Sampath Bank Fixed Deposit Rates — October 2026
Private bank
Rates last verified
Sampath Bank publishes 4 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the Sampath Bank profile.
What Sampath Bank pays you — and how it compares
Fixed Deposits · 12 months (1 year)
10.00%
LKR 1,090,000 at maturity · LKR 90,000 interest after AIT
Ranks #24 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 31,500 more. Market average: 10.31%.
How it ranks in the market
1 month
8.00%
#17 of 51 · +0.11 vs avg
3 months
9.00%
#18 of 49 · +0.04 vs avg
6 months
9.75%
#18 of 51 · +0.26 vs avg
12 months (1 year)
10.00%
#25 of 54 · -0.31 vs avg
24 months (2 years)
11.25%
#23 of 52 · +0.03 vs avg
36 months (3 years)
11.00%
#32 of 51 · -0.65 vs avg
48 months (4 years)
12.00%
#25 of 50 · -0.07 vs avg
60 months (5 years)
12.50%
#35 of 50 · -0.63 vs avg
Similar institutions paying more for 12 months (1 year)
Sampath Sanhinda Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 6 months | 9.50% | LKR 1,042,750 |
| 12 months | 9.50% | LKR 1,085,500 |
| 24 months | 11.02% | LKR 1,198,360 |
| 36 months | 11.00% | LKR 1,297,000 |
| 48 months | 12.00% | LKR 1,432,000 |
| 60 months | 12.50% | LKR 1,562,500 |
- Ensures security and a stable income for the future.
- Highest Interest Rates – payable monthly or annually
Kalin Cash
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 7.94% | LKR 1,005,955 |
| 2 months | 8.38% | LKR 1,012,570 |
| 3 months | 8.32% | LKR 1,018,720 |
| 6 months | 9.07% | LKR 1,040,815 |
| 12 months | 8.67% | LKR 1,078,030 |
| 24 months | 9.18% | LKR 1,165,240 |
| 36 months | 8.27% | LKR 1,223,290 |
| 48 months | 8.11% | LKR 1,291,960 |
| 60 months | 7.69% | LKR 1,346,050 |
- 'Kalin Cash' from Sampath Bank is a unique fixed deposit that pays out interest upfront at the time of opening the account, unlike traditional fixed deposits where interest is paid at a later date (Monthly / Maturity).
- This product addresses the issue of high inflation by allowing investors to obtain their returns upfront.
- A valuable advantage for every investor, as returns received at a later date can potentially lose value due to the increasing inflation rates in the country.
- Sampath Bank takes pride in being the sole provider of this innovative product in Sri Lanka.
Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 8.00% | LKR 1,006,000 |
| 2 months | 8.25% | LKR 1,012,375 |
| 3 months | 9.00% | LKR 1,020,250 |
| 6 months | 9.75% | LKR 1,043,875 |
| 12 months | 10.00% | LKR 1,090,000 |
| 24 months | 11.25% | LKR 1,202,500 |
| 36 months | 11.00% | LKR 1,297,000 |
| 48 months | 12.00% | LKR 1,432,000 |
| 60 months | 12.50% | LKR 1,562,500 |
- You do not need to be a Sampath Bank account holder to enjoy high interest rates and earn an additional income on your fixed deposit.
- A minimum deposit of Rs. 25,000/- is all what you need to open a fixed deposit account
- If you are a Sampath Bank account holder, then the interest earned, whether monthly or annually, can be automatically transferred to your Current or Savings account according to your wishes.
CERTIFICATE OF DEPOSIT
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 3 months | 9.00% | LKR 1,020,250 |
| 6 months | 9.75% | LKR 1,043,875 |
| 12 months | 10.00% | LKR 1,090,000 |
| 24 months | 11.25% | LKR 1,202,500 |
| 36 months | 11.00% | LKR 1,297,000 |
| 48 months | 12.00% | LKR 1,432,000 |
| 60 months | 12.50% | LKR 1,562,500 |
- Certificate of Deposit Account ensures that you earn handsomely from your wealth, instead of just accumulating a fraction as interest.
- You do not need to be a Sampath Bank account holder to open a Certificate of Deposit Account and what’s more, you can earn interest at the time of the investment.
- Certificate of Deposit Accounts are offered for different time durations – 06 months, 12, months, 24 months, 36 months and 60 months – for your convenience.
Frequently asked questions
What is the highest FD rate at Sampath Bank?
Sampath Bank's highest published rate is 12.50% p.a. for 60 months on its Sampath Sanhinda Fixed Deposits.
How does Sampath Bank's 1-year FD rate compare?
Sampath Bank pays up to 10.00% for 12 months, below the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does Sampath Bank offer?
We list 4 fixed deposit products from Sampath Bank: Sampath Sanhinda Fixed Deposits, Kalin Cash, Fixed Deposits, CERTIFICATE OF DEPOSIT.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.