Fixed Deposits

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• Reap the most of financial rewards with our Yasa Isuru Fixed Deposits option, that provides you with interest rates based on the tenure of the Fixed Deposit, starting from 1 month to 60 months.
• Your interest will be credited to you at maturity or as per your preference.
• You also have the ability to obtain loan facilities up to 80% (if your interest is paid monthly), and 85% (if your interest is only paid at maturity), from your Fixed Deposit value.
• Our Fixed Deposits offer you stability and trustworthy returns that you can rely on.
• The minimum balance required to maintain a Fixed Deposit with us would be Rs.5000.00, and no opening or maintenance fee is required. You are also eligible for a Deposit Insurance Coverage of up to Rs.1,100,000 based on the amount deposited.

• Any Sri Lankan resident over the age of 18 years is allowed to open a Fixed Deposit. However, Fixed Deposits for minors are also accepted if a guardian signs in as a joint depositor.
• If the age of the deposit holder is below 18 years, deposits cannot be withdrawn until the minor account holder attains age of maturity.
• A Power-of-Attorney is mandatory to perform any change to the initial instructions given with regards to the Fixed Deposit, if the depositor resides abroad.
• Sri Lankans who do not hold a valid National Identity Card (NIC)/ Passport (PP) cannot open Fixed Deposits.
• Foreigners who do not hold residence visas in Sri Lanka are not eligible.
• In the event of premature withdrawal, interest will be paid at the discretion of the management.

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