Vehicle Loans

A Vehicle loan can be obtained from a Bank subject to an individual’s borrowing limits, based on the eligibility and credit rating. The loan can be repaid over monthly installments up to 6 years with fixed and variable interest. Vehicle Loan allows an individual to purchase a brand new, registered or even unregistered motor vehicle. The Vehicle is mortgaged to the lender as a security until the loan is fully settled.


Bank Selection
Leasing
Indicative Rate (P.A) Tenure Max. Loan
Up to 25.00% Contact Bank Contact Bank

Features
Equity contribution by lessee is minimal
No transaction cost | Fast credit processing channel
Simple documentation | Full use of the asset without ownership
Fixed rental schemes to suit the budget and ease cash flows
Up to 100% financing for qualified lessees
Leasing
Indicative Rate (P.A) Tenure Max. Loan
16.95% Up to 5 Years. Contact Bank

Features
Facilities to obtain a brand new, reconditioned or even registered vehicles for your personal or business requirements
Re-finance your existing vehicle to meet your personal financial needs or for working capital requirements
Lower interest rates in the market | Service accessibility through our island-wide branch network
Vehicle upgrade option | Flexibility on personal guarantor requirements | Expert advise | Hassle-free and fast service
Flexible repayment options | Wide range of Insurance options
HNB Leasing
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 7 Years Contact Bank

Features
You can enjoy all prices and rentals exclusive of VAT
Own a free life insurance cover of LKR 4.5 Mn
A free credit card
Get “zero” interest easy payment for all your insurance premiums
Get tailor made lease rentals to suit your taste
NDB Riya Abhiman
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 7 Years Contact Bank

Features
No Guarantors
No Down Payments
One Day leasing
Door Step Service
Leasing up to 07 years
Easy Payment Plan For Insurance.
Easy Payment Plan For Insurance through a NDB credit card, with an attractive payment plan for up to 07 years.
Green Leases
Indicative Rate (P.A) Tenure Max. Loan
Up to 16.00% Up to 7 Years Contact Bank

Features
Leases to fund purchasing of hybrid vehicles, electric vehicles, solar panels & other energy efficient machinery / equipment
Extremely competitive low rentals
No additional security requirements
Commercial Bank Green Leases will fund purchases of energy efficient vehicles and machinery to help you conserve energy.
Vehicle Loans
Indicative Rate (P.A) Tenure Max. Loan
16.00% to 18.00% Up to 7 Years LKR 20,000,000

Features
We grant Loans for up to 7 Years. | We bring you attractive Interest Rates.
We are ready to grant you Loan amounts from a minimum of Rs. 500,000 up to a maximum of 20,000,000.
Auto Loan Scheme
Indicative Rate (P.A) Tenure Max. Loan
31.00% to 32.00% Up to 7 Years Contact Bank

Features
Securities: Mortgage of purchasing vehicle & 2 Guarantors over 5 Million Property Mortgage
We understand your need to add the convenience of a vehicle to your life
We offer flexible and easy terms
Competitive interest rates to suit your repayment capacity
Leasing
Indicative Rate (P.A) Tenure Max. Loan
Up to 16.00% Up to 5 Years Contact Bank

Features
You will receive the best Lease rentals and flexible payment options.
We will tailor make our lease packages to suit your need.
Hassle free documentation and quick approvals.
You will also receive expert guidance from professionals regarding your facility and special insurance packages.
Special arrangements to pay insurance premium.
Nations Professional Lease
Indicative Rate (P.A) Tenure Max. Loan
Up to 17.50% Up to 7 Years Contact Bank

Features
Attractive rate for registered & unregistered Cars, Vans, SUVs & Double Cabs
Lump sum payments of up to 50% as the last rental allowing you to purchase a higher value vehicle
No guarantors required
Special discount on insurance
Special benefits on early settlement
Repayment up to 7 years
Pre-Approved Credit Card
Power Leasing
Indicative Rate (P.A) Tenure Max. Loan
Up to 16.00% Up to 5 Years Contact Bank

Features
DFCC Power Leasing is a special Leasing solution with a residual payment coupled with an option to rollover the residual amount for a further period.
Maximum lease amount depends on the value of the vehicle subject to the maximum Loan to Value (LTV) limits imposed by the Central Bank of Sri Lanka.
DFCC Auto Loan
Indicative Rate (P.A) Tenure Max. Loan
Up to 16.00% Up to 8 Years Contact Bank

Features
The best vehicle financing option in the market, with a comfortable repayment plan tailored to suit your cash flows.
Structured repayment plan
Option to rollover
Option to change the vehicle at the point of rollover
Sampath Leasing
Indicative Rate (P.A) Tenure Max. Loan
Up to 14.00% Up to 7 Years Contact Bank

Features
Financing up to maximum eligibility.
Quick, flexible and hassle-free service.
Flexible repayment plans to suit your budget.
Added convenience, with initial arrangements made over the phone and easy access via our islandwide branch network.
Monthly rentals are fixed. Hence, no fluctuations in rentals, unless there are changes in statutory charges applicable.
SDB Leasing
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Contact Bank Contact Bank

Features
Customized leasing packages to suit individual requirements with flexible repayment schemes at competitive rates
Attractive discounts on premature settlements
Easy accessibility to leasing facilities through island-wide branch network
Leasing facilities available for private and commercial vehicles
Leasing
Indicative Rate (P.A) Tenure Max. Loan
Up to 16.00% Up to 7 Years Contact Bank

Features
Guaranteed personalized service
Flexible repayment plans structured to suit individual needs
Minimum documentation
Attractive rate of interest coupled with a speedy service
Easy access through island-wide branch network
Service at your door step
Professional leasing advice from an experienced team
Vehicle Financing
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 7 Years Contact Bank

Features
Competitive pricing.
Financing up to 7 years*.
Approval within 3-24 hours.
No late payment charges.
No hidden charges throughout the facility.
Can apply jointly with spouse.
Pan Asia Skip Leasing
Indicative Rate (P.A) Tenure Max. Loan
18.45% Contact Bank Contact Bank

Features
Lease registered and unregistered vehicles | 24-hour approval
Lease your existing vehicle for your personal or professional financial convenience
Service through island-wide branch network | Attractive interest rates
Hassle-free speedy service | Innovative repayment schemes
Customised leasing solutions and expert advice
Special discounts on Insurance premiums
Seylan Vehicle Loan
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 7 Years LKR 20,000,000

Features
Stamp Duty Absorbed by the bank
Low fixed interest rates.
Repayment up to 07 years.
Door step service.
Loan facilities starting from 1 Mio to 20 million.
No Irregularities in CRIB
SLS Leasing
Indicative Rate (P.A) Tenure Max. Loan
Contact Bank Up to 7 Years Contact Bank

Features
You will receive the best Lease rentals and flexible payment options
We will tailor make our lease packages to suit your need | Hassle free documentation and quick approvals
You will also receive expert guidance from professionals regarding your facility and special insurance packages
One day leasing service
90% Interest rebate for early settlement
Lowest interest rate
Super Leasing
Indicative Rate (P.A) Tenure Max. Loan
Up to 16.00% Up to 5 Years Contact Bank

Features
You will receive the best Lease rentals and flexible payment options.
We will tailor make our lease packages to suite your need.
You can upgrade your vehicle at any time by settling your existing lease and going for a new one.
Hassle free documentation and quick approvals.
You will also receive expert guidance from professionals regarding your facility and special insurance packages.