Select Bank
Amana Bank
Cargills Bank
Commercial Bank
DFCC Bank
Habib Bank
HDFC Bank
HNB Bank
HSBC
MCB Bank
NDB Bank
NSB Bank
NTB Bank
PABC Bank
RDB Bank
Sampath Bank
SBI Bank
SCB Bank
SDB Bank
Seylan Bank
SLS Bank
Union Bank

Personal Loans

  • Home
  • Loans
  • Personal Loans

Personal Loans

A personal loan can be obtained from a Bank which can be repaid with a fixed or variable Indicative Rate over a period of time. Usually personal loan repayments can go up to a maximum of 5 Years. The borrower could use the funds for personal use such as weddings, vacations, education, emergencies, travel and etc...

Bank Selection
Best Used For
Clear Filters

DFCC Bank Plc
DFCC Bank Plc Vehicle Loan
Apply Online
DFCC Green Loan
Indicative Rate (P.A) Tenure Max. Loan
15.00% Up to 6 Years LKR 30,000,000
More Rates
More Product Info
Features
In order to support the industry’s continuity and growth in the current context, DFCC Bank has introduced a special green loan scheme for SLASSCOM member companies and employees of such companies to purchase Sustainable Power Generation Equipment.
Purchase of on-grid / off-grid Power Generation Systems which will be used for residential or commercial purposes
Cost of the equipment (Battery, inverter, solar panels, etc) and installation charges only could be considered for financing
Reimbursements will be considered for payments made within 3 months subject to proof of payment to the relevant vendor
Supplier should be currently registered with Sri Lanka Sustainable Energy Authority

View more

Pan Asia Banking Corporation Plc
Pan Asia Banking Corporation Plc Vehicle Loan
Apply Online
Ran Aththama
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 12 months Contact Bank
More Rates
More Product Info
Features
Can renew pawning facility by paying interest at any branch
Assess the value of your gold by using advanced technology, to safeguard your jewellery
Specially trained staff to cater to your needs
Detailed report of your payments and settlements on request
Free insurance cover for your valuables

View more

Cargills Bank Ltd
Cargills Bank Ltd Vehicle Loan
Apply Online
Wishrama Personal Loans
Indicative Rate (P.A) Tenure Max. Loan
Up to 15.00% Up to 10 Years LKR 5,000,000
More Rates
More Product Info
Features
Attractive fixed interest rate
Obtain a loan for up to 10 years with a maximum amount of LKR 5,000,000
No early settlement & processing fee charges
Home renovation, surgical/medical expenses to yourself or family members, travel, education & wedding expense of children, settling existing other bank loans or credit cards and any other purpose acceptable to the Bank.

View more

Pan Asia Banking Corporation Plc
Pan Asia Banking Corporation Plc Vehicle Loan
Apply Online
Swabhimana Personal Loan
Indicative Rate (P.A) Tenure Max. Loan
14.95% Up to 12 Years LKR 6,000,000
More Rates
More Product Info
Features
Personal loans from Rs. 100,000 up to Rs. 6.0Mn
Flexibility in choosing the repayment period of up to 12 years or retirement age
Repayment in equal monthly installments
Loan applicant and guarantors’ monthly salaries shall be directly remitted to Pan Asia Bank branch where the loan was obtained

View more

National Development Bank Plc
National Development Bank Plc Vehicle Loan
Apply Online
Solar Vantage Loans
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 5 Years LKR 4,500,000
More Rates
More Product Info
Features
Quick and hassle-free service
Flexible repayment tenure up to 5 years
Flexibility to make early and/or partial settlements for a nominal charge.
The equipment is from a reputed and a Sri Lanka Sustainable Energy Authority (SLSEA) recommended supplier.
Free on-site feasibility studies and advisory services from the service providers
No security needed.
Up to 75% of the total cost

View more

DFCC Bank Plc
DFCC Bank Plc Vehicle Loan
Apply Online
DFCC Garusaru Personal Loan
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 15 Years LKR 5,000,000
More Rates
More Product Info
Features
A special Personal Loan scheme dedicated for government pensioners.
The Garusaru Loan could be obtained for a maximum period of 15 years subject to loan is repaid in full on or before the applicant reaching 75 years of age.
Minimum Loan Amount – LKR 100,000

View more

Amana Bank Plc
Amana Bank Plc Vehicle Loan
Apply Online
Education Financing
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 5 Years LKR 5,000,000
More Rates
More Product Info
Features
Financing for course fees, registration fees and examination fees
Financing from Rs. 50,000/- to Rs. 5,000,000/-
Up to 5 years financing
Competitive installments
Flexible installment plans
Ability to apply jointly with parents

View more

Sanasa Development Bank Plc
Sanasa Development Bank Plc Vehicle Loan
Apply Online
SDB Upahara
Indicative Rate (P.A) Tenure Max. Loan
Up to 18.00% Up to 10 Years LKR 4,000,000
More Rates
More Product Info
Features
Especially designed for retired Government servants and pensioners of the Ceylon Electricity Board (CEB), the Upahara loan scheme empowers Sri Lankan senior citizens to continue in their pursuit of happiness and fulfillment during their post-retirement life, while also contributing to the national economy
Loans up to Rs. 4 million
Repayment period up to 10 years, and 75 years of age
Lowest insurance charge
Automatic loan protection cover for all applicants
Assistance in swift transfer of pension salaries

View more

DFCC Bank Plc
DFCC Bank Plc Vehicle Loan
Apply Online
DFCC Mehewara Personal Loan
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 10 Years Contact Bank
More Rates
More Product Info
Features
A special Personal Loan scheme designed for the brave heroes of the Sri Lanka Army, Sri Lanka Air Force, Sri Lanka Navy and Special Task Force of Sri Lanka Police.
The “Mehewara” Personal Loan could be obtained for a maximum period of 10 years subject to one’s retirement age

View more

Sampath Bank Plc
Sampath Bank Plc Vehicle Loan
Apply Online
Special loan-Government Medical Officers
Indicative Rate (P.A) Tenure Max. Loan
16.00% Up to 7 Years LKR 7,500,000
More Rates
More Product Info
Features
Period of Repayment - Maximum of 7 years (For consultants repayment until 65 years, For Medical Officers repayment up to 60 years)
The internet banking facility - Sampath Vishwa, is issued free of charge for the 1st year.

View more

DFCC Bank Plc
DFCC Bank Plc Vehicle Loan
Apply Online
Hybrid Personal Loan for Government Empl
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 15Years LKR 5,000,000
More Rates
More Product Info
Features
Original Loan – Maximum loan tenure would be 10 years and the loan maturity should not exceed the date of retirement
Rollover Loan – Up to 15 years subject to loan is repaid in full on or before reaching 75 years of age

View more

HDFC Bank of Sri Lanka
HDFC Bank of Sri Lanka Vehicle Loan
Apply Online
HDFC Educational Loan
Indicative Rate (P.A) Tenure Max. Loan
Up to 15.00% Up to 10 Years Contact Bank
More Rates
More Product Info
Features
Loan Installment
The monthly installment can be up to 60% of the salary for eligible borrowers.
For others, it is subject to evaluation based on the disposable income accepable to the bank.
Repayment
Equal monthly installments based on diminishing capital.

View more

Pan Asia Banking Corporation Plc
Pan Asia Banking Corporation Plc Vehicle Loan
Apply Online
Personal Loans
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 8 Years LKR 7,000,000
More Rates
More Product Info
Features
Loans from Rs. 100,000 up to Rs. 7Mn
Freedom of applying jointly with your spouse or child
No guarantor, security, collateral or prior bank account relationship required
Speedy processing
Repay in equal monthly installments or on a reducing balance basis
Flexibility in choosing the repayment period up to 8 years

View more

DFCC Bank Plc
DFCC Bank Plc Vehicle Loan
Apply Online
DFCC Ethera Saviya
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 3 Years. LKR 3,000,000
More Rates
More Product Info
Features
A special loan scheme designed for the skilled employees who are seeking the foreign employment in countries like South Korea, Israel, Italy, Japan, Romania and countries of the Gulf Cooperation Council (GCC) to complete their pre-departure expenses and also business development purposes.

View more

Commercial Bank of Ceylon Plc
Commercial Bank of Ceylon Plc Vehicle Loan
Apply Online
Education Loans
Indicative Rate (P.A) Tenure Max. Loan
Up to 13.50% Up to 7 Years LKR 10,000,000
More Rates
More Product Info
Features
You can draw funds when you require to pay your fees.
Ability to repay the loan capital after completing the course.
Loans facilities for both local and foreign education.
Extremely competitive low interest rates.| Adequate funding for your need.| Quick loan approval.
Loans available for both local and foreign education.
According to fee structure, disbursed loan amount will be directed to educational institution.

View more

National Savings Bank
National Savings Bank Vehicle Loan
Apply Online
NSB Personal Loan - Individual / Group
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 7 Years Contact Bank
More Rates
More Product Info
Features
Versatile and can be obtained individually or as a group/collectively.
Flexible with up to an 84 month repayment period.
Convenient with minimal paperwork.
Attractive interest rates.
special schemes, Employees of State Departments
Employees of State Authorities
Employees of Statutory Boards
Employees in Nationalized Services
Purchase of Solar Panels

View more

Sanasa Development Bank Plc
Sanasa Development Bank Plc Vehicle Loan
Apply Online
SDB Uththamachara
Indicative Rate (P.A) Tenure Max. Loan
Up to 18.00% Up to 10 Years LKR 9,000,000
More Rates
More Product Info
Features
Loans up to Rs. 9 million
Repayment period up to 10 years OR
A loan can be obtained by disabled personnel, considering the fixed allowance that they are eligible after reaching the age of 55 years
Loan repayment period up to 75 years of age
Automatic loan protection cover for all applicants
Assistance to swift transfer of salary remittance.

View more

HDFC Bank of Sri Lanka
HDFC Bank of Sri Lanka Vehicle Loan
Apply Online
HDFC Guarantor Loan
Indicative Rate (P.A) Tenure Max. Loan
18.00% Up to 5 Years LKR 1,000,000
More Rates
More Product Info
Features
With the HDFC Guarantor Loan, employed individuals can access funding, benefit from reasonable repayment periods, and enjoy competitive interest rates.
Up to 55% of your salary can be considered as the monthly loan installment.

View more

Seylan Bank Plc
Seylan Bank Plc Vehicle Loan
Apply Online
Seylan Pensioner Loan
Indicative Rate (P.A) Tenure Max. Loan
Up to 15.00% Up to 10 Years LKR 5,000,000
More Rates
More Product Info
Features
Loan for any purpose
Maximum loan amount LKR 5,000,000/-
Convenient Banking with –Island wide Branch Network , ATM network, Cash Deposit Machines & 365 day Banking
Easy – access Banking- Internet Banking/ SMS Alert/ Mobile Banking
Repayment period up to 10Years, subject to full settlement prior to reaching 75th birthday.
Existing pension loan client could apply for a subsequent loan after completion of 12 calendar months from the date of obtaining the last pension loan.

View more

Commercial Bank of Ceylon Plc
Commercial Bank of Ceylon Plc Vehicle Loan
Apply Online
Pension Advance
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 10 Years Contact Bank
More Rates
More Product Info
Features
Apply just one time and use the facility whenever you need it.
An advance of Up to 75% of the monthly pension.
Withdraw funds from ATMs across the country through your Debit Card.
You can also apply for a Personal Loan up to 5Mn with a repayment period of up to 10 years subject to full settlement of the loan prior to reaching 75 years of age.

View more

Commercial Bank of Ceylon Plc
Commercial Bank of Ceylon Plc Vehicle Loan
Apply Online
Gold Loans Pawning
Indicative Rate (P.A) Tenure Max. Loan
Up to 12.50% Contact Bank Contact Bank
More Rates
More Product Info
Features
Option of obtaining cash (Gold Loans Pawning) or overdraft (Gold Overdraft). / Low rate of interest. / Maximum privacy.
Highest value for your Gold jewellery. / Pawning Gold Loan for a period of one year. / No stamp duty or other charges.
Monthly repayments are not required. You can settle the loan in full with interest at the end of the loan period.
Ability to make partial payments if desired. In such instances interest will be charged on the outstanding balance only.
Early settlement of Gold Loan is possible. / Minimum documentation. / No guarantors.
Specially designed cubical for maximum privacy. / Jewellery will receive maximum security.

View more

National Development Bank Plc
National Development Bank Plc Vehicle Loan
Apply Online
NDB Educator Loan
Indicative Rate (P.A) Tenure Max. Loan
Up to 15.00% Up to 8 Years Contact Bank
More Rates
More Product Info
Features
Pursue your higher education in any field or profession of your choice, without the burden of worrying about financial matters.
Pay only the interest portion while you study and pay off the loan capital once you complete the program.
Quick and hassle-free service
No security needed.
Loans up to 80% of the course fee

View more

Standard Chartered Bank
Standard Chartered Bank Vehicle Loan
Apply Online
Personal Loan
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 5 Years LKR15,000,000
More Rates
More Product Info
Features
No guarantors required to obtain the Personal loan.
Attractive fixed interest rates for 3 months, 1 year, 3 years and 5 years.
A repayment period up to 60 months.
If you need additional financing during your loan tenure, we offer you top ups every 6 months.
We can help you to takeover your other bank loans to Standard Chartered with competitive terms.

View more

Cargills Bank Ltd
Cargills Bank Ltd Vehicle Loan
Apply Online
Personal Loans
Indicative Rate (P.A) Tenure Max. Loan
Up to 18.00% Up to 7 Years LKR 7,500,000
More Rates
More Product Info
Features
We grant Loans for up to 5 Years for salaried and up to 7 Years for professionals.
We offer you very attractive variable and fixed interest rates
Salaried employees can enjoy loans up to Rs.5.0Mn. and professionals can go up to Rs.7.5Mn

View more

Commercial Bank of Ceylon Plc
Commercial Bank of Ceylon Plc Vehicle Loan
Apply Online
Personal Loans
Indicative Rate (P.A) Tenure Max. Loan
Up to 15.50% Up to 7 Years LKR 5,000,000
More Rates
More Product Info
Features
Top up facility - You can apply for a renewal of your loan, after repaying a part of the original loan obtained by you.
Ability to apply via ComBank Digital - If you are already registered for our ComBank Digital online banking facility, now you can apply for Personal Loans online from where ever you are at a time convenient to you.
Your loan will be processed within a maximum of three working days, after submitting the loan application with all required documents.
You can talk to our loan officers for advice and guidance at any time before and during the repayment period of your loan.

View more

National Development Bank Plc
National Development Bank Plc Vehicle Loan
Apply Online
NDB Ran Naya Pawning
Indicative Rate (P.A) Tenure Max. Loan
Up to 13.25% Contact Bank Contact Bank
More Rates
More Product Info
Features
NDB’s Ran Naya Pawning service offers you speedy, reliable and confidential service, coupled with a hassle-free operation and utmost security for your Gold.
Pawning service is available at 89 NDB branches.
Redemptions can be made even by part payments.

View more

Sanasa Development Bank Plc
Sanasa Development Bank Plc Vehicle Loan
Apply Online
Personal Loan
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 10 Years Contact Bank
More Rates
More Product Info
Features
Top up facility - You can apply for a renewal of your Personal Loan, after repaying a part of the original Personal Loan obtained by you
You have a choice of fixed or floating interest rates. | Loan protection cover
Your loan will be processed within a maximum of three working days, after submitting the loan application with all required documents.
No guarantors required for professionals. | Easy and convenient application process
Repayment period up to 10 years (The maximum repayment period will depend on your age and remaining years of service.)
Maximum loan amount is flexible, depending on your disposable income, repayment capacity and requirements

View more

Sampath Bank Plc
Sampath Bank Plc Vehicle Loan
Apply Online
Sampath Study Smart Educational Loane
Indicative Rate (P.A) Tenure Max. Loan
12.00% Up to 8 Years LKR 10,000,000
More Rates
More Product Info
Features
Minimum Loan Amount - Rs. 250,000/-
Repayment Period - 8 Years (Grace Period - 3 Years)
Purposes - For courses of study offered by Local and Overseas Educational Institutes recognized by University Grants Commission/Ministry of Higher Education
For more information contact your nearest branch

View more

Seylan Bank Plc
Seylan Bank Plc Vehicle Loan
Apply Online
Seylan Scholar
Indicative Rate (P.A) Tenure Max. Loan
Up to 20.50% Up to 7 Years LKR 10,000,000
More Rates
More Product Info
Features
Loans granted up to 10 Mn and minimum amount will be Rs. 100,000/-
Repayment period up to 7 years.
Joint Loans available with Parents / Spouse.
Can borrow from the Islandwide branch network spanning to 156 locations.
Local education such as CIMA, CIM, SLIM, IPM, AAT, Fashion Degrees & MBA.
Overseas education – Parents who want to educate their children and professionals who want to pursue foreign degrees will be with course fees, living expenses and accommodation.

View more

Sampath Bank Plc
Sampath Bank Plc Vehicle Loan
Apply Online
PROFESSIONAL LOAN
Indicative Rate (P.A) Tenure Max. Loan
16.00% Up to 5 Years LKR 3,000,000
More Rates
More Product Info
Features
Net income x 15 (up to a maximum of Rs.3 million)
Security: -
Salary should be remitted to the Bank.
Guarantors :-
Below Rs.0.5 million - no guarantors
Above Rs.0.5 million - guarantors or any other acceptable security
Repayment period of up to 60 months

View more

Commercial Bank of Ceylon Plc
Commercial Bank of Ceylon Plc Vehicle Loan
Apply Online
Professionals' Loans
Indicative Rate (P.A) Tenure Max. Loan
Up to 15.50% Up to 7 Years LKR 8,000,000
More Rates
More Product Info
Features
Top up facility - You can apply for a renewal of your loan, after repaying a part of the original loan obtained by you.
You have a choice of fixed or floating interest rates.
Ability to apply via ComBank Digital - If you are already registered for our ComBank Digital online banking facility, now you can apply for Professionals’ Loan online from where ever you are at a time convenient to you.
Your loan will be processed within a maximum of three working days, after submitting the loan application with all required documents.
You can talk to our loan officers for advice and guidance at any time before and during the repayment period of your loan.
Extremely competitive low interest rates. / Loans to fund any personal requirement you may have.
Easy and convenient application process. / Quick loan approval.

View more

Hatton National Bank Plc
Hatton National Bank Plc Vehicle Loan
Apply Online
Education Loans
Indicative Rate (P.A) Tenure Max. Loan
Up to 15.50% Up to 10 Years Contact Bank
More Rates
More Product Info
Features
Attractive interest rates.
No security up to Rs. 5 Mn.
Loans up to 90% of the Course fee.
Loan Repayment up to 10 years including grace period.
Maximum grace period up to 5 years subject to the type of Educational Program.
After the grace period, rate will be changed as AWPLR + 3%.
The loan will be jointly granted with parent, a family member, caretaker or guardian.

View more