AnyBanq Points

Earn where you shop. Spend where you like.

Most loyalty points are trapped at one shop, and most of them are never spent. AnyBanq Points collect in one place and move between merchants, so what you earn stays worth something.

See my points Where to earn

How it works

Pay as you normally would

Settle a bill with a partner merchant. Points are added automatically — there is nothing to scan, no card to carry and no app to open at the till.

Watch them collect

Every merchant's points sit in one wallet, so you can see what you have everywhere in a single place instead of guessing.

Move them where they are useful

Points stuck at a shop you rarely visit can be moved to one you do. You see the exact rate and fee before anything moves.

Questions worth asking

Do my points expire?: That is set by the merchant whose points they are, and it is shown on your statement. We will tell you before anything is about to lapse.
Is there a fee to move points?: Yes, and you see it in full before you agree. The exchange screen shows exactly what you give, exactly what you get and what AnyBanq keeps — no rate buried in small print.
Can I turn points into cash?: No. Points are a loyalty reward, not money: they can be spent with merchants on the network and cannot be withdrawn or transferred to another person.
What do merchants see about me?: Only their own dealings with you. A merchant can see the points you hold with them; they never see where else you shop, what you hold elsewhere, or that you moved points to a competitor.

Run a business?

Give your customers a reason to come back, without building a loyalty system. Set a rate, and points appear when they pay you.

Offer points

How it works

Pay as you normally would

Settle a bill with a partner merchant. Points are added automatically — there is nothing to scan, no card to carry and no app to open at the till.

Watch them collect

Every merchant's points sit in one wallet, so you can see what you have everywhere in a single place instead of guessing.

Move them where they are useful

Points stuck at a shop you rarely visit can be moved to one you do. You see the exact rate and fee before anything moves.

Questions worth asking

Do my points expire?

That is set by the merchant whose points they are, and it is shown on your statement. We will tell you before anything is about to lapse.

Is there a fee to move points?

Yes, and you see it in full before you agree. The exchange screen shows exactly what you give, exactly what you get and what AnyBanq keeps — no rate buried in small print.

Can I turn points into cash?

No. Points are a loyalty reward, not money: they can be spent with merchants on the network and cannot be withdrawn or transferred to another person.

What do merchants see about me?

Only their own dealings with you. A merchant can see the points you hold with them; they never see where else you shop, what you hold elsewhere, or that you moved points to a competitor.