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Features
To build a house, To add a new part to a house /extensions
To complete a partly built house
To obtain water facilities, sanitary facilities and electricity
To purchase a house
To purchase a plot of land to build a house, Redemption
Eligibility
Salaried employees, Business/self Employed
Rental Income earners, Income earners from Agriculture
Others who can provide details of a constant income from authorized personnel.
You can apply for the loan either individually or jointly (with your spouse, with parents or with your children)
Documents Needed
Birth Certificate Original and 2 photo copies National Identity Card Original and photo copy / valid Passport (period not expired) Marriage certificate Original and 1 photo copy.
If you are a salaried employee, a statement of salary particulars and confirmation of employment from your employer with full details of deductions along with duly perfected HDFC Form 28 A
If you are an income tax paying business person, 3 years of Income Tax Reports and Audited financial statements together with Bank statements for the last year should be provided and supporting documents to prove your other income.