What is a Debit Card?

A Debit Card provides electronic access to your Savings Account through ATM machines or over the counter or online purchases. It has similar functions to those of Credit Cards, with the main difference being that the amount is deducted from the user's Account directly and immediately. Usually, a Debit Card issued from a Bank can be often used globally and the most common Debit Card issuers are American Express, Master Card, and Visa.


Bank Selection
Card Fees
Best Used For
NSB ATM Debit Card
Joining Fee Annual Fee
LKR 500/- LKR 500/-

Features
With the convenience of a country wide NSB ATM network, you can withdraw cash from your NSB account at your convenience.
In addition we have partnered with a host of other banks to enable you to withdraw cash from NSB accounts using other banks too!
Whether Here or Abroad, keep a NSB ATM Card with you for all your financing needs.

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Features
Attractive offers and discounts with value added benefits.
Ability to shop in over 1 million VISA merchants locally and globally.
Access to over 3.5 million ATMs worldwide.
You can pay bills, check card transactions and balances online
Get value added services with no extra charge; free copies of statements.

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Features
Added security features includes an inbuilt Chip with PayWave technology.
Our international visa debit cards are accepted at merchant establishments across the globe for dining, shopping, travel and most of the everyday expenses of our customers. Purchasing is made easy and convenient.

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HSBC Debit Card
Joining Fee Annual Fee
Contact Bank LKR 1,000/-

Features
Use your Premier Debit Card at more than 13,000 VISA merchant outlets in Sri lanka plus 29 million others across the world.
Withdraw cash from 1.4million ATMs, anywhere in the world with no withdrawal fees.
Contactless payments are designed to make your day easier and more convenient - there's no need to handle cash anymore, just tap and go, its simpler and you can pay in seconds for transactions under LKR 25,000 globally.
Enjoy attractive discounts right throughout the year. For further information visit HSBC Premier Privileges.
The EMV chip on your debit card authenticates transactions and reduces the chances of fraudulent usage through skimmimg of magnetic stripe. Shop online peacefully with SMS OTP sent before the transaction. be informed via SMS alert after any transaction for free.

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Visa Debit Card
Joining Fee Annual Fee
LKR 1,500/- LKR 750/-

Features
Seylan Debit Card is available for both VISA and Mastercard.
Hassle free cash withdrawal from any Visa/ Mastercard ATM.
Pay to the point by Swiping / tapping your Card
E commerce transactions made with ease.| Enjoy wide range of “Debit Card Promotions”.
Free “Travel Insurance” when you purchase your Air Ticket using yourDebit card.

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Features
Perform online and eCommerce transactions
Purchase goods and services at any Visa accepted merchant network, locally and overseas
Withdraw cash at any SDB ATM and over 5,000 Lanka Pay ATM networks island wide
Daily withdrawal limit of Rs. 100,000 and POS limit of Rs. 300,000
Enhanced security standards with latest CHIP technology | Instant issuance at the time of account opening | Tap & Go Visa payWave option for transactions below Rs. 5000

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Harasara Debit Card
Joining Fee Annual Fee
LKR 500/- LKR 400/-

Features
Hassle free cash withdrawal locally from any ATM and from Mastercard accepted ATMs internationally
Pay to the point by Swiping / tapping your Card
E commerce transactions made with ease.
Enjoy a range of promotions exclusively for Harasara Debit Card holders.
Free ‘Travel Insurance’ when you purchase your Return Air Ticket using your Debit card. (Conditions Apply)

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Debit Cards
Joining Fee Annual Fee
LKR 1,000/- Contact Bank

Features
Withdraw cash 365 days a year, 24 hours a day with over a million ATM's worldwide.
Worldwide acceptance at over 20 million merchant outlets.
100% Security when you shop online with Verified by VISA/ MasterCard SecureCode services.
Free SMS alerts after every transaction.
Enjoy Special Discounts from selected merchants island-wide.

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HNB Visa International Debit Card
Joining Fee Annual Fee
LKR 600/- LKR 350/-

Features
The HNB Visa Debit Card is available to any HNB customer with a Savings, Current, NRFC, RFC, RNNFC, FCBU, Individual/Joint or Proprietorship Account.
If you have any of these accounts, you are eligible for a HNB Visa Debit Card which can be used locally and internationally at merchants that accept MasterCard and Visa.
Enjoy Point-of-sale transactions, online payments and ATM access
Pay utility bills, settle HNB card bills and make fund transfers
No activation needed for overseas ATM use

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Smart-Shopper International Debit Card
Joining Fee Annual Fee
LKR 400/- LKR 400/-

Features
Make all your transactions with one card. (For Grocery/Utility Payments / Shopping/ Online Shopping/ to pump fuel/ at restaurants or hotels etc.,).
Withdraw cash 365 days a year, 24 hours a day with over a million ATM’s worldwide.
Worldwide acceptance at over 20 million merchant outlets.
Know exactly what’s happening on your account - receive SMS alerts after every transaction.
Enjoy special discounts from selected merchants.

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Amãna Bank Vantage VISA Debit Card
Joining Fee Annual Fee
LKR 500/- LKR 300/-

Features
Special privileges on financing solutions
Dedicated Vantage centres at selected branches
Free Vantage Debit card with exclusive offers
Free ATM withdrawals at Amana Bank and Commercial Bank ATMs
Personalized cheque book./Free SMS Alerts on transactions

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Sampath Web Card
Joining Fee Annual Fee
LKR 500/- Contact Bank

Features
After utilizing the balance in the card account, you can top it up again for any value.
Validity: The card will be valid for 2 years from the date of issue.
Secure method of making payments on the Internet.
Immediate credit to the card account for cash payments & fund transfers from Sampath accounts.
Risk of using the card on the Internet is limited to the balance available.

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Ladies Savings VISA Debit Card
Joining Fee Annual Fee
LKR 500/- LKR 300/-

Features
Exclusive Ladies’ branch at Head office and exclusive Ladies’ units at selected branches
Exclusive Debit Card with Online transaction facility and year around offers at selected merchants*
Access to over 4000+ ATMs islandwide
Mobile Banking and Internet Banking facility
SMS alerts for all transactions

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SHOPPING DEBIT CARD
Joining Fee Annual Fee
Contact Bank LKR 750/-

Features
Quick and easy shopping with Contactless Payment technology
EMV compliant Chip and PIN technology for greater security
Access to over 3000 LankaPay connected ATMs & over 1 million ATMs globally through Cirrus, Maestro & Mastercard networks
Accepted over 38 million Mastercard merchant outlets
SMS alert on your transactions

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VISA Debit Card
Joining Fee Annual Fee
LKR 900/- LKR 750/-

Features
Allows you to pay for your goods and services all over the world in one currency
Safer than cash!! - Need not worry about carrying or losing money
24-hour access to bank (bank-in-wallet)
Simplifies monthly accounting routines- Purchase gets directly debited to the savings/current account.
No fear of over spending –spend up to the limit in the bank account

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Seylan Remittance Card
Joining Fee | Annual Fee
Free

Features
Remittance will be credited to the card account real time as and when the transaction is originated.
SMS Alert upon receipt of the remittance.
Remittance can be withdrawn from any bank ATM (both here in Sri Lanka and abroad) at the recipient’s convenience.
Avail for Merchant discounts during seasonal promotions.
Eligibility to receive “Mega Rewards”benefits scheme.

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