipe outs. A daunting bill from your favourite store could be completely wiped out from your statement.
Everyone loves to be first, especially when it comes to the hottest deals in town. With a NDB Good Life Card, you don't have to wait for the 'Season' because you'll get exclusive access to special offers and savings throughout the year before anyone else.
Whether it's a dream vacation, your child's higher education or just something you absolutely had to have, don't worry about paying for it at once because with a NDB Good Life Card you can split it into easy instalments. Just call NDB after your purchase to convert it to multiple payments over a settlement period that's convenient for you.
With NDB, you'll not only get the best deals and discounts at your favourite places, you'll also get security and total transparency. So you can enjoy every benefit and always have peace of mind.

View more

DFCC Visa Infinite
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 250/- LKR 5,000/- 18%

Features
Take a quick cash advance of up to 75% of your credit limit and pay it in installments of up to 36 months with the lowest interest rates in the market.
Now you can consolidate your Credit Card outstanding conveniently with the DFCC Credit Card Balance Transfer programme. Save by transferring other credit card balances to your DFCC Credit Card at preferential interest rates.
Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 36 months, with a nominal processing fee.
Take control of your DFCC Credit Card with Interactive eStatements that offers you advanced features & graphical experience of your credit card expenses.
Introducing Automated Bill Settlement (ABS) with DFCC Credit Cards. Spend time doing what you love. Automate your bill payments.

View more

Pan Asia Gold
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 2,000/- 18%

Features
Transfer other bank credit card balances without additional charges | EMV chip card with added security
Get attractive discounts around the year with local merchants | Enjoy an array of international benefits
ATM cash advances through MasterCard ATM network worldwide | Free SMS alerts on your mobile
Up to 51 days credit period from the 1st day of the billing cycle
Enjoy the low interest rate of 18% p.a | No joining fee

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Visa Signature Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 6,500/- 18%

Features
Use your cards at NFC enabled POS machines locally & globally
Get your Credit Card details in a click through Online Banking and e-Passbook
Airport lounge access, Travel & luxury hotel offers and shopping offers from both local and international partners
Concierge & car rentals from international service providers
Travel insurance cover when you purchase a return air ticket with your Card

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UnionPay Asia Prestige Diamond Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 10,000/- 18%

Features
Get your Credit Card details in a click through Online Banking and e-Passbook
Unlimited Free VIP airport lounge access for both the cardholders, 06 free visits per Year for their companions
Periodical special discount promotions with selected merchants
Easy payment plans at reputed merchants
Max Loyalty Reward Points (1 Reward point for every LKR 100/- spent by UnionPay Asia Prestige Diamond Card)

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NEGC Privilege Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Contact Bank LKR 6,500/- 18%

Features
Use your cards at NFC enabled POS machines locally & globally
Get your Credit Card details in a click through Online Banking and e-Passbook
Airport lounge access, travel & luxury Hotel offers and shopping offers from both local and international partners
Concierge & car rentals from International service providers
Travel insurance cover when you purchase a return air ticket with your Card

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World Mastercard
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,250/- LKR 5,000/- 18%

Features
Complimentary Travel Insurance (Diamond Club) | Accident & Sickness Medical Expenses (Medical Evacuation and Death repatriation included) | Common Carrier Personal Accident - Death, Permanent Total Disablement as per the Table of Losses
Personal Accident - Death, Permanent Total Disablement, Loss of both limbs / both eyes - 100%, Loss of 1 Limb / 1 eye - 50% | Common Carrier Baggage Loss (Complete and Permanent Loss only) - maximum article value is limited to 10% of the limit | Delay in Checked In Baggage (Reimbursement of toiletries / medication / clothing only)
Loss of Passport (Reimbursement of replacement costs only) | Personal Liability | Legal Fees (Wrongful Arrest) | Hijacking | Trip Delay (Reimbursement of Accommodation and meals only) | Trip Cancellation | Golfer’s Hole in one | Grand Prix Special | Tennis Winning Sets | World Cup Specials
Priority Pass: Access to over 1300 airport lounges in more than 300 cities in over 100 countries worldwide. | Entry to over 70 US lounges, usually reserved exclusively for an airline’s own programme members. | Complementary refreshments and snacks as per the respective lounge’s standard policies.
Access to business facilities – email, internet, phones, fax machines and even conference space in some lounges. | Entry for your guests – they can join you in the lounge for a nominal fee. | A special Priority Pass membership card issued to you separately, along with your World Mastercard Card.

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HNB Visa Infinite Cards
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 6,500/- 18%

Features
The FlySmiles redemption program is available only for HNB Infinite cardholders. The points accumulated for each cardholder (Rs.100 spent = 1 point = 1 FlySmiles) will expire on the 31st of December of each respective calendar year
You need to collect 5000 points within the calendar year in order to redeem them
HNB reserves the right to amend any terms and conditions relevant to this loyalty program, and advise cardholders subsequent to such revision, via this website
Enjoy free overseas travel and health insurance with every air ticket purchased by your HNB Infinite card
Accumulate royalty points with every transaction made, but it doesn’t stop there, you can redeem these loyalty points for frequent flyer rewards and purchase air tickets, upgrades and lounge facilities

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