Free tool
Savings Goal Planner
Whether you are saving for a vehicle down payment, a wedding or an emergency fund, this planner tells you the monthly amount needed to hit your target by your deadline, accounting for the interest your savings will earn along the way.
Goal planner
Tell us the goal — we'll work out the monthly investment or lump sum.
Monthly SIP
LKR 61,222
Lump-sum FD today
LKR 3,104,607
Gap to fill
LKR 5,000,000
SIP assumes compounded monthly returns; actual market returns vary. FD assumes annual compounding.
Frequently asked questions
Should I save in a savings account or a fixed deposit?
Regular monthly saving fits a savings account or a recurring deposit; lump sums you won't touch fit fixed deposits, which pay higher rates. Many savers combine both.
How does interest affect my monthly target?
Interest compounds on your growing balance, so the required monthly contribution is lower than simply dividing the target by the number of months — noticeably so for longer goals.
What savings rate should I assume?
Use the rate of the actual account you plan to use. AnyBanq's savings account comparison shows current rates across Sri Lankan banks.
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