Fixed Deposits (FD)

Fixed Deposit (FD) is an investment option given to an individual to place his savings in a fixed term with short term maturities ranging from a minimum of one month to a maximum of five years in general. A Customer is given an opportunity to withdraw the funds upon maturity or have it renewed automatically for the same period. If the duration of the FD is placed requires changing, the Customer could provide new instructions at the renewal. Once the FD is placed, a Customer shall be given a FD confirmation as security. A Customer could also uplift the FD anytime with a prorated interest earning. However, a penalty fee will be charged from a Customer in the event of early termination of the deposit.


Bank Selection
Fixed Deposit Category
Fixed Deposit
1 Month 2 Months 3 Months
12.00% -- 14.50%
6 Months 12 Months (1Y) 24 Months (2Y)
14.50% 13.50% 11.75%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
12.25% 13.00% 13.75%

Features
Earn higher returns on your deposits
Highest rate for your fixed Deposit.
Bonus Interest rate based on the deposit amount.
Attractive Gift Items. ( Gift Vouchers & Lunch Bag)
Attractive Fixed Deposit Scheme for senior citizens with extra interest.

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Foreign Currency Fixed Deposits
1 Month 2 Months 3 Months
2.75% -- 3.50%
6 Months 12 Months (1Y) 24 Months (2Y)
3.75% 4.00% 4.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
PFCA’s are an amalgamation of previous Resident Foreign Currency Accounts (RFC), Non-Resident Foreign Currency Accounts (NRFC), Resident Non- Nationals’ Foreign Currency Accounts (RNNFC) and Non-Resident Non-National Foreign Currency Accounts (NRNNFA)

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Fixed Deposits
1 Month 2 Months 3 Months
12.00% -- 15.00%
6 Months 12 Months (1Y) 24 Months (2Y)
16.00% 17.00% 17.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
17.50% 18.00% 18.50%

Features
Convenient Automatic renewal of your deposit, according to your renewal instructions at the time of placement.
Make changes to your settlement instructions by giving us two working days’ notice prior to the maturity date.
Withdraw from any one of our Branches
Ability to view your deposit details through mobile banking and Internet Banking facility.

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Fixed Deposits
1 Month 2 Months 3 Months
12.00% -- 16.00%
6 Months 12 Months (1Y) 24 Months (2Y)
16.50% 17.00% 17.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
17.50% 18.00% 19.00%

Features
All FDs are provided with an attractive interest rate
Union Bank offers fixed deposits from 1 – 60 months period with attractive interest rates to make your money grow.

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7 Day Call Deposits
1 Month 2 Months 3 Months
13.25% -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Minimum deposit is Rs 100,000.00 | Minimum period is 7 days-(no maximum period)
Attractive interest rates | No need to be an account holder
Can make a nomination | Instant Loan/Overdraft can be easily obtained against the deposit
There is no maturity date and the depositor can withdraw by giving seven calender days notice in writing
Interest paid on withdrawals with 7 days’ Notice

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Special Deposit Account
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
17.50% 19.00% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Higher interest rate than regular fixed deposits.
6 month deposits – 1 percentage point above the normal rate, per annum.
12 month deposits – 2 percentage points above normal rate, per annum.
Freely convertible and remittable outside Sri Lanka, at maturity.
The ideal opportunity for patriotic Sri Lankans and well-wishers to support people living in Sri Lanka and indirectly help in overcoming the effects of the COVID-19 outbreak.

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Special Deposit Account (SDA)
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
17.50% 19.00% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Special Deposit Account offers a higher interest rate than regular LKR and Foreign Currency Fixed Deposits.(Savings Account to be opened to receive the funds to be placed in Fixed Deposits)
Fixed Deposits can be placed for 6 months and 1 year tenors.
Interest paid at maturity.
Can be opened in LKR , United States Dollars(USD), Euro(EUR), Sterling Pound(GBP), Australian Dollars(AUD), Japanese Yen(JPY), Singapore Dollar(SGD), Canadian Dollar(CAD), Swiss Franc(CHF).
Freely convertible and repatriable outside Sri Lanka upon maturity.

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FCY Term Investment Accounts
1 Month 2 Months 3 Months
Contact Bank -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Multiple currencies to choose from (USD, GBP, EUR, AUD, JPY and SGD)
Multiple Tenure option | Attractive profit rates
E-Statement and E-mail banking Facility | Standing Instructions on profit transfers
Automated renewal option

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HNB Senior Citizens Scheme
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 19.50% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Higher interest rates on savings and fixed deposits
No service charges on current accounts
Priority service and free HNB International Debit Card
Internet/Mobile Banking Free (01st Year)
25% discount on annual fees of the credit cards
Gift Vouchers up to Rs. 10,000/-for Savings Accounts maintained for a period of one year
Reimbursement of Hospitalization expenses upto Rs. 70,000/- for Fixed Deposits above Rs. 500,000/-

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Normal Fixed Deposits
1 Month 2 Months 3 Months
13.50% -- 15.00%
6 Months 12 Months (1Y) 24 Months (2Y)
14.75% 12.00% 14.75%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
15.00% 15.25% 15.50%

Features
Payment of Interest (for Minimum Rs. 500,000)
Interest Payable at Maturity for all types
Monthly interest on deposits of one year and above

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Special Deposit Account (SDAs)
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
14.50% 17.50% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Higher Interest
06 Months FDs : 1% above the normal FD rate
12 Months FDs : 2% above the normal FD rate
Funds can be free converted and repatriated outside Sri Lanka upon the maturity of the deposit

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Fixed Deposits
1 Month 2 Months 3 Months
13.50% -- 16.00%
6 Months 12 Months (1Y) 24 Months (2Y)
16.50% 16.75% 16.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
16.50% 16.50% 16.50%

Features
Ability to borrow up to 90% of the fixed deposit value by way of an overdraft or a loan
Attractive interest rates
Option to nominate a beneficiary
Ability to open joint deposits
Inner Circle status and segment benefits for deposits over Rs.1,000,000
Private Banking status with personalized service for maintaining a monthly average credit balance of LKR. 10,000/- in Rupee Savings or Rupee Current account excluding investment planners AND a total relationship of LKR 20 Million in both Assets and Liabilities or Liability relationship of LKR 10 Million or Remit a Net monthly Salary of LKR 500,000

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RDB Fixed Deposits
1 Month 2 Months 3 Months
13.50% 13.75% 14.00%
6 Months 12 Months (1Y) 24 Months (2Y)
14.25% 14.50% 15.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
15.75% 16.00% 16.25%

Features
RDB fixed deposits are identified as a popular mode of investments among its individual and corporate customers.
FDs are available at RDB for periods of 1, 2, 3 and 6 months as well as 1-5 years.
Since the inception, the Bank was able to provide very attractive interest rates compared to other banks.
Special interest rates are offered for fixed deposits with maturity periods of 1 year and above.

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Call Deposits
1 Month 2 Months 3 Months
12.00% -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Minimum Term Period of 7 days
Interest calculated daily
Island wide branch network

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Special Deposit Accounts
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
17.50% 19.00% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Higher Interest rate than regular fixed deposits.
Freely convertible and remittable outside Sri Lanka at maturity.
The details of this product are in accordance with regulations published by the Central Bank of Sri Lanka. Thus, the details may change from time to time according to changes in regulations.

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Forex Plus
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- 8.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
8.50% 9.00% 9.50%

Features
Earn a higher interest for your foreign currency deposits depending on the tenure.
The interest will be credited to you at maturity.
Personal & non personal accounts can be opened.
You can save in a currency of your choice.

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Call Deposits
1 Month 2 Months 3 Months
Up to 3.50% -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
You can earn a higher rate within a short time span
You have to place your deposit for just 7 days
Even instant withdrawals can be made at reduced rates

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Foreign Currency Deposits
1 Month 2 Months 3 Months
3.50% -- 4.25%
6 Months 12 Months (1Y) 24 Months (2Y)
4.75% 5.25% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
FOREIGN CURRENCY DEPOSITS –USD, GBP, EURO, AUD, CAD, SGD, NZD
Term : 1 month, 3 months, 6 months & 1 year and 1 year deposit with monthly interest
Short Term Less than a year and Long Term Foreign Currency Bank deposits
IIA Accounts to support investments
Uninterrupted /Guaranteed Cash Flow options to meet your monthly commitments by repatriating the interest income to your bank accounts of your choice overseas
Withdrawal of deposits prior to maturity of the deposit can be accommodated to meet urgent payment etc at prevailing market rates at the time of withdrawal
Repatriation of capital and interest income to your bank accounts overseas

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Sampath Sanhinda Fixed Deposits
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 17.00% 17.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
17.50% 18.00% 19.00%

Features
Ensures security and a stable income for the future.
Highest Interest Rates – payable monthly or annually

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Special Deposit Account
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
17.50% 19.50% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Could be maintained in any designated Foreign Currency or in LKR
The SDA is a Fixed Deposit for 6 months and 12 months
Higher Interest Rates
Repatriation is freely permitted on maturity

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Regular FD 2-60 months
1 Month 2 Months 3 Months
-- 14.50% 16.00%
6 Months 12 Months (1Y) 24 Months (2Y)
16.50% 17.00% 17.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
17.50% 18.00% 19.00%

Features
Credit Card against the Fixed Deposit OR An instant loan against the Fixed Deposit For Senior Citizens
Easy access Internet Banking
an islandwide Branch network & 365 day banking
Register for E-Statement view your statement on the go even on your Smart phone

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Fixed Deposit - Normal
1 Month 2 Months 3 Months
13.50% -- 15.00%
6 Months 12 Months (1Y) 24 Months (2Y)
14.75% 14.50% 15.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
15.75% 16.00% 16.25%

Features
Minor FD Account can be opened by a parent or guardian.
0.5% interest over normal FD Rates.
Higher interest rates compared with other deposit products.

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Personal Foreign Currency Deposits
1 Month 2 Months 3 Months
3.50% -- 5.00%
6 Months 12 Months (1Y) 24 Months (2Y)
5.25% 5.50% 5.75%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
6.00% -- 6.25

Features
Any outward remittance.
Special interest rates for PFCA fixed deposits.
Instant Loan /overdraft facilities against foreign currency balance in PFCA accounts (for residents of Sri Lanka).
Credit Cards and other related benefits (Travel Insurance, Ultra Miles).
Debit Card and SMS Alertz service.
Fund transfers between PFCA, BFCA or offshore Banking accounts.
Existing NRFC/RFC/RNNFC/NRNNFC accounts re-designated to PFCA.

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Call Deposits
1 Month 2 Months 3 Months
3.75% -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Deposit is available for a minimum of 7 days
If the deposit is liquidated before 7 days from the date of placement (including the date of placement and excluding the date of liquidation), no interest rate will be paid
Product can be obtained in the form of RFC, NRFC or a joint account based on customer’s choice
Earn interest on your daily balances
High interest rate of 3.75% offered for the product

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Savings Certificates
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
5.00% 6.00% 7.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
No need to be an account holder | Interest paid upfront
Face value is paid at maturity | Can make a nomination
Can be en-cashed in any branch | Denominations for periods of 6,12 and 24 months
Instant loan or overdraft could be easily obtained against the deposit
Withholding tax/duties and other taxes are applicable as per prevailing regulations
Can be en-cashed even before the maturity (at a reduced rate of interest for completed months)
Issued only in the name of an individual

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Fixed Deposits - Minors
1 Month 2 Months 3 Months
13.50% -- 15.00%
6 Months 12 Months (1Y) 24 Months (2Y)
14.75% 14.50% 15.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
15.75% 16.00% 16.25%

Features
Minor FD Account can be opened by a parent or guardian.
0.5% interest over normal FD Rates.
Higher interest rates compared with other deposit products.

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Special Senior Citizens
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 15.00% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Interest income on these deposits will be exempted from income tax.
Under this scheme, this interest rate will be applicable for a maximum cumulative deposit limit of Rs. 1.5 mn.
This interest rate will be applicable for rupee deposit only

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Senior Citizens FDs
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 12.00% to 15.00% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Minimum Deposit Rs. 10,000/- | Period – 1 Year
Higher interest rate | Payment of interest - at maturity or monthly
Nomination – A Person/Persons can be nominated to disburse the balance at the death of the account holder

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NATIONAL SAVINGS CERTIFICATE
1 Month 2 Months 3 Months
-- -- 12.75%
6 Months 12 Months (1Y) 24 Months (2Y)
13.00% 13.25% 13.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
13.75% 14.00% --

Features
If you surrender your certificate at the maturity, your interest is paid from the date of maturity.
National Savings Certificate is a saving product which pays interest upfront without waiting for maturity.

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Special Deposit Account - SDA
1 Month 2 Months 3 Months
Contact Bank -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Additional 2% interest over the bank rate sheet. | Attractive rates of interest on the deposit.
Free Internet Banking access. | No processing fee for your inward remittance.
No need to be a Seylan Bank customer to open SDA | Freely repatriable upon maturity.

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Foreign Currency Fixed Deposit
1 Month 2 Months 3 Months
3.50% (USD) -- 5.00% (USD)
6 Months 12 Months (1Y) 24 Months (2Y)
5.25% (USD) 5.50% (USD) 5.60% (USD)
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
5.70% (USD) 5.85% (USD) 6.00% (USD)

Features
Competitive and attractive interest rates
You can open a foreign Currency Fixed Deposit for tenors of 1,3,6,12 Months
Maintain or remit funds on a selected currency or convert at a favorable with us.
Upon maturity, your deposit is automatically renewed for the same tenor at the prevailing interest rate
NRFC / RFC account holders are entitled for the Thilina Sayura benefit scheme and SFIDA personal account holders only for Thilina Sayura.
Premature account closure will be done at the Normal Savings interest rate.
Range of Currencies you can choose from 8 designated foreign currencies; USD, GBP, EUR, AUD, JPY, CHF, SGD, CAD

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Fixed Deposit
1 Month 2 Months 3 Months
12.00% 12.00% 16.00%
6 Months 12 Months (1Y) 24 Months (2Y)
16.50% 17.00% 18.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
18.50% 19.00% 20.00%

Features
Minimum deposit – LKR 10,000
Interest can be retrieved monthly, quarterly, bi-annually, annually or at maturity.
Fixed deposits can also be used as collateral in the event of obtaining a credit facility.
Preferential interest rates can be arranged for exceptionally large deposits.

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Flexi Fixed Deposit
1 Month 2 Months 3 Months
14.00% 14.00% 14.50%
6 Months 12 Months (1Y) 24 Months (2Y)
16.25% 16.75% --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
Flexi Fixed deposit helps you to earn more return from your idling money, which you are looking forward for a future requirement.
Freedom to place fixed deposits for number of days as per your requirement starting from 31days to maximum of 365 days.
Enjoy fixed deposit rates. | Monitor your deposit via Internet & Mobile Banking
Instant updates at maturity when registered with e-statement & SMS alert.
Auto renewal at maturity is available for 1,3,6 months as agreed at the time of placing the deposit.
Credit Card against the Fixed Deposit. | An instant loan against the Fixed Deposit. | Option to nominate a beneficiary.

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Foreign Currency Fixed Deposits
1 Month 2 Months 3 Months
4.50% -- 5.50%
6 Months 12 Months (1Y) 24 Months (2Y)
6.00% 6.50% 5.75%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
6.00% 6.25% 6.50%

Features
Interest earned on foreign currency deposits
Profit by foreign exchange appreciation
Competitive exchange rates
Competitive interest rates

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Fixed Deposits
1 Month 2 Months 3 Months
14.00% -- 16.00%
6 Months 12 Months (1Y) 24 Months (2Y)
16.50% 17.50% 17.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
17.50% 18.00% 20.00%

Features
High interest rate
Remit/credit your interest to any party of your choice
Individually/jointly maintain your term deposit, you may appoint a nominee
Arrange an instant soft loan up to a maximum of 90% of the deposit
Collect your interest monthly or at maturity

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Fixed Deposits
1 Month 2 Months 3 Months
14.00% N/A 16.00%
6 Months 12 Months (1Y) 24 Months (2Y)
16.50% 17.00% 16.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
17.00% 18.00% 20.00%

Features
Flexibility to select a period from one month to five years
Ability to renew the deposit automatically
Cashback loans up to 90% of your Fixed Deposit for emergency cash requirements
Apart from offering higher interest rates for Fixed Deposits, a Fixed Deposit at Pan Asia Bank is a highly secured investment since Pan Asia Bank is a licensed commercial bank that is regulated by the Central Bank of Sri Lanka

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Senior Citizen’s FD
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- 17.50% 16.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
17.50% 18.50% 20.50%

Features
Higher interest rates for Fixed Deposits | Security of a commercial bank governed by the Central Bank
Select a deposit period from one month to five years
Renew the fixed deposit automatically
Obtain cashback loans up to 90% of your Fixed Deposit, to meet your emergency cash requirements
0.5% additional preferential rate for fixed deposits above one year tenure
15% annual Fixed Deposit rate for one year maturity Fixed Deposit, and 14.06 % monthly interest rate for one year Fixed Deposit up to 1.5Mn

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Kapthura
1 Month 2 Months 3 Months
13.50% -- 15.00%
6 Months 12 Months (1Y) 24 Months (2Y)
14.75% 14.50% 15.50%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
15.75% 16.00% 16.75%

Features
Attractive interest rates
Deposits with monthly and annual interest payments
Standard fixed deposits with 1, 3, 6, 12, 24, 36, 48 and 60 month tenures
Fixed Deposits will be accepted as a security for loans, Guarantees etc.
Option to nominate a beneficiary

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Personal Foreign Currency Fixed Deposits
1 Month 2 Months 3 Months
4.50% -- 5.50%
6 Months 12 Months (1Y) 24 Months (2Y)
6.00% 6.50% 7.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
7.00% 7.25% --

Features
Longer periods higher rates
Interest at maturity
Earn interest in the same currency of the deposit
You can receive Sri Lanka Rupee or Foreign currency Loans & advances against your deposit at concessional rates. This facility enables you to retain your Foreign Currency Deposits intact.
You will receive the option of appointing a nominee, to whom the funds in the account are to be paid, in the event of death of the account holder.
You can switch from one currency to another at competitive exchange rates.

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Millionaire Investment Plan
1 Month 2 Months 3 Months
Contact Bank -- --
6 Months 12 Months (1Y) 24 Months (2Y)
-- -- --
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
-- -- --

Features
You have the opportunity to invest in a fixed monthly amount over a period of 2, 3, 4, 5 or 6 years.
According to your requirement, you can receive any amount starting from Rs.500,000/- (in multiples of Rs.500,000/-).
The monthly amount that you need to deposit will vary depending on the investment period and the amount which you expect to receive.
In the event of an unexpected demise, the nominee (nominated by the account holder) will receive the amount invested to date together with accrued interest.

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Smart FD (Scrip-less Fixed Deposits)
1 Month 2 Months 3 Months
13.50% -- 15.00%
6 Months 12 Months (1Y) 24 Months (2Y)
14.75% 12.00% 14.75%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
15.00% 15.25% 15.50%

Features
No physical certificate, only the smart FD opening confirmation is issued | Instant SMS confirmation
Opening, Renewal, and Closing confirmations via e-mail | Applications/ closing requests can be sent by post, e-mail or fax
FD amount can be deposited to Current or Savings account (Bank will take the deposit amount from this account)
Can be closed without visiting the branch | Interest rates for Smart FDs are similar to normal FDs

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Fixed Deposits
1 Month 2 Months 3 Months
14.00% 14.50% 16.00%
6 Months 12 Months (1Y) 24 Months (2Y)
16.50% 17.00% 17.00%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
17.50% 18.00% 19.00%

Features
Sampath Fixed Deposits can help you to fulfill your dream of a financially-secure future for yourself and your family.
You do not need to be a Sampath Bank account holder to enjoy high interest rates and earn an additional income on your fixed deposit.
A minimum deposit of Rs. 25,000/- is all what you need to open a fixed deposit account.
If you are a Sampath Bank account holder, then the interest earned, whether monthly or annually, can be automatically transferred to your Current or Savings account according to your wishes.

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Fixed Deposits
1 Month 2 Months 3 Months
14.50% -- 16.00%
6 Months 12 Months (1Y) 24 Months (2Y)
16.50% 17.00% 17.25%
36 Months (3Y) 48 Months (4Y) 60 Months (5Y)
17.50% 18.00% 20.00%

Features
Deposits can be opened with the tenures of 1, 3 and 6 Months and 1 to 5 years.
Option of withdrawing your interest at Maturity, Monthly, or to be capitalized for a further tenure.

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