Compare Credit Cards in Sri Lanka
63 credit cards from 13 banks and finance companies, side by side. The lowest annual fee is Free (CDB Gold Credit card, CDB Finance); the typical paid card costs LKR 5,000 a year.
Updated 7 November 2026 · rates as published by each institution
- Credit cards
- 63
- from 13 institutions
- Lowest annual fee
- Free
- CDB Finance
- Typical annual fee
- LKR 5,000
- of 63 with a published fee
- No annual fee
- 16 cards
About credit cards in Sri Lanka
AnyBanQ lists 63 credit cards from 13 Sri Lankan banks and finance companies, including Sampath Bank, LOLC Finance, NTB Bank, Commercial Bank and Seylan Bank. Listed rates currently run from 26% to 36%. Filter the list above by bank or feature, save the ones you like, and compare up to three side by side.
When choosing a credit card in Sri Lanka, compare the annual fee, the interest rate on an unpaid balance, the credit limit you qualify for, and the rewards, cashback and merchant offers that come with it. Joining fees and the income needed to qualify also differ between banks.
Credit Cards by bank: Sampath Bank, LOLC Finance, NTB Bank, Commercial Bank, Seylan Bank, CDB Finance, HNB Bank, Cargills Bank, DFCC Bank, PABC Bank, Union Bank, NDB Bank, NSB Bank.
Frequently asked questions
What is the minimum salary for a credit card in Sri Lanka?
Most Sri Lankan banks require a minimum monthly income of roughly Rs. 30,000–100,000 depending on the card tier. Entry-level cards have lower thresholds; premium cards (Platinum, World) require higher income. Each card's requirement is listed on Anybanq.
How do credit card interest rates work in Sri Lanka?
If you pay the full statement balance by the due date you pay no interest on purchases. Otherwise interest (capped by the Central Bank, historically around 28–36% per annum) accrues on the outstanding balance. Cash advances attract interest from day one.
Which credit card has the best rewards in Sri Lanka?
It depends on your spending: some cards give supermarket and fuel discounts, others airline miles or cashback. Compare rewards, annual fees and merchant offers across Sri Lankan banks on Anybanq to match a card to your spending pattern.