Free tool · AI-powered
Loan Eligibility Checker
Applying and getting rejected leaves a mark on your CRIB record. This AI-powered checker estimates your approval chances for loans and cards from your income, employment and existing commitments — before you formally apply.
Eligibility predictor
Soft check only — no formal credit pull. We compare your profile against live products.
Frequently asked questions
Does checking eligibility affect my CRIB score?
No — this check runs on the details you enter and does not query CRIB or create any credit inquiry.
What do Sri Lankan banks check before approving a loan?
Typically: net income and its stability, existing debt payments, CRIB repayment history, employment type and tenure, and collateral or guarantors where applicable.
How accurate is the prediction?
It is an indicative estimate based on common bank criteria. Each bank applies its own credit policy, so treat it as guidance rather than a decision.
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