Compare Fixed Deposit Rates in Sri Lanka
98 fixed deposits from 45 banks and finance companies, side by side. The highest published rate is 14.75% (Rising Fixed Deposits, PABC Bank), against a median of 10.50%.
Updated 7 November 2026 · rates as published by each institution
- Fixed deposits
- 98
- from 45 institutions
- Highest rate
- 14.75%
- PABC Bank
- Median rate
- 10.50%
- of 85 with a published rate
About fixed deposits in Sri Lanka
AnyBanQ lists 98 fixed deposits from 45 Sri Lankan banks and finance companies, including Commercial Bank, Seylan Bank, Amãna Bank, PABC Bank and Central Finance. Listed rates currently run from 2.5% to 12.75%. Filter the list above by bank or feature, save the ones you like, and compare up to three side by side.
When comparing fixed deposits, look at the rate for the term you want, whether interest is paid monthly or at maturity, the minimum deposit, the penalty for withdrawing early, and whether the institution is a licensed bank or a finance company.
Fixed Deposits by bank: Commercial Bank, Seylan Bank, Amãna Bank, PABC Bank, Central Finance, Sampath Bank, HDFC Bank, NDB Bank, People's Leasing & Finance, NSB Bank, NTB Bank, Union Bank, UB Finance, Senkadagala Finance, Dialog Finance, DFCC Bank, Cargills Bank, CBC Finance, CDB Finance, Fintrex Finance, HNB Bank, Janashakthi Finance, LOLC Finance, Mahindra Ideal Finance, MBSL Finance, Mercantile Investments and Finance, PMF Finance, Sarvodaya Development Finance, Singer Finance, SDB Bank, Siyapatha Finance, Vallibel Finance, MCB Bank, Alliance Finance, Assetline Finance, Commercial Credit Finance, HNB Finance, LB Finance, LCB Finance, RDB Bank, SBI Bank, SMB Finance PLC, Softlogic Finance, Asia Asset Finance, Richard Pieris Finance.
Frequently asked questions
Which bank has the best fixed deposit rates in Sri Lanka?
Rates change frequently with market conditions, and licensed finance companies often pay more than commercial banks in exchange for higher risk. Anybanq lists current fixed deposit rates from Sri Lankan banks and finance companies so you can compare terms side by side.
Is my fixed deposit safe in Sri Lanka?
Deposits in licensed banks and finance companies are covered by the Sri Lanka Deposit Insurance Scheme up to the limit set by the Central Bank (currently Rs. 1.1 million per depositor per institution). Always confirm the institution is licensed by the Central Bank of Sri Lanka.
How is fixed deposit interest taxed in Sri Lanka?
Banks and finance companies withhold 10% Advance Income Tax (AIT) from interest paid to residents, and the interest must be declared in your income tax return if you are liable. Residents whose income is below the tax-free threshold can give the bank a self-declaration so AIT is not withheld. Rules change with budgets, so check the latest Inland Revenue guidance.