Logo
  • Banks
  • Tools
  • Offers
ApplyApply for a loanSign in
Apply
Home › Fixed deposit rates › 24 months (2 years) FD rates

24-Month Fixed Deposit Rates in Sri Lanka — October 2026

Rates last verified 2 October 2026

FD FinderTop picksAll ratesBy tenureFAQ

Find the best FD for you

Interest paid

Best for LKR 1,000,000 over 24 months (2 years) · market average 11.22% · after 10% AIT

  1. 1

    Softlogic Finance

    Fixed Deposits · Finance company

    15.00%

    LKR 1,270,000 at maturity · LKR 270,000 interest+67,953 vs avg

    DetailsOpen this FD
  2. 2

    Richard Pieris Finance

    Fixed Deposits and Savings · Finance company

    14.50%

    LKR 1,261,000 at maturity · LKR 261,000 interest+58,953 vs avg

    DetailsOpen this FD
  3. 3

    Fintrex Finance

    Fixed Deposits · Finance company

    13.80%

    LKR 1,248,400 at maturity · LKR 248,400 interest+46,353 vs avg

    DetailsOpen this FD
See all 52 deposits for this term

A 24 months (2 years) fixed deposit locks your money in for 24 months at a fixed rate. We compare 44 institutions so you can see who pays the most for exactly this term. Across 52 deposits we track for 24 months (2 years), the top rate is 15.00% p.a. from Softlogic Finance, against a market average of 11.22%. The gap between the highest and lowest offer is 8.25 percentage points — on LKR 1,000,000 that is LKR 148,500 more interest after tax, just from choosing where to deposit. Finance companies lead: Softlogic Finance pays 15.00%, while the best bank, PABC Bank, pays 12.75%.

Best 2Y rate

15.00%

Softlogic Finance

Best bank (2Y)

12.75%

PABC Bank

Market average (2Y)

11.22%

Median 11.00%

Compared

44

institutions · 65 deposits

Top 3 deposits for 24 months (2 years)

#1 · Finance company

Softlogic Finance

Fixed Deposits

15.00%

LKR 1,000,000 → LKR 1,270,000 after AIT (LKR 270,000 interest)

View deposit

#2 · Finance company

Richard Pieris Finance

Fixed Deposits and Savings

14.50%

LKR 1,000,000 → LKR 1,261,000 after AIT (LKR 261,000 interest)

View deposit

#3 · Finance company

Fintrex Finance

Fixed Deposits

13.80%

LKR 1,000,000 → LKR 1,248,400 after AIT (LKR 248,400 interest)

View deposit

All 24 months (2 years) FD rates, ranked

52 deposits for 24 months (2 years). Returns on LKR 1,000,000 shown after 10% AIT. Pick up to 3 to compare side by side.

24-Month Fixed Deposit Rates in Sri Lanka — October 2026
Compare#Institution & depositTypeRate p.a.Interest (net)At maturityActions
1
Softlogic FinanceFixed Depositsverified 18d ago
Best
Finance company15.00%LKR 270,000LKR 1,270,000
CalculateDetails
2
Richard Pieris FinanceFixed Deposits and Savingsverified 101d ago — check with bank
Finance company14.50%LKR 261,000LKR 1,261,000
CalculateDetails
3
Fintrex FinanceFixed Depositsverified 18d ago
Finance company13.80%LKR 248,400LKR 1,248,400
CalculateDetails
4
SMB Finance PLCFixed Depositsverified 18d ago
Finance company13.50%LKR 243,000LKR 1,243,000
CalculateDetails
5
Asia Asset FinanceFixed Depositsverified 18d ago
Finance company13.25%LKR 238,500LKR 1,238,500
CalculateDetails
6
Commercial Credit FinanceFixed Depositverified 80d ago — check with bank
Finance company13.25%LKR 238,500LKR 1,238,500
CalculateDetails
7
Assetline FinanceFixed Depositsverified 111d ago — check with bank
Finance company12.75%LKR 229,500LKR 1,229,500
CalculateDetails
8
LB FinanceFixed Depositsverified 32d ago — check with bank
Finance company12.75%LKR 229,500LKR 1,229,500
CalculateDetails
9
MBSL FinanceFixed Depositsverified 38d ago — check with bank
Finance company12.75%LKR 229,500LKR 1,229,500
CalculateDetails
10
PABC BankRising Fixed Depositsverified 55d ago — check with bank
Private bank12.75%LKR 229,500LKR 1,229,500
CalculateDetails
11
Vallibel FinanceFixed Depositsverified 18d ago
Finance company12.75%LKR 229,500LKR 1,229,500
CalculateDetails
12
CBC FinanceFixed Depositsverified 47d ago — check with bank
Finance company12.50%LKR 225,000LKR 1,225,000
CalculateDetails
13
LCB FinanceLCB Fixed Depositsverified 38d ago — check with bank
Finance company12.50%LKR 225,000LKR 1,225,000
CalculateDetails
14
Sarvodaya Development FinanceFixed Depositsverified 18d ago
Finance company12.50%LKR 225,000LKR 1,225,000
CalculateDetails
15
Central FinanceCF Termverified 80d ago — check with bank
Finance company12.25%LKR 220,500LKR 1,220,500
CalculateDetails
16
Central FinanceCF Ultraverified 80d ago — check with bank
Finance company12.25%LKR 220,500LKR 1,220,500
CalculateDetails
17
People's Leasing & FinanceFixed Depositsverified 18d ago
Finance company12.25%LKR 220,500LKR 1,220,500
CalculateDetails
18
Dialog FinanceFixed Depositsverified 35d ago — check with bank
Finance company12.00%LKR 216,000LKR 1,216,000
CalculateDetails
19
HNB BankFixed Depositsverified 73d ago — check with bank
Private bank12.00%LKR 216,000LKR 1,216,000
CalculateDetails
20
Alliance FinanceFixed Depositverified 81d ago — check with bank
Finance company11.75%LKR 211,500LKR 1,211,500
CalculateApply
21
Singer FinanceStandard Fixed Depositsverified 18d ago
Finance company11.50%LKR 207,000LKR 1,207,000
CalculateDetails
22
Union BankFixed Depositsverified 21d ago
Private bank11.50%LKR 207,000LKR 1,207,000
CalculateDetails
23
Sampath BankFixed Depositsverified 62d ago — check with bank
Private bank11.25%LKR 202,500LKR 1,202,500
CalculateDetails
24
Sampath BankCERTIFICATE OF DEPOSITverified 62d ago — check with bank
Private bank11.25%LKR 202,500LKR 1,202,500
CalculateDetails
25
Sampath BankSampath Sanhinda Fixed Depositsverified 130d ago — check with bank
Private bank11.02%LKR 198,360LKR 1,198,360
CalculateDetails
26
Amãna BankLKR Term Investment Accountverified 76d ago — check with bank
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
27
Cargills BankCargills Bank Fixed Depositverified 52d ago — check with bank
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
28
Commercial BankFixed Depositsverified 143d ago — check with bank
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
29
DFCC BankFixed Depositverified 80d ago — check with bank
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
30
NDB BankNDB Bank Fixed Depositverified 109d ago — check with bank
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
31
NTB BankFixed Depositsverified 133d ago — check with bank
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
32
PABC BankFixed Depositsverified 55d ago — check with bank
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
33
SDB BankFixed Depositverified 74d ago — check with bank
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
34
Seylan BankRegular Fixed Deposit 2-60 monthsverified 68d ago — check with bank
Private bank11.00%LKR 198,000LKR 1,198,000
CalculateDetails
35
UB FinanceFixed Depositsverified 108d ago — check with bank
Finance company11.00%LKR 198,000LKR 1,198,000
CalculateDetails
36
Mahindra Ideal FinanceFixed Depositsverified 270d ago — check with bank
Finance company10.75%LKR 193,500LKR 1,193,500
CalculateDetails
37
RDB BankRDB Fixed Depositsverified 110d ago — check with bank
State bank10.75%LKR 193,500LKR 1,193,500
CalculateDetails
38
Senkadagala FinanceFixed Deposit Accountsverified 101d ago — check with bank
Finance company10.75%LKR 193,500LKR 1,193,500
CalculateDetails
39
Siyapatha FinanceFixed Depositsverified 63d ago — check with bank
Finance company10.75%LKR 193,500LKR 1,193,500
CalculateDetails
40
Janashakthi FinanceFixed Depositsverified 420d ago — check with bank
Finance company10.69%LKR 192,420LKR 1,192,420
CalculateDetails
41
CDB FinanceCDB Fixed Depositverified 80d ago — check with bank
Finance company10.50%LKR 189,000LKR 1,189,000
CalculateDetails
42
AMF CompanyFixed Depositsverified 81d ago — check with bank
Finance company10.25%LKR 184,500LKR 1,184,500
CalculateDetails
43
People's Leasing & FinanceSenehasa Minor FDverified 396d ago — check with bank
Finance company10.25%LKR 184,500LKR 1,184,500
CalculateDetails
44
HNB FinanceFixed Depositsverified 18d ago
Finance company10.00%LKR 180,000LKR 1,180,000
CalculateDetails
45
LOLC FinanceGeneral Fixed Deposit Accountsverified 89d ago — check with bank
Finance company9.50%LKR 171,000LKR 1,171,000
CalculateDetails
46
Sampath BankKalin Cashverified 130d ago — check with bank
Private bank9.18%LKR 165,240LKR 1,165,240
CalculateDetails
47
HDFC BankFixed Depositsverified 97d ago — check with bank
State bank8.50%LKR 153,000LKR 1,153,000
CalculateDetails
48
MCB BankTerm Depositsverified 472d ago — check with bank
Private bank8.50%LKR 153,000LKR 1,153,000
CalculateDetails
49
HDFC BankVishrama Udana Fixed Depositverified 410d ago — check with bank
State bank8.25%LKR 148,500LKR 1,148,500
CalculateDetails
50
NSB BankFixed Depositsverified 133d ago — check with bank
State bank7.75%LKR 139,500LKR 1,139,500
CalculateDetails
51
NSB BankNational Savings Certificateverified 469d ago — check with bank
State bank7.00%LKR 126,000LKR 1,126,000
CalculateDetails
52
SBI BankFixed Depositverified 467d ago — check with bank
Private bank6.75%LKR 121,500LKR 1,121,500
CalculateDetails
  1. 1
    Softlogic FinanceFixed Deposits

    15.00%

    LKR 1,270,000 · +270,000

  2. 2
    Richard Pieris FinanceFixed Deposits and Savings

    14.50%

    LKR 1,261,000 · +261,000· check rate

  3. 3
    Fintrex FinanceFixed Deposits

    13.80%

    LKR 1,248,400 · +248,400

  4. 4
    SMB Finance PLCFixed Deposits

    13.50%

    LKR 1,243,000 · +243,000

  5. 5
    Asia Asset FinanceFixed Deposits

    13.25%

    LKR 1,238,500 · +238,500

  6. 6
    Commercial Credit FinanceFixed Deposit

    13.25%

    LKR 1,238,500 · +238,500· check rate

  7. 7
    Assetline FinanceFixed Deposits

    12.75%

    LKR 1,229,500 · +229,500· check rate

  8. 8
    LB FinanceFixed Deposits

    12.75%

    LKR 1,229,500 · +229,500· check rate

  9. 9
    MBSL FinanceFixed Deposits

    12.75%

    LKR 1,229,500 · +229,500· check rate

  10. 10
    PABC BankRising Fixed Deposits

    12.75%

    LKR 1,229,500 · +229,500· check rate

  11. 11
    Vallibel FinanceFixed Deposits

    12.75%

    LKR 1,229,500 · +229,500

  12. 12
    CBC FinanceFixed Deposits

    12.50%

    LKR 1,225,000 · +225,000· check rate

  13. 13
    LCB FinanceLCB Fixed Deposits

    12.50%

    LKR 1,225,000 · +225,000· check rate

  14. 14
    Sarvodaya Development FinanceFixed Deposits

    12.50%

    LKR 1,225,000 · +225,000

  15. 15
    Central FinanceCF Term

    12.25%

    LKR 1,220,500 · +220,500· check rate

  16. 16
    Central FinanceCF Ultra

    12.25%

    LKR 1,220,500 · +220,500· check rate

  17. 17
    People's Leasing & FinanceFixed Deposits

    12.25%

    LKR 1,220,500 · +220,500

  18. 18
    Dialog FinanceFixed Deposits

    12.00%

    LKR 1,216,000 · +216,000· check rate

  19. 19
    HNB BankFixed Deposits

    12.00%

    LKR 1,216,000 · +216,000· check rate

  20. 20
    Alliance FinanceFixed Deposit

    11.75%

    LKR 1,211,500 · +211,500· check rate

  21. 21
    Singer FinanceStandard Fixed Deposits

    11.50%

    LKR 1,207,000 · +207,000

  22. 22
    Union BankFixed Deposits

    11.50%

    LKR 1,207,000 · +207,000

  23. 23
    Sampath BankFixed Deposits

    11.25%

    LKR 1,202,500 · +202,500· check rate

  24. 24
    Sampath BankCERTIFICATE OF DEPOSIT

    11.25%

    LKR 1,202,500 · +202,500· check rate

  25. 25
    Sampath BankSampath Sanhinda Fixed Deposits

    11.02%

    LKR 1,198,360 · +198,360· check rate

  26. 26
    Amãna BankLKR Term Investment Account

    11.00%

    LKR 1,198,000 · +198,000· check rate

  27. 27
    Cargills BankCargills Bank Fixed Deposit

    11.00%

    LKR 1,198,000 · +198,000· check rate

  28. 28
    Commercial BankFixed Deposits

    11.00%

    LKR 1,198,000 · +198,000· check rate

  29. 29
    DFCC BankFixed Deposit

    11.00%

    LKR 1,198,000 · +198,000· check rate

  30. 30
    NDB BankNDB Bank Fixed Deposit

    11.00%

    LKR 1,198,000 · +198,000· check rate

  31. 31
    NTB BankFixed Deposits

    11.00%

    LKR 1,198,000 · +198,000· check rate

  32. 32
    PABC BankFixed Deposits

    11.00%

    LKR 1,198,000 · +198,000· check rate

  33. 33
    SDB BankFixed Deposit

    11.00%

    LKR 1,198,000 · +198,000· check rate

  34. 34
    Seylan BankRegular Fixed Deposit 2-60 months

    11.00%

    LKR 1,198,000 · +198,000· check rate

  35. 35
    UB FinanceFixed Deposits

    11.00%

    LKR 1,198,000 · +198,000· check rate

  36. 36
    Mahindra Ideal FinanceFixed Deposits

    10.75%

    LKR 1,193,500 · +193,500· check rate

  37. 37
    RDB BankRDB Fixed Deposits

    10.75%

    LKR 1,193,500 · +193,500· check rate

  38. 38
    Senkadagala FinanceFixed Deposit Accounts

    10.75%

    LKR 1,193,500 · +193,500· check rate

  39. 39
    Siyapatha FinanceFixed Deposits

    10.75%

    LKR 1,193,500 · +193,500· check rate

  40. 40
    Janashakthi FinanceFixed Deposits

    10.69%

    LKR 1,192,420 · +192,420· check rate

  41. 41
    CDB FinanceCDB Fixed Deposit

    10.50%

    LKR 1,189,000 · +189,000· check rate

  42. 42
    AMF CompanyFixed Deposits

    10.25%

    LKR 1,184,500 · +184,500· check rate

  43. 43
    People's Leasing & FinanceSenehasa Minor FD

    10.25%

    LKR 1,184,500 · +184,500· check rate

  44. 44
    HNB FinanceFixed Deposits

    10.00%

    LKR 1,180,000 · +180,000

  45. 45
    LOLC FinanceGeneral Fixed Deposit Accounts

    9.50%

    LKR 1,171,000 · +171,000· check rate

  46. 46
    Sampath BankKalin Cash

    9.18%

    LKR 1,165,240 · +165,240· check rate

  47. 47
    HDFC BankFixed Deposits

    8.50%

    LKR 1,153,000 · +153,000· check rate

  48. 48
    MCB BankTerm Deposits

    8.50%

    LKR 1,153,000 · +153,000· check rate

  49. 49
    HDFC BankVishrama Udana Fixed Deposit

    8.25%

    LKR 1,148,500 · +148,500· check rate

  50. 50
    NSB BankFixed Deposits

    7.75%

    LKR 1,139,500 · +139,500· check rate

  51. 51
    NSB BankNational Savings Certificate

    7.00%

    LKR 1,126,000 · +126,000· check rate

  52. 52
    SBI BankFixed Deposit

    6.75%

    LKR 1,121,500 · +121,500· check rate

Banks vs finance companies for 24 months (2 years)

Licensed banks

Best
12.75%
Average
10.24%
Offers
23

Top: PABC Bank

Finance companies

Best
15.00%
Average
12.01%
Offers
29

Top: Softlogic Finance

Higher rates usually come with higher risk. Finance companies typically pay more than banks; before you deposit, confirm the institution is licensed by the Central Bank of Sri Lanka, check its credit rating, and keep deposits within the deposit insurance limit where you can. Read our safe investing guide.

Compare other terms

Nearby terms

12 months (1 year) FD rates

Best 13.50% · average 10.31% · -1.50 pts vs this term

36 months (3 years) FD rates

Best 15.50% · average 11.65% · +0.50 pts vs this term

  • 1 month

    11.12%

    UB Finance

  • 3 months

    11.41%

    UB Finance

  • 6 months

    11.50%

    Richard Pieris Finance

  • 1Y · 12M

    13.50%

    Richard Pieris Finance

  • 2Y · 24M

    15.00%

    Softlogic Finance

  • 3Y · 36M

    15.50%

    Softlogic Finance

  • 4Y · 48M

    15.50%

    Softlogic Finance

  • 5Y · 60M

    16.00%

    Softlogic Finance

See every rate in one table

Explore fixed deposit rates

  • 1 month FD rates
  • 3 months FD rates
  • 6 months FD rates
  • 12 months (1 year) FD rates
  • 36 months (3 years) FD rates
  • 48 months (4 years) FD rates
  • 60 months (5 years) FD rates
  • Senior citizen FD rates
  • Bank FD rates
  • Finance company FD rates
  • FD rate history
  • Fixed deposit guide
  • FD calculator

Frequently asked questions

What is the best 24 months (2 years) FD rate in Sri Lanka?

Softlogic Finance currently pays the highest 24 months (2 years) rate we track, 15.00% p.a. LKR 1,000,000 deposited for 24 months (2 years) returns LKR 1,270,000 after 10% AIT.

Which bank pays the most for a 24 months (2 years) fixed deposit?

Among licensed banks, PABC Bank leads at 12.75%. The best finance company rate is 15.00% from Softlogic Finance.

What is the average 24 months (2 years) FD rate?

The average across 52 deposits is 11.22% and the median is 11.00%. Half of all offers pay less than the median, so it's worth looking beyond your current bank.

Can I withdraw before the term ends?

Most institutions allow premature withdrawal but pay a reduced rate — often the rate for the period actually completed, minus a penalty. Check the product's terms, or consider a loan against the FD instead of breaking it.

Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.

AnybanQ Logo
Follow Us

Quick Links

  • Credit Cards
  • Debit Cards
  • Personal Loans
  • Vehicle Loans / Leasings
  • Housing Loans
  • Offers
  • Merchants
  • AnyBanq Points
  • Propositions
  • Savings & Current
  • Fixed Deposits
  • News
  • Courses
  • FAQ

Contact Info

  • [email protected]
  • Clobe (Pvt) Ltd
    Level 35, East Tower, World Trade Centre,
    Echelon Square, Colombo (00100), Sri Lanka

Fixed deposit rates

  • Compare FD rates
  • 3-month FD rates
  • 6-month FD rates
  • 12-month FD rates
  • 24-month FD rates
  • Senior citizen FD rates
  • Bank FD rates
  • Finance company FD rates
  • FD rate history
  • Fixed deposit guide
  • FD calculator

Company

  • About us
  • Contact us
  • Our methodology
  • Editorial policy
  • Safe investing
  • Terms of use
  • Privacy policy

Rates are collected from published sources and can change without notice. AnyBanq is a comparison service, not a bank, and nothing here is financial advice — confirm terms with the institution before you deposit or borrow.

© 2026 Clobe (Private) Limited. All Rights Reserved. · Privacy Policy · Terms ·