SDB Bank Fixed Deposit Rates — October 2026
Private bank
Rates last verified
SDB Bank publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the SDB Bank profile.
What SDB Bank pays you — and how it compares
Fixed Deposit · 12 months (1 year)
11.00%
LKR 1,099,000 at maturity · LKR 99,000 interest after AIT
Ranks #17 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 22,500 more. Market average: 10.31%.
How it ranks in the market
1 month
7.50%
#33 of 51 · -0.39 vs avg
3 months
9.25%
#17 of 49 · +0.29 vs avg
6 months
8.75%
#39 of 51 · -0.74 vs avg
12 months (1 year)
11.00%
#18 of 54 · +0.69 vs avg
24 months (2 years)
11.00%
#26 of 52 · -0.22 vs avg
36 months (3 years)
11.25%
#27 of 51 · -0.40 vs avg
48 months (4 years)
12.00%
#25 of 50 · -0.07 vs avg
60 months (5 years)
13.75%
#18 of 50 · +0.62 vs avg
Similar institutions paying more for 12 months (1 year)
Fixed Deposit
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 7.50% | LKR 1,005,625 |
| 3 months | 9.25% | LKR 1,020,813 |
| 6 months | 8.75% | LKR 1,039,375 |
| 12 months | 11.00% | LKR 1,099,000 |
| 24 months | 11.00% | LKR 1,198,000 |
| 36 months | 11.25% | LKR 1,303,750 |
| 48 months | 12.00% | LKR 1,432,000 |
| 60 months | 13.75% | LKR 1,618,750 |
- Attractive higher rate of interest
- Maximum security for your investment
- Immediate cash back facility of up to 90% of deposits
- A Fixed Deposit can be opened with just Rs 10,000/-
SDB Upahara Fixed Deposit
Senior citizens (60+)
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 7.50% | LKR 1,005,625 |
| 3 months | 8.25% | LKR 1,018,563 |
| 6 months | 8.75% | LKR 1,039,375 |
| 12 months | 9.75% | LKR 1,087,750 |
| 24 months | 11.25% | LKR 1,202,500 |
| 36 months | 11.50% | LKR 1,310,500 |
| 48 months | 12.25% | LKR 1,441,000 |
| 60 months | 13.75% | LKR 1,618,750 |
- Attractive higher rate of interest
- Maximum security for your investment
- Immediate cash back facility of up to 90% from the deposit value
- A Fixed Deposit can be opened with just Rs 10,000/-
Frequently asked questions
What is the highest FD rate at SDB Bank?
SDB Bank's highest published rate is 13.75% p.a. for 60 months on its Fixed Deposit.
How does SDB Bank's 1-year FD rate compare?
SDB Bank pays up to 11.00% for 12 months, above the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does SDB Bank offer?
We list 2 fixed deposit products from SDB Bank: Fixed Deposit, SDB Upahara Fixed Deposit.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.