Tools
Free banking calculators & tools
17 free tools built for Sri Lankan banking — from loan installments and deposit returns to taxes and utility bills, plus AI-powered helpers. Every tool has its own page you can share.
Calculators
- Loan EMI Calculator
Free EMI calculator for Sri Lankan bank loans. Enter the loan amount, interest rate and term to see your monthly installment and total interest in LKR.
- Fixed Deposit Calculator
Calculate the maturity value of a fixed deposit at any Sri Lankan bank. Supports compounding and shows total interest earned in LKR.
- Debt Consolidation Calculator
Check whether combining your Sri Lankan loans and credit card balances into a single loan saves money. Compare current payments against a consolidated loan.
- Loan Affordability Calculator
Estimate how much you can safely borrow from a Sri Lankan bank based on your income, expenses and existing commitments.
- Savings Goal Planner
Plan how much to save each month to reach a target amount by a chosen date, with interest from a Sri Lankan savings account or FD factored in.
- Income Tax (PAYE) Calculator
Estimate your Sri Lankan personal income tax (PAYE/APIT) from your monthly salary, including variable pay and multiple employments.
- WHT on Interest Calculator
Calculate the 10% withholding tax (AIT) deducted from fixed deposit and savings interest in Sri Lanka, and your net interest after tax.
- VAT Calculator
Add 18% VAT to a net price or extract the VAT portion from a VAT-inclusive amount. Free Sri Lanka VAT calculator with an editable rate.
- Electricity Bill Calculator
Estimate your monthly CEB electricity bill from units used, with a per-block breakdown under the domestic tariff. Free Sri Lanka electricity calculator.
- Water Bill Calculator
Estimate your monthly NWSDB water bill from cubic meters used, with a per-block breakdown under the domestic tariff.
- Currency & Remittance Comparator
Compare exchange rates and fees for sending money to Sri Lanka. See live LKR rates and which service delivers the most rupees.
AI-powered tools
- Loan Eligibility CheckerAI
AI-powered eligibility check for Sri Lankan bank loans and credit cards. Estimate your approval chances before you apply.
- Voice SearchAI
Search Sri Lankan banking products by voice — say 'home loans under 8 percent' and get matching products instantly.
- Document ParserAI
Upload a bank letter, payslip or statement and let AI extract the key figures — rates, balances, salary components — in seconds.
- AI Product CompareAI
Let AI compare two Sri Lankan banking products side by side and explain in plain language which is better for your situation.
- Multi-language AssistantAI
Get answers about Sri Lankan banking in Sinhala, Tamil or English — rates, products, eligibility and processes explained in your language.
- Smart AlertsAI
Follow products and get notified when interest rates or offers change at Sri Lankan banks. Free rate alerts from AnyBanq.