Smart FD (Scrip-less Fixed Deposits)
1 Month 2 Months 3 Months
13.50% -- 15.00%
6 Months 12 Months (1Y) 24 Months (2Y)
14.75% 12.00% 14.75%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
15.00% 15.25% 15.50%
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 11.75% 14.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
14.25% 14.25% 14.25%

Features
No physical certificate, only the smart FD opening confirmation is issued | Instant SMS confirmation
Opening, Renewal, and Closing confirmations via e-mail | Applications/ closing requests can be sent by post, e-mail or fax
FD amount can be deposited to Current or Savings account (Bank will take the deposit amount from this account)
Can be closed without visiting the branch | Interest rates for Smart FDs are similar to normal FDs
Eligibility
Sri Lankan residents over 18 Years of age are eligible to open an account
Minimum Deposit Rs. 10,000/-
Period – 01, 03, 06 Months and 01 to 05 Years