If the loan is for construction or renovation/extension/repair - Copy of deed | Copy of survey plan | Copy of building plan | BOQ/Estimate |
If the loan is for Purchase of house/land - Copy of vendors deed of transfer | Copy of survey plan | Letter from vendor giving consent to sell the house/land including survey plan number, lot number, extent , purchase price, advances given etc.
If the loan is for a loan redemption - Letter from creditor stating Details of amount obtained, Purpose of loan, Rate of interest, Repayment period, Monthly installment & Present balance principle outstanding (Capital & Interest should be stated separately) | Copy of Mortgage bond
Personal Information - Copy of NIC | Copy of marriage certificate (If joint applicant is spouse) | Copy of birth certificate (If joint applicant is a child)
Evidence of income If you are employed,- Certified salary slips for past 6 months | Service letter/Salary confirmation letter
Evidence of income If you are self- employed - Copy of Business Registration certificate | Bank statements for past 6 months | Income declaration (The decision to lend will depend on an income inspection done by SMIB)