What is a Debit Card?

A Debit Card provides electronic access to your Savings Account through ATM machines or over the counter or online purchases. It has similar functions to those of Credit Cards, with the main difference being that the amount is deducted from the user's Account directly and immediately. Usually, a Debit Card issued from a Bank can be often used globally and the most common Debit Card issuers are American Express, Master Card, and Visa.


Bank Selection
Card Fees
Best Used For
Ladies Savings VISA Debit Card
Joining Fee Annual Fee
LKR 400/- LKR 100/-

Features
Exclusive Ladies’ branch at Head office and exclusive Ladies’ units at selected branches
Exclusive Debit Card with Online transaction facility and year around offers at selected merchants*
Access to over 4000+ ATMs islandwide
Mobile Banking and Internet Banking facility
SMS alerts for all transactions

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NSB ATM Debit Card
Joining Fee Annual Fee
LKR 400/- LKR 100/-

Features
With the convenience of a country wide NSB ATM network, you can withdraw cash from your NSB account at your convenience.
In addition we have partnered with a host of other banks to enable you to withdraw cash from NSB accounts using other banks too!
Whether Here or Abroad, keep a NSB ATM Card with you for all your financing needs.

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HNB Visa International Debit Card
Joining Fee Annual Fee
LKR 350/- LKR 500/-

Features
The HNB Visa Debit Card is available to any HNB customer with a Savings, Current, NRFC, RFC, RNNFC, FCBU, Individual/Joint or Proprietorship Account.
If you have any of these accounts, you are eligible for a HNB Visa Debit Card which can be used locally and internationally at merchants that accept MasterCard and Visa.
Enjoy Point-of-sale transactions, online payments and ATM access
Pay utility bills, settle HNB card bills and make fund transfers

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Features
The added security features includes an inbuilt Chip with PayWave technology enabled to facilitate ‘tap and pay’ transactions at merchant acceptance points.
Our international visa debit cards are accepted at merchant establishments across the globe for dining, shopping, travel and most of the everyday expenses of our customers.
Purchasing is made easy and convenient.

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Smart-Shopper International Debit Card
Joining Fee Annual Fee
LKR 400/- LKR 100/-

Features
Make all your transactions with one card.
Withdraw cash 365 days a year, 24 hours a day with over a million ATM’s worldwide.
Worldwide acceptance at over 20 million merchant outlets.
Know exactly what’s happening on your account-receive SMS alerts after every transaction
Higher withdrawal/ transaction limits at all ATMs and Point of Sale ( POS) outlets

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Features
Withdraw cash 365 days a year, 24 hours a day with over 2 million ATM’s and purchase points at over 20 million merchant outlets worldwide.
Debit card daily cash withdrawal limit- 100,000.00
Debit card daily POS withdrawal limit- 150,000.00 (Foreign currency transaction limit is equivalent to the above limits after conversion)

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HSBC Debit Card
Joining Fee Annual Fee
Contact Bank LKR 750/-

Features
HSBC's Debit card can be used at more than 13,000 VISA merchant outlets in Sri Lanka and 29 million across the world
It can be used at over 1.4 million ATMs, anywhere in the world
Visa Concierge service is an exclusive service designed to assist Premier and Advance Debit cardholders with their travel and entertainment needs
HSBC’s Debit card is available for Classic and Premier
The annual fee is at an affordable rate of LKR 750 for both international or locally valid cards

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Gold Debit Card
Joining Fee Annual Fee
LKR 500/- LKR 400/-

Features
Seylan Debit Card is available for both VISA and Mastercard.
Hassle free cash withdrawal from any Visa/ Mastercard ATM.
Pay to the point by Swiping / tapping your CardPay to the point by Swiping / tapping your Card
Free “Travel Insurance” when you purchase your Air Ticket using yourDebit card.
E commerce transactions made with ease.

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Features
ATM cash withdrawal | Funds transfer facility | SMS alert facility | Backed by international VISA network
Easy access to your HBL account (whenever you want and wherever you go)
No interest | No need to carry cash | Secure and convenient payment solutions
Accepted by 30 million merchants worldwide | Access to 1.4 million ATMs across the world | Statement generation via HBL ATMs
HBL Internet Banking features & benefits

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Features
Attractive offers and discounts with value added benefits.
Ability to shop in over 1 million VISA merchants locally and globally.
Access to over 3.5 million ATMs worldwide.
You can pay bills, check card transactions and balances online
Get value added services with no extra charge; free copies of statements.

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Vanitha Vasana Debit Card
Joining Fee Annual Fee
LKR 300/- LKR 300/-

Features
Withdraw cash 365 days a year, 24 hours a day with over 2 million ATM’s and purchase points at over 20 million merchant outlets worldwide.
Debit card daily cash withdrawal limit- 100,000.00
Debit card daily POS withdrawal limit- 150,000.00

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Amãna Bank Vantage VISA Debit Card
Joining Fee Annual Fee
LKR 400/- LKR 100/-

Features
Special privileges on financing solutions
Dedicated Vantage centres at selected branches
Free Vantage Debit card with exclusive offers
Free ATM withdrawals at Amana Bank and Commercial Bank ATMs
Personalized cheque book./Free SMS Alerts on transactions

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Seylan Remittance Card
Joining Fee | Annual Fee
Free

Features
Remittance will be credited to the card account real time as and when the transaction is originated.
SMS Alert upon receipt of the remittance.
Remittance can be withdrawn from any bank ATM (both here in Sri Lanka and abroad) at the recipient’s convenience.
Avail for Merchant discounts during seasonal promotions.
Eligibility to receive “Mega Rewards”benefits scheme.

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Multi Currency Prepaid Travel Card
Joining Fee Annual Fee
LKR 500/- Contact Bank

Features
Prepaid Card – the value of the card is loaded upfront
EMV Compliant CHIP Card with PIN/Signature
Can load in US dollars, Sterling pounds, Euro, Japanese yen and Australian dollars
Reloading facility during the validity period (subject to exchange control regulations)
Ability to transfer funds from one currency to another currency in the Card

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HNB Salary SMART
Joining Fee | Annual Fee
Free

Features
3 times your net salary as an Overdraft Facility or as a Personal Loan
High interest savings account with unlimited withdrawals
Exclusive benefits and discounts on Life, Motor and Non-Motor Insurance Policies
Loan buyback (Debt Consolidation Loans) at special rates
HNB Platinum Visa Credit Card with first year annual fee waived off

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VISA Debit Card
Joining Fee Annual Fee
LKR 400/- Contact Bank

Features
Allows you to pay for your goods and services all over the world in one currency
Allows you to pay for your goods and services all over the world in one currency
24-hour access to bank (bank-in-wallet) / Provides a better cash management
Simplifies monthly accounting routines- Purchase gets directly debited to the savings/current account.
Annual Fees Rs. 300/- (from 2nd Year onwards)

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Mastercard World Debit Card
Joining Fee Annual Fee
LKR 750/- LKR 750/-

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Access to over 3000 LankaPay connected ATMs & over 1 million ATMs globally through Cirrus, Maestro & Mastercard networks
Accepted over 38 million Mastercard merchant outlets
SMS alert on your transactions

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Features
Perform online and eCommerce transactions
Purchase goods and services at any Visa accepted merchant network, locally and overseas
Withdraw cash at any SDB ATM and over 5,000 Lanka Pay ATM networks island wide
Daily withdrawal limit of Rs. 100,000 and POS limit of Rs. 300,000
Enhanced security standards with latest CHIP technology | Instant issuance at the time of account opening | Tap & Go Visa payWave option for transactions below Rs. 5000

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Mastercard Shopping Debit Card
Joining Fee Annual Fee
LKR 500/- LKR 500/-

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Access to over 3000 LankaPay connected ATMs & over 1 million ATMs globally through Cirrus, Maestro & Mastercard networks
Accepted over 38 million Mastercard merchant outlets
SMS alert on your transactions

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