Opening, renewal and closing confirmations via e-mail | e-certificate (opening confirmation will be issued)
Instant SMS confirmation | Minimum Deposit Rs. 10,000/- | Applications / closing requests can be sent by post, email or fax
Period – one, three, six months and one to five years (conditions apply for one month deposits)
Can be closed without visiting the branch | Interest rates for Smart FDs are similar to normal FDs
Smart FD will be accepted as a security for loans, guarantees etc. | Nominee can be appointed by visiting the branch
