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Home › Fixed deposit rates › 24 months (2 years) FD rates

24-Month Fixed Deposit Rates in Sri Lanka — November 2026

Rates last verified 9 November 2026

FD FinderTop picksAll ratesBy tenureFAQ

Find the best FD for you

Interest paid

Best for LKR 1,000,000 over 24 months (2 years) · market average 11.45% · after 10% AIT

  1. 1

    LCB Finance

    LCB Fixed Deposits · Finance company

    15.00%

    2.50

    LKR 1,270,000 at maturity · LKR 270,000 interest+63,969 vs avg

    DetailsOpen this FD
  2. 2

    Softlogic Finance

    Fixed Deposits · Finance company

    15.00%

    LKR 1,270,000 at maturity · LKR 270,000 interest+63,969 vs avg

    DetailsOpen this FD
  3. 3

    Fintrex Finance

    Fixed Deposits · Finance company

    13.80%

    LKR 1,248,400 at maturity · LKR 248,400 interest+42,369 vs avg

    DetailsOpen this FD
See all 52 deposits for this term

A 24 months (2 years) fixed deposit locks your money in for 24 months at a fixed rate. We compare 44 institutions so you can see who pays the most for exactly this term. Across 52 deposits we track for 24 months (2 years), the top rate is 15.00% p.a. from LCB Finance, against a market average of 11.45%. The gap between the highest and lowest offer is 7.75 percentage points — on LKR 1,000,000 that is LKR 139,500 more interest after tax, just from choosing where to deposit. Finance companies lead: LCB Finance pays 15.00%, while the best bank, PABC Bank, pays 12.75%.

Best 2Y rate

15.00%

LCB Finance

Best bank (2Y)

12.75%

PABC Bank

Market average (2Y)

11.45%

Median 11.25%

Compared

44

institutions · 65 deposits

Top 3 deposits for 24 months (2 years)

#1 · Finance company

LCB Finance

LCB Fixed Deposits

15.00%

LKR 1,000,000 → LKR 1,270,000 after AIT (LKR 270,000 interest)

View deposit

#2 · Finance company

Softlogic Finance

Fixed Deposits

15.00%

LKR 1,000,000 → LKR 1,270,000 after AIT (LKR 270,000 interest)

View deposit

#3 · Finance company

Fintrex Finance

Fixed Deposits

13.80%

LKR 1,000,000 → LKR 1,248,400 after AIT (LKR 248,400 interest)

View deposit

All 24 months (2 years) FD rates, ranked

52 deposits for 24 months (2 years). Returns on LKR 1,000,000 shown after 10% AIT. Pick up to 3 to compare side by side.

24-Month Fixed Deposit Rates in Sri Lanka — November 2026
Compare#Institution & depositTypeRate p.a.Interest (net)At maturityActions
1
LCB FinanceLCB Fixed Depositsverified today
Best
Finance company15.00%2.50LKR 270,000LKR 1,270,000
CalculateDetails
2
Softlogic FinanceFixed Depositsverified today
Best
Finance company15.00%LKR 270,000LKR 1,270,000
CalculateDetails
3
Fintrex FinanceFixed Depositsverified today
Finance company13.80%LKR 248,400LKR 1,248,400
CalculateDetails
4
Janashakthi FinanceFixed Depositsverified today
Finance company13.75%LKR 247,500LKR 1,247,500
CalculateDetails
5
Richard Pieris FinanceFixed Deposits and Savingsverified 3d ago
Finance company13.50%1.00LKR 243,000LKR 1,243,000
CalculateDetails
6
SMB Finance PLCFixed Depositsverified today
Finance company13.50%LKR 243,000LKR 1,243,000
CalculateDetails
7
Asia Asset FinanceFixed Depositsverified 3d ago
Finance company13.25%LKR 238,500LKR 1,238,500
CalculateDetails
8
Commercial Credit FinanceFixed Depositverified today
Finance company13.25%LKR 238,500LKR 1,238,500
CalculateDetails
9
Mahindra Ideal FinanceFixed Depositsverified today
Finance company13.00%2.25LKR 234,000LKR 1,234,000
CalculateDetails
10
Assetline FinanceFixed Depositsverified today
Finance company12.75%LKR 229,500LKR 1,229,500
CalculateDetails
11
LB FinanceFixed Depositsverified today
Finance company12.75%LKR 229,500LKR 1,229,500
CalculateDetails
12
PABC BankRising Fixed Depositsverified 76d ago — check with bank
Private bank12.75%LKR 229,500LKR 1,229,500
CalculateDetails
13
Vallibel FinanceFixed Depositsverified today
Finance company12.75%LKR 229,500LKR 1,229,500
CalculateDetails
14
CBC FinanceFixed Depositsverified today
Finance company12.50%LKR 225,000LKR 1,225,000
CalculateDetails
15
PMF FinanceFIXED DEPOSITverified today
Finance company12.50%LKR 225,000LKR 1,225,000
CalculateDetails
16
Sarvodaya Development FinanceFixed Depositsverified today
Finance company12.50%LKR 225,000LKR 1,225,000
CalculateDetails
17
Central FinanceCF Termverified today
Finance company12.25%LKR 220,500LKR 1,220,500
CalculateDetails
18
Central FinanceCF Ultraverified today
Finance company12.25%LKR 220,500LKR 1,220,500
CalculateDetails
19
MBSL FinanceFixed Depositsverified today
Finance company12.25%0.50LKR 220,500LKR 1,220,500
CalculateDetails
20
People's Leasing & FinanceFixed Depositsverified today
Finance company12.25%LKR 220,500LKR 1,220,500
CalculateDetails
21
Dialog FinanceFixed Depositsverified 19d ago
Finance company12.00%LKR 216,000LKR 1,216,000
CalculateDetails
22
HNB BankFixed Depositsverified today
Private bank12.00%LKR 216,000LKR 1,216,000
CalculateDetails
23
Union BankFixed Depositsverified 4d ago
Private bank12.00%0.50LKR 216,000LKR 1,216,000
CalculateDetails
24
Alliance FinanceFixed Depositverified today
Finance company11.75%LKR 211,500LKR 1,211,500
CalculateApply
25
Singer FinanceStandard Fixed Depositsverified today
Finance company11.50%LKR 207,000LKR 1,207,000
CalculateDetails
26
Sampath BankFixed Depositsverified today
Private bank11.25%LKR 202,500LKR 1,202,500
CalculateDetails
27
Sampath BankCERTIFICATE OF DEPOSITverified today
Private bank11.25%LKR 202,500LKR 1,202,500
CalculateDetails
28
Sampath BankSampath Sanhinda Fixed Depositsverified today
Private bank11.25%0.23LKR 202,500LKR 1,202,500
CalculateDetails
29
Amãna BankLKR Term Investment Accountverified today
Private bank11.02%0.02LKR 198,360LKR 1,198,360
CalculateDetails
30
Cargills BankCargills Bank Fixed Depositverified today
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
31
Commercial BankFixed Depositsverified 164d ago — check with bank
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
32
DFCC BankFixed Depositverified 100d ago — check with bank
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
33
NDB BankNDB Bank Fixed Depositverified today
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
34
NTB BankFixed Depositsverified 154d ago — check with bank
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
35
PABC BankFixed Depositsverified 76d ago — check with bank
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
36
SDB BankFixed Depositverified today
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
37
Seylan BankRegular Fixed Deposit 2-60 monthsverified today
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
38
UB FinanceFixed Depositsverified 129d ago — check with bank
Finance company11.00%LKR 198,000LKR 1,198,000
CalculateDetails
39
RDB BankRDB Fixed Depositsverified today
State bank10.75%LKR 193,500LKR 1,193,500
CalculateDetails
40
Senkadagala FinanceFixed Deposit Accountsverified 122d ago — check with bank
Finance company10.75%LKR 193,500LKR 1,193,500
CalculateDetails
41
Siyapatha FinanceFixed Depositsverified today
Finance company10.75%LKR 193,500LKR 1,193,500
CalculateDetails
42
CDB FinanceCDB Fixed Depositverified today
Finance company10.50%LKR 189,000LKR 1,189,000
CalculateDetails
43
People's Leasing & FinanceSenehasa Minor FDverified today
Finance company10.25%LKR 184,500LKR 1,184,500
CalculateDetails
44
HNB FinanceFixed Depositsverified today
Finance company10.00%LKR 180,000LKR 1,180,000
CalculateDetails
45
LOLC FinanceGeneral Fixed Deposit Accountsverified today
Finance company9.95%0.45LKR 179,100LKR 1,179,100
CalculateDetails
46
Sampath BankKalin Cashverified today
Private bank9.18%LKR 165,240LKR 1,165,240
CalculateDetails
47
HDFC BankVishrama Udana Fixed Depositverified today
State bank8.75%LKR 157,500LKR 1,157,500
CalculateDetails
48
HDFC BankFixed Depositsverified today
State bank8.50%LKR 153,000LKR 1,153,000
CalculateDetails
49
MCB BankTerm Depositsverified 493d ago — check with bank
Private bank8.50%LKR 153,000LKR 1,153,000
CalculateDetails
50
NSB BankNational Savings Certificateverified today
State bank7.75%0.75LKR 139,500LKR 1,139,500
CalculateDetails
51
NSB BankFixed Depositsverified today
State bank7.75%LKR 139,500LKR 1,139,500
CalculateDetails
52
SBI BankFixed Depositverified today
Private bank7.25%0.50LKR 130,500LKR 1,130,500
CalculateDetails
  1. 1
    LCB FinanceLCB Fixed Deposits

    15.00%

    2.50

    LKR 1,270,000 · +270,000

  2. 2
    Softlogic FinanceFixed Deposits

    15.00%

    LKR 1,270,000 · +270,000

  3. 3
    Fintrex FinanceFixed Deposits

    13.80%

    LKR 1,248,400 · +248,400

  4. 4
    Janashakthi FinanceFixed Deposits

    13.75%

    LKR 1,247,500 · +247,500

  5. 5
    Richard Pieris FinanceFixed Deposits and Savings

    13.50%

    1.00

    LKR 1,243,000 · +243,000

  6. 6
    SMB Finance PLCFixed Deposits

    13.50%

    LKR 1,243,000 · +243,000

  7. 7
    Asia Asset FinanceFixed Deposits

    13.25%

    LKR 1,238,500 · +238,500

  8. 8
    Commercial Credit FinanceFixed Deposit

    13.25%

    LKR 1,238,500 · +238,500

  9. 9
    Mahindra Ideal FinanceFixed Deposits

    13.00%

    2.25

    LKR 1,234,000 · +234,000

  10. 10
    Assetline FinanceFixed Deposits

    12.75%

    LKR 1,229,500 · +229,500

  11. 11
    LB FinanceFixed Deposits

    12.75%

    LKR 1,229,500 · +229,500

  12. 12
    PABC BankRising Fixed Deposits

    12.75%

    LKR 1,229,500 · +229,500· check rate

  13. 13
    Vallibel FinanceFixed Deposits

    12.75%

    LKR 1,229,500 · +229,500

  14. 14
    CBC FinanceFixed Deposits

    12.50%

    LKR 1,225,000 · +225,000

  15. 15
    PMF FinanceFIXED DEPOSIT

    12.50%

    LKR 1,225,000 · +225,000

  16. 16
    Sarvodaya Development FinanceFixed Deposits

    12.50%

    LKR 1,225,000 · +225,000

  17. 17
    Central FinanceCF Term

    12.25%

    LKR 1,220,500 · +220,500

  18. 18
    Central FinanceCF Ultra

    12.25%

    LKR 1,220,500 · +220,500

  19. 19
    MBSL FinanceFixed Deposits

    12.25%

    0.50

    LKR 1,220,500 · +220,500

  20. 20
    People's Leasing & FinanceFixed Deposits

    12.25%

    LKR 1,220,500 · +220,500

  21. 21
    Dialog FinanceFixed Deposits

    12.00%

    LKR 1,216,000 · +216,000

  22. 22
    HNB BankFixed Deposits

    12.00%

    LKR 1,216,000 · +216,000

  23. 23
    Union BankFixed Deposits

    12.00%

    0.50

    LKR 1,216,000 · +216,000

  24. 24
    Alliance FinanceFixed Deposit

    11.75%

    LKR 1,211,500 · +211,500

  25. 25
    Singer FinanceStandard Fixed Deposits

    11.50%

    LKR 1,207,000 · +207,000

  26. 26
    Sampath BankFixed Deposits

    11.25%

    LKR 1,202,500 · +202,500

  27. 27
    Sampath BankCERTIFICATE OF DEPOSIT

    11.25%

    LKR 1,202,500 · +202,500

  28. 28
    Sampath BankSampath Sanhinda Fixed Deposits

    11.25%

    0.23

    LKR 1,202,500 · +202,500

  29. 29
    Amãna BankLKR Term Investment Account

    11.02%

    0.02

    LKR 1,198,360 · +198,360

  30. 30
    Cargills BankCargills Bank Fixed Deposit

    11.00%

    LKR 1,198,000 · +198,000

  31. 31
    Commercial BankFixed Deposits

    11.00%

    LKR 1,198,000 · +198,000· check rate

  32. 32
    DFCC BankFixed Deposit

    11.00%

    LKR 1,198,000 · +198,000· check rate

  33. 33
    NDB BankNDB Bank Fixed Deposit

    11.00%

    LKR 1,198,000 · +198,000

  34. 34
    NTB BankFixed Deposits

    11.00%

    LKR 1,198,000 · +198,000· check rate

  35. 35
    PABC BankFixed Deposits

    11.00%

    LKR 1,198,000 · +198,000· check rate

  36. 36
    SDB BankFixed Deposit

    11.00%

    LKR 1,198,000 · +198,000

  37. 37
    Seylan BankRegular Fixed Deposit 2-60 months

    11.00%

    LKR 1,198,000 · +198,000

  38. 38
    UB FinanceFixed Deposits

    11.00%

    LKR 1,198,000 · +198,000· check rate

  39. 39
    RDB BankRDB Fixed Deposits

    10.75%

    LKR 1,193,500 · +193,500

  40. 40
    Senkadagala FinanceFixed Deposit Accounts

    10.75%

    LKR 1,193,500 · +193,500· check rate

  41. 41
    Siyapatha FinanceFixed Deposits

    10.75%

    LKR 1,193,500 · +193,500

  42. 42
    CDB FinanceCDB Fixed Deposit

    10.50%

    LKR 1,189,000 · +189,000

  43. 43
    People's Leasing & FinanceSenehasa Minor FD

    10.25%

    LKR 1,184,500 · +184,500

  44. 44
    HNB FinanceFixed Deposits

    10.00%

    LKR 1,180,000 · +180,000

  45. 45
    LOLC FinanceGeneral Fixed Deposit Accounts

    9.95%

    0.45

    LKR 1,179,100 · +179,100

  46. 46
    Sampath BankKalin Cash

    9.18%

    LKR 1,165,240 · +165,240

  47. 47
    HDFC BankVishrama Udana Fixed Deposit

    8.75%

    LKR 1,157,500 · +157,500

  48. 48
    HDFC BankFixed Deposits

    8.50%

    LKR 1,153,000 · +153,000

  49. 49
    MCB BankTerm Deposits

    8.50%

    LKR 1,153,000 · +153,000· check rate

  50. 50
    NSB BankNational Savings Certificate

    7.75%

    0.75

    LKR 1,139,500 · +139,500

  51. 51
    NSB BankFixed Deposits

    7.75%

    LKR 1,139,500 · +139,500

  52. 52
    SBI BankFixed Deposit

    7.25%

    0.50

    LKR 1,130,500 · +130,500

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One email at most per day, only when something new matches. As it happens: Rs. 199 a month, paid from your Sri Lankan bank account with AnyBanQ Pay. Your alerts start once your subscription is active, and you can cancel any time. SMS or browser notifications →

Hear when the best 24-month FD rate changes

A new top rate, or a different bank or finance company taking the lead. By email, SMS or browser notification.

Weekly digest Rs. 99 a month · as it happens Rs. 199 a month

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Banks vs finance companies for 24 months (2 years)

Licensed banks

Best
12.75%
Average
10.35%
Offers
23

Top: PABC Bank

Finance companies

Best
15.00%
Average
12.32%
Offers
29

Top: LCB Finance

Higher rates usually come with higher risk. Finance companies typically pay more than banks; before you deposit, confirm the institution is licensed by the Central Bank of Sri Lanka, check its credit rating, and keep deposits within the deposit insurance limit where you can. Read our safe investing guide.

Compare other terms

Nearby terms

12 months (1 year) FD rates

Best 13.00% · average 10.52% · -2.00 pts vs this term

36 months (3 years) FD rates

Best 15.50% · average 11.80% · +0.50 pts vs this term

  • 1 month

    11.12%

    UB Finance

  • 3 months

    11.41%

    UB Finance

  • 6 months

    11.41%

    UB Finance

  • 1Y · 12M

    13.00%0.50

    Richard Pieris Finance

  • 2Y · 24M

    15.00%2.50

    LCB Finance

  • 3Y · 36M

    15.50%

    Softlogic Finance

  • 4Y · 48M

    15.50%

    SMB Finance PLC

  • 5Y · 60M

    16.00%

    SMB Finance PLC

See every rate in one table

Explore fixed deposit rates

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  • Senior citizen FD rates
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  • FD rate history
  • Fixed deposit guide
  • FD calculator

Frequently asked questions

What is the best 24 months (2 years) FD rate in Sri Lanka?

LCB Finance currently pays the highest 24 months (2 years) rate we track, 15.00% p.a. LKR 1,000,000 deposited for 24 months (2 years) returns LKR 1,270,000 after 10% AIT.

Which bank pays the most for a 24 months (2 years) fixed deposit?

Among licensed banks, PABC Bank leads at 12.75%. The best finance company rate is 15.00% from LCB Finance.

What is the average 24 months (2 years) FD rate?

The average across 52 deposits is 11.45% and the median is 11.25%. Half of all offers pay less than the median, so it's worth looking beyond your current bank.

Can I withdraw before the term ends?

Most institutions allow premature withdrawal but pay a reduced rate — often the rate for the period actually completed, minus a penalty. Check the product's terms, or consider a loan against the FD instead of breaking it.

Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.

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Rates are collected from published sources and can change without notice. AnyBanq is a comparison service, not a bank, and nothing here is financial advice — confirm terms with the institution before you deposit or borrow.

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