What is a Credit Card?

A Credit Card is issued by Banks, allowing the cardholders to purchase goods and services on credit with a condition to settle within a particular timeframe with free interest or with interest if the due date is exceeded, as well as any additional agreed-upon charges. Credit Cards also offers benefits such as rewards, cashbacks and even monthly plans at zero percent interests to purchase products or services. Furthermore, the Banks allow users to withdraw cash as cash advances. Banks shall decide the borrowing limits, based on an individual's eligibility and credit rating.


Bank Selection
Card Limits
Card Fees
Best Used For

Platinum Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,750/- LKR 3,500/- 28%

Features
Up to 51 days of Interest – Free – Credit.
SMS Alert in every transaction to ensure high security.
Enjoy attractive Promotional discounts right throughout the year, when you pay with your Seylan VISA Platinum Card.
Manage your Credit Card payments with convenience using the Call & Convert Installment Plan Facility.
Enjoy purchasing with 0% interest free Installment Schemes on selected categories.

View more

Mastercard Freedom Credit Card
Joining Fee | Annual Fee Indicative Rate (P.A)
Free 28%

Features
A Mastercard Titanium with EMV. | Up to 51 days of Interest – Free – Credit
Free SMS Alert in every transaction to ensure high security.
Enjoy attractive Promotional discounts right throughout the year, when you pay with your Seylan Freedom Credit Card.
Manage your Credit Card payments with convenience using the Call & Convert Installment Plan Facility.
Enjoy purchasing with 0% interest free Installment Schemes on selected categories

View more

NEGC Privilege Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 6,500/- 28%

Features
Use your cards at NFC enabled POS machines locally & globally
Get your Credit Card details in a click through Online Banking and e-Passbook
Airport lounge access, travel & luxury Hotel offers and shopping offers from both local and international partners
Concierge & car rentals from International service providers | Minimum credit limit - Rs 750,000/-
Travel insurance cover when you purchase a return air ticket with your Card

View more

HNB Visa Platinum Cards
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 3,500/- 28%

Features
Now be entitled to overseas travel insurance and easy payment plans
Enjoy exclusive services, prestige and special discounts at selected merchant locations
Enjoy easy payment plans with absolutely no interest
Get cash withdrawals of up to 75% of the credit card limit from any ATM

View more

Sampath VISA Infinite
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 7,500/- 28%

Features
High spending power with a starting credit limit of Rs. 1,500,000/-.
Emergency travel assistance (Cash advances, Card replacement, Travel assistance).
Unmatched Overseas Travel Insurance Cover up to USD 500,000/-.
Access to VISA Concierge Service. | Accumulate reward points for every spend you do.
Dedicated website to obtain travel related information and assistance.

View more

Pan Asia Gold
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 2,500/- 28%

Features
No joining fee – joining fees waived off for all credit cards
EMV chip card with added security on transactions
3D secure transaction authentication to provide greater security, especially for online transactions
Customer Service Call Centre available 24x7
Free SMS alerts – transaction detail updates on card member’s mobile phone

View more

NSB EASY Card
Joining Fee | Annual Fee Indicative Rate (P.A)
Free 36%

Features
This is a card that gives credit facilities exclusively to National Savings Bank Fixed Deposit Holders. The card will be issued with a credit limit up to a maximum 80% of the deposited amount. Maximum credit limit per card is Rs.1,000,000/-
Can withdraw money from any ATM which has the Master Logo including NSB ATMS.
The interest will be calculated for the amount withdrawn only from the date of withdrawal.
Can be used to purchase goods / services from the Master Card accepted merchant locations, worldwide.
Can be used during overseas tours.

View more

Mastercard Gold
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 2,250/- 28%

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Up to 55 days of credit period
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network

View more

Gold Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,250/- LKR 2,500/- 28%

Features
Up to 51 days of Interest – Free – Credit
SMS Alert in every transaction to ensure high security.
Enjoy attractive Promotional discounts right throughout the year, when you pay with your Seylan VISA Gold Credit Card.
Manage your Credit Card payments with convenience using the Call & Convert (Pay plans page) Installment Plan Facility.
Enjoy purchasing with 0% interest free Installment Schemes on selected categories

View more

World MasterCard
Joining Fee Annual Fee Indicative Rate (P.A)
Free Free 28%

Features
No joining fee – joining fees waived off for all credit cards
First year annual fee of main and supplementary cards waived off
Cards are accepted at over 30 million merchant outlets and at over 3 million ATMs islandwide and globally
No additional charges other than interest will be levied for World MasterCards
EMV chip card with added security on transactions | Customer Service Call Centre available 24x7

View more

Mastercard Titanium
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 3,400/- 28%

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Up to 55 days of credit period
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network

View more

VISA Classic / MasterCard Classic Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,000/- LKR 1,500/- 28%

Features
Credit limit : Upto 99,000 | Great Deals & Offers throughout the year
Installment Payment Plans | Balance Transfer facility | Supplementary cards for your family members
Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
Minimum payment of 5% of the outstanding balance
SMS notification for every transaction made

View more

Anagi Credit Card
Joining Fee | Annual Fee Indicative Rate (P.A)
Free 28%

Features
Joining fee and first year annual will be waived off.
Special 50% Cash-back maximum up to Rs. 1,000/- for the 1st POS / On-line transaction done after activation of the card (Minimum value of 1st transaction should be Rs. 2,000/-or above).
Entitled for all seasonal & periodic discounts offered to ComBank Credit Cardholders.
Special annual discount / Cash-back promotions covering `lnternational Women's Day' and 'Mother's Day' etc.
'Anagi' Credit cardholders are entitled to issue supplementary cards to the spouse or immediate family members with a 50% discount for Annual fee of the Supplementary Card.

View more

Corporate Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 3,000/- 28%

Features
Use your cards at NFC enabled POS machines locally & globally.
Get your Credit Card details in a click through Online Banking and e-Passbook.
Enjoy the highest level of security with your EMV chip card.
This Credit Card will be available in only one category called 'Corporate' from Mastercard and can apply up to any amount of credit limit. Cards will be personalized indicating both company name and individual cardholder's name.
Joining fee and 1st year annual fee will be waived off.

View more

Mastercard / Visa Platinum Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,500/- LKR 3,500/- 28%

Features
High spending power with a starting credit limit of Rs. 100,000/-.
Overseas Travel Insurance Cover up to USD 100,000.
Life Insurance Cover up to Rs. 1.5 million for a nominal premium of Rs. 1,400/- p.a.
Accumulate reward points for every spend you do.
Privileges at Golf Clubs around the world.| Special international privileges at exclusive retail outlets, restaurants, hotels.

View more

Mobitel Data + Credit Card
Joining Fee | Annual Fee Indicative Rate (P.A)
Free 28%

Features
Joining fee and 1st year annual fee will be waived off.
Swipe your Credit Card and get free data.
Now making purchases with Mobitel Data+ Credit Card gives you a reason to smile. | 50 MB of free data for every Rs 1,000/- spent
2GB bonus data at the Card activation point | You will receive a personalized international Mastercard Credit Card
Your Credit Card will be equipped with EMV chip and NFC capability | You will also be entitled for all card promotions and discounts offered to ComBank Credit Cards including seasonal offers.

View more

Mastercard / Visa Gold Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,250/- LKR 2,500/- 28%

Features
Unmatched deals with real value.Flexibility with minimum payment requirements.
Global convenience of being able to make purchases overseas.
Quick and easy access to cash from over 3.5 million ATMs worldwide.
Free SMS Alertz on your credit credit transactions.
Clean credit with absolutely no collateral or guarantors.

View more

St-Sebastian's Old Boys’ Association
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 500/- LKR 3,500/- 28%

Features
Contribution from card annual fee and spend to School OBA fund
The best deals in town | Flexi plans
DFCC Online Banking
DFCC Virtual wallet
CashBack

View more

NDB Platinum Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,500/- LKR 4,500/- 28%

Features
Repay your high value purchases in equal monthly installments at preferential rates.
Year Round Discounts & Promotions
Purchase your return air tickets using your NDB credit card and be entitled to a complementary travel insurance cover (T&C apply)
Free Insurance coverage to cover the cardholder outstanding at the time of death or permanent disability
Enhanced security on Credit & Debit Card Transactions

View more

HNB Visa Classic & Master Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 2,500/- 28%

Features
Enjoy special discounts at selected merchant locations
Travelling abroad is worrisome enough…now with the HNB Visa & MasterCard Classic you`ll be fully insured as you travel overseas
Enjoy easy payment plans with absolutely no interest
Be able to withdraw cash from any ATM up to 50% of the credit limit per month
Enjoy all those special offers that come your way

View more

Pan Asia Black
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 3,500/- 28%

Features
No joining fee – joining fees waived off for all credit cards
Cards are accepted at over 30 million merchant outlets and at over 3 million ATMs islandwide and globally
Free SMS alerts – transaction detail updates on card member’s mobile phone
Fabulous offers and discounts from leading merchant outlets
Interest-free credit up to a maximum of 51 days

View more

DFCC World Mastercard
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 500/- LKR 6,000/- 28%

Features
1.5% CashBack on overseas spend and 1% CashBack on every local spend.
The new DFCC Credit Card is embedded with the latest Mastecard PayPass technology that allows you to simply tap and go for purchases.
Travel insurance and Medical Cover
Enjoy access to over 900 airport lounges worldwide with a complimentary annual membership with lounge key;1 Free visit per year to any partner airport lounge worldwide.
Exclusive World Mastercard worldwide offers | Loan on card

View more

MASTERCARD ASCEND
Joining Fee Annual Fee Indicative Rate (P.A)
Free Free 28%

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Up to 55 days of credit period
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network

View more

HNB Visa Infinite Cards
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 6,500/- 28%

Features
The FlySmiles redemption program is available only for HNB Infinite cardholders. The points accumulated for each cardholder (Rs.1000 spent = 1 point = 1 FlySmiles) (Effective from 15th of August 2022). FlySmiles points accumulated during the year will expire on the 31st of December for each respective calendar year.
You need to collect 5000 points within the calendar year in order to redeem them
HNB reserves the right to amend any terms and conditions relevant to this loyalty program, and advise cardholders subsequent to such revision, via this website
Enjoy free overseas travel and health insurance with every air ticket purchased by your HNB Infinite card
Enjoy easy payment plan packages

View more

Mastercard / Visa Classic Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,000/- LKR 1,500/- 28%

Features
Unmatched deals with real value.| Global convenience of being able to make purchases overseas.
Quick and easy access to cash from over 3.5 million ATMs worldwide.
Keep track of each Card transaction through free e-Statement and SMS alert facilities.
Ability to pay bills, check Card transactions and balances through the internet without having to visit any bank branch.
Convenience of paying monthly utility bills through Sampath Automated Bill Settlement

View more

World Mastercard
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,250/- LKR 6,000/- 28%

Features
Complimentary Travel Insurance (Diamond Club) | Accident & Sickness Medical Expenses (Medical Evacuation and Death repatriation included) | Common Carrier Personal Accident - Death, Permanent Total Disablement as per the Table of Losses
Personal Accident - Death, Permanent Total Disablement, Loss of both limbs / both eyes - 100%, Loss of 1 Limb / 1 eye - 50% | Common Carrier Baggage Loss (Complete and Permanent Loss only) - maximum article value is limited to 10% of the limit | Delay in Checked In Baggage (Reimbursement of toiletries / medication / clothing only)
Loss of Passport (Reimbursement of replacement costs only) | Personal Liability | Legal Fees (Wrongful Arrest) | Hijacking | Trip Delay (Reimbursement of Accommodation and meals only) | Trip Cancellation | Golfer’s Hole in one | Grand Prix Special | Tennis Winning Sets | World Cup Specials
Priority Pass: Access to over 1300 airport lounges in more than 300 cities in over 100 countries worldwide. | Entry to over 70 US lounges, usually reserved exclusively for an airline’s own programme members. | Complementary refreshments and snacks as per the respective lounge’s standard policies.
Access to business facilities – email, internet, phones, fax machines and even conference space in some lounges. | Entry for your guests – they can join you in the lounge for a nominal fee. | A special Priority Pass membership card issued to you separately, along with your World Mastercard Card.

View more

Sampath Bank American Express® Everyday
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 500/- LKR 2,500/- 28%

Features
Welcome offer of 25% ‘Cash Back’ on your first transaction.
‘Cash Back’ of up to 1% every month based on the value of all goods and services purchased.
15% monthly ‘Cash Back’ on Supermarket, Telecommunications & Utility Bill Payments, Transportation/Delivery Apps (PickMe, Uber & UberEats).
Unmatched deals with real value. | Global convenience of being able to make purchases overseas.
Quick and easy access to cash from over 3.5 million ATMs worldwide. | Keep track of each Card transaction through free e-Statement and SMS alert facilities.

View more

NDB Signature Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,500/- LKR 6,000/- 28%

Features
Repay your high value purchases in equal monthly installments at preferential rates.
Year Round Discounts & Promotions
Purchase your return air tickets using your NDB credit card and be entitled to a complementary travel insurance cover. | Free Global Travel Insurance cover up to USD 100,000 (T&C apply)
Free Insurance coverage to cover the cardholder outstanding at the time of death or permanent disability
Enhanced security on Credit & Debit Card Transactions

View more

NDB Infinite Credit Cards
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,500/- LKR 7,500/- 28%

Features
Repay your high value purchases in equal monthly installments at preferential rates.
Year Round Discounts & Promotions
Purchase your return air tickets using your NDB credit card and be entitled to a complementary travel insurance cover (T&C apply)
Free Insurance coverage to cover the cardholder outstanding at the time of death or permanent disability.
Enhanced security on Credit & Debit Card Transactions

View more

Gold / Silver Credit Cards
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,250/- LKR 2,500/- 28%

Features
Your cash is safe.
Commercial Bank’s solid and stable tradition along with our ties with Cirrus and Visa have made our cards one of the most widely used in Sri Lanka and abroad.
Quick and convenient.
You can now settle your Commercial Bank Credit Card bills through any of your other local Bank Credit or Debit Cards.
Enjoy lower interest rates | Interest free installment schemes | 06 convenient settlement cycles

View more

Sampath Mastercard Corporate Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 4,000/- 28%

Features
Enjoy complete control over your Corporate expenses. | Minimize administrative cost.
Minimize the use of your employees’ personal credit cards on corporate expenses. | Reduce the hassle of paperwork.
Maintain real-time account maintenance. | Oversee merchant compliance and monitoring.
Receive automated e-mail reminders and notifications. | Free overseas travel insurance cover up to USD 150,000.
0% instalment plans | Acceptance at more than 36 millions of locations worldwide.

View more

Mastercard Chip & Pin Travel Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,250/- LKR 6,000/- 28%

Features
SMS Alerts & balance inquiry | E-statement Facility | Improved Security
Faster Access | More Efficiency | Greater Flexibility
Convenience | Environmentally friendly | Travel Insurance
We’re accepted at over 2 million ATM’s and 32 million merchants world wide
You enjoy the special Mastercard offers and promotions in the country of travel

View more

DFCC Platinum Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 500/- LKR 3,500/- 28%

Features
Take a quick cash advance of up to 75% of your credit limit and pay it in installments of up to 60 months with the lowest interest rates in the market.
Now you can consolidate your Credit Card outstanding conveniently with the DFCC Credit Card Balance Transfer programme. Save by transferring other credit card balances to your DFCC Credit Card at preferential interest rates.
Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 12 months, with a nominal processing fee.
Take control of your DFCC Credit Card with Interactive eStatements that offers you advanced features & graphical experience of your credit card expenses.
Introducing Automated Bill Settlement (ABS) with DFCC Credit Cards. Spend time doing what you love. Automate your bill payments.

View more

Sampath Visa Corporate Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 4,000/- 28%

Features
Enjoy complete control over your corporate expenses. |Minimize administrative costs & hassle of paperwork
Free e-Statement and SMS alert facilities to given central administrative point to keep track of each Card transaction.
Convenience of paying monthly utility bills through Sampath Automated Bill Settlement.
Global recognition & service | 0% interest Instalment Plans & multitude of other offers
Tap & Go (NFC) facility for more convenient and safer transactions

View more

Seylan Visa Signature Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,750/- LKR 6,000/- 28%

Features
Enjoy amazing offers & benefits with 50% off on the joining fee and the first year annual fee waived off.
30 Days free Travel Insurance when you purchase the return air ticket through your Seylan Visa Signature Credit Card.
Receive assistance in travel, entertainment & experiences, special services, and gift purchases through the toll-free contact number.
Enjoy a range of hotel offers and travel car hire offers across the globe from selected merchants.
Free SMS alerts on your Credit Card transactions to the registered mobile number.

View more

Sampath VISA Signature
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 5,000/- 28%

Features
High spending power with a starting credit limit of Rs. 650,000/-.
Emergency travel assistance (Cash advances, Card replacement, Travel assistance).
Unmatched Overseas Travel Insurance Cover up to USD 250,000.
Access to Visa Concierge Service.
Accumulate reward points for every spend you do.

View more

HSBC Rewards Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 6,000/- 28%

Features
Earn 5x Rewards each time you use your Rewards Credit Card on any Clothing, Dining, E-Commerce and Transport expenses.
Convert your Reward Points to Air Miles with partner airlines or convert your Reward Points to Star Points and redeem at over 1000 Star Points partner outlets island wide.
Receive free instant transaction alerts when you use your card.
Our online payment facility is convenient and highly secured – guaranteeing safe transactions.
Through our supplementary card, we strive to uphold the unity of families by offering you a wide range of benefits and offers for you, and your family.

View more

Platinum Ultramiles Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 7,000/- 28%

Features
Welcome offer of 5,000 complimentary Ultramiles upon activation
Ability of earn up to 30,000 more Ultramiles during the first 3 months.
Accumulate reward points for every spend you do.
Redemption of Ultramiles at over 900 airlines, over 450,000 International and local hotels, online shopping partners and voucher redemption partners.
Earn 5 times more Ultramiles at Accelerated Airline and Travel Partners

View more

UnionPay Asia Prestige Platinum Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 6,500/- 28%

Features
Receive Free VIP airport lounge access 06 times/card/year for both the cardholders and for their companions.
Get your Credit Card details in a click through Online Banking and e-Passbook.
Periodical special discount promotions with selected merchants.
Max Loyalty Reward Points (1 Reward point for every LKR 200/- spent by UnionPay Asia Prestige Platinum Card).
The program specially offers airport VIP lounge service and provides you Top 20 Asian destinations travel resources and benefits from selected Asian attraction discounts, transportation, WIFI service and merchant privileges within the hotel, shopping and dining.

View more

World Mastercard Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 2,750/- LKR 6,000/- 28%

Features
Enjoy amazing offers & benefits with the first year annual fee & joining fee waived off
30 Days Free Travel Insurance when you purchase the return Air ticket through your Seylan World MasterCard Credit Card
Wi-Fi Access with access to over 1 million Wi-Fi Hotspots worldwide at Hotels, Restaurants, In Flight and many more locations.
Experience superior lounge facilities such as refreshments, spas, free Wi-Fi access with LoungeKey access to over 1100 Lounges in over 130 countries worldwide
Enjoy the finest deals with over 800+ merchants worldwide. Be it clothing, dining, electronics, accessories, education, health, online or holiday offers, Seylan Bank have you covered.

View more

DFCC Signature Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 500/- LKR 5,000/- 28%

Features
Take a quick cash advance of up to 75% of your credit limit and pay it in installments of up to 60 months with the lowest interest rates in the market.
Now you can consolidate your Credit Card outstanding conveniently with the DFCC Credit Card Balance Transfer programme. Save by transferring other credit card balances to your DFCC Credit Card at preferential interest rates.
Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 12 months, with a nominal processing fee.
Take control of your DFCC Credit Card with Interactive eStatements that offers you advanced features & graphical experience of your credit card expenses.
Introducing Automated Bill Settlement (ABS) with DFCC Credit Cards. Spend time doing what you love. Automate your bill payments.

View more

The Amex Gold Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,250/- LKR 4,000/- 28%

Features
Membership Rewards Program
Overseas Travel Insurance
Help and Assistance when travelling overseas
As a Gold Cardmember, you can rely on the Nations Trust American Express Card as your ideal partner for your everyday experiences from grocery shopping at the supermarket to pumping fuel

View more

Platinum Amex Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 6,000/- 28%

Features
Exclusive benefits in end of the month by “Platinum Weekend” program
Membership Rewards and Complimentary Insurance cover
Cash Advance and Overseas Extended Settlement Plans
Automated Bill Settlements with Wallet Guard Protection
American Express Global Benefits

View more

Mastercard Platinum
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 4,900/- 28%

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Up to 55 days of credit period
Attractive discounts & offers around the year with Cargills Bank Credit Cards
Worldwide ATM cash advances through Mastercard ATM network

View more

VISA Platinum / MasterCard Platinum Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free Free 28%

Features
Credit Limit: Rs 200,000 – Rs. 595,000 | Free Joining Fee | 1st year annual Fee waived-off
Great Deals & Offers throughout the year | Free Travel Insurance | Balance Transfer facility
Supplementary cards for your family members
Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
Interest-free credit period of up to 51 days for all your purchases

View more

Visa Signature Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 6,500/- 28%

Features
Use your cards at NFC enabled POS machines locally & globally.
Get your Credit Card details in a click through Online Banking and e-Passbook.
Airport lounge access, Travel & luxury hotel offers and shopping offers from both local and international partners.
Concierge & car rentals from international service providers.
Travel insurance cover when you purchase a return air ticket with your Card.

View more

VISA Signature / MasterCard World
Joining Fee Annual Fee Indicative Rate (P.A)
Free Free 28%

Features
Minimum Credit Limit: Rs. 600,000 | Free Joining | 1st year annual Fee waived-off Fee |
Great Deals & Offers throughout the year | Free Travel Insurance | Free Airport Lounge Key Access membership
Instalment Payment Plans | Balance Transfer facility | Supplementary cards for your family members
Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
Interest-free credit period of up to 51 days for all your purchases

View more

Visa Infinite Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 7,500/- 28%

Features
Get your Credit Card details in a click through Online Banking and e-Passbook.
Airport lounge access, Travel & luxury Hotel offers and Shopping offers from both local and international partners.
Concierge & car rentals from international service providers.
Travel insurance cover when you purchase a return air ticket with your card.
Minimum credit limit - Rs 2,500,000/-.

View more

DFCC Visa Infinite
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 500/- LKR 7,000/- 28%

Features
Take a quick cash advance of up to 75% of your credit limit and pay it in installments of up to 60 months with the lowest interest rates in the market.
Now you can consolidate your Credit Card outstanding conveniently with the DFCC Credit Card Balance Transfer programme. Save by transferring other credit card balances to your DFCC Credit Card at preferential interest rates.
Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 12 months, with a nominal processing fee.
Take control of your DFCC Credit Card with Interactive eStatements that offers you advanced features & graphical experience of your credit card expenses.
Introducing Automated Bill Settlement (ABS) with DFCC Credit Cards. Spend time doing what you love. Automate your bill payments.

View more

HNB Visa Signature Cards
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 5,000/- 28%

Features
Let you and your family enjoy free overseas travel and health insurance
Track your card balances and purchases whenever you want through real time SMS alerts on your phone
Enjoy easy payment plans with absolutely no interest
You can apply for a supplementary card- so be at peace, your family will be secure and comfortable
Get cash withdrawals of up to 75% of the credit card limit from any ATM

View more

World Mastercard Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 6,500/- 28%

Features
Use your cards at NFC enabled POS machines locally & globally.
Get your Credit Card details in a click through Online Banking and e-Passbook.
Airport lounge access, travel & luxury Hotel offers and shopping offers from both local and international partners.
Concierge & car rentals from International service providers.
Travel insurance cover when you purchase a return air ticket with your Card.

View more

Platinum Cards
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,500/- LKR 3,500/- 28%

Features
Enjoy the highest level of security with your chip card.
Get your Credit Card details in a click through Online Banking and ePassbook.
Travel insurance cover when you purchase a return air ticket with your Platinum Card.
You can now settle your Commercial Bank Credit Card bills through any of your other local Bank Credit or Debit Cards.
You will receive a minimum credit limit of Rs 250,000/-.

View more

HSBC Corporate Card
Joining Fee | Annual Fee Indicative Rate (P.A)
Free 28%

Features
Increased control of business expenditure and better working capital management
Ability to negotiate better terms with suppliers and reduce payment costs
Fraud protection | Travel insurance protection
Travel & entertainment privileges
Powerful online management and reporting

View more

UnionPay Asia Prestige Diamond Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 10,000/- 28%

Features
Get your Credit Card details in a click through Online Banking and e-Passbook.
Unlimited Free VIP airport lounge access for both the cardholders, 06 free visits per Year for their companions.
Periodical special discount promotions with selected merchants.
Easy payment plans at reputed merchants.
Max Loyalty Reward Points (1 Reward point for every LKR 200/- spent by UnionPay Asia Prestige Diamond Card).

View more

Sampath Bank Mastercard World
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,000/- LKR 4,000/- 28%

Features
High spending power with a starting credit limit of Rs. 350,000/-
Overseas Travel Insurance Cover up to USD 100,000
Accumulate reward points for every spend you do.
Worldwide acceptance at more than 36 million locations worldwide
Access to Master Global Services | Unmatched deals with real value.

View more

HNB Visa & Master Card / Gold Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 2,500/- 28%

Features
Take your pick of special discounts now available to you at selected merchants, free overseas travel insurance cover on purchase of air tickets.
Enjoy easy payment plans with absolutely no interest
Get cash withdrawals of up to 50% of the credit card limit from any ATM

View more

Corporate Credit Cards
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 500/- LKR 4,500/- 28%

Features
Compatible integration with DFCC iconnect - Total Business Payments & Cash Management solution with corporate credit card via DFCC iconnect.
Enhanced Security
Enhanced Cash Flow Management
Convenience
Travel Insurance

View more

HSBC Visa Platinum Cashback Credit Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free LKR 4,000/- 28%

Features
While you focus on building your career, we'll help you by giving you plenty of time to settle your payments.
Use your credit card to get cash in an emergency from any HSBC network ATM anywhere in the world, just as you would with your debit card.
We believe in strengthening your career, so our HSBC Credit Cards blend flexible payment plans with low interest rates to suit your income cycle.
Our supplementary card can give your family more financial freedom and allow you to get more out of your spending.
Get in touch whenever you have a question or need information about using credit cards in Sri Lanka.

View more

VISA Gold / MasterCard Gold Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,500/- LKR 2,500/- 28%

Features
Credit Limit: Rs 100,000 – Rs. 199,000 | Great Deals & Offers throughout the year | Installment Payment Plans
Balance Transfer facility | Supplementary cards for your family members
Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
Interest-free credit period of up to 51 days for all your purchases | Minimum payment of 5% of the outstanding balance
SMS notification for every transaction made

View more