Compare Personal Loans in Sri Lanka

Choose a bank or licensed finance company, check its eligibility rules (age, minimum income, employment), and submit an application with your NIC, salary slips or proof of income, and bank statements. On Anybanq you can compare personal loan interest rates and maximum amounts across Sri Lankan banks and apply online.

Typically your National Identity Card (NIC), last 3 months' salary slips or business income proof, 3–6 months of bank statements, and sometimes a guarantor. Requirements vary by bank — each product page on Anybanq lists the exact documents needed.

Rates depend on the Central Bank of Sri Lanka policy rates, the lender, your income and credit history (CRIB record), the loan amount and tenure, and whether the rate is fixed or variable. Comparing several banks before applying usually saves significantly over the loan term.

It is harder but not impossible. Some banks and finance companies consider applicants with past CRIB issues at higher rates or with a guarantor or collateral. Clearing arrears and maintaining six months of clean repayment history improves approval chances.