Fixed Deposits
Explore top fixed deposits to grow your savings securely. Filter by bank, features, banking type, or deposit name to find the best option. Save your favorites or compare up to three deposits to make an informed decision.
Frequently asked questions
Which bank has the best fixed deposit rates in Sri Lanka?
Rates change frequently with market conditions, and licensed finance companies often pay more than commercial banks in exchange for higher risk. Anybanq lists current fixed deposit rates from Sri Lankan banks and finance companies so you can compare terms side by side.
Is my fixed deposit safe in Sri Lanka?
Deposits in licensed banks and finance companies are covered by the Sri Lanka Deposit Insurance Scheme up to the limit set by the Central Bank (currently Rs. 1.1 million per depositor per institution). Always confirm the institution is licensed by the Central Bank of Sri Lanka.
How is fixed deposit interest taxed in Sri Lanka?
Interest income is subject to Advance Income Tax (AIT) withholding — currently 5% for residents on interest paid — and must be declared in your income tax return if you are liable. Rules change with budgets, so check the latest Inland Revenue guidance.