NDB Bank Fixed Deposit Rates — October 2026
Private bank
Rates last verified
NDB Bank publishes 3 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the NDB Bank profile.
What NDB Bank pays you — and how it compares
Special Deposit Account · 12 months (1 year)
11.00%
LKR 1,099,000 at maturity · LKR 99,000 interest after AIT
Ranks #17 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 22,500 more. Market average: 10.31%.
How it ranks in the market
1 month
8.00%
#17 of 51 · +0.11 vs avg
3 months
9.50%
#15 of 49 · +0.54 vs avg
6 months
10.75%
#8 of 51 · +1.26 vs avg
12 months (1 year)
11.00%
#18 of 54 · +0.69 vs avg
24 months (2 years)
11.00%
#26 of 52 · -0.22 vs avg
36 months (3 years)
11.50%
#25 of 51 · -0.15 vs avg
48 months (4 years)
12.00%
#25 of 50 · -0.07 vs avg
60 months (5 years)
13.00%
#24 of 50 · -0.13 vs avg
Similar institutions paying more for 12 months (1 year)
NDB Bank Fixed Deposit
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 8.00% | LKR 1,006,000 |
| 3 months | 9.50% | LKR 1,021,375 |
| 6 months | 9.75% | LKR 1,043,875 |
| 12 months | 10.00% | LKR 1,090,000 |
| 24 months | 11.00% | LKR 1,198,000 |
| 36 months | 11.50% | LKR 1,310,500 |
| 48 months | 12.00% | LKR 1,432,000 |
| 60 months | 13.00% | LKR 1,585,000 |
- Convenient Automatic renewal of your deposit, according to your renewal instructions at the time of placement.
- Make changes to your settlement instructions by giving us two working days’ notice prior to the maturity date
- Withdraw from any one of our Branches
- Ability to view your deposit details through mobile banking and Internet Banking facility
Foreign Currency Deposit
Foreign currency
| Tenure | Rate p.a. |
|---|---|
| 1 month | 3.75% |
| 3 months | 4.25% |
| 6 months | 4.50% |
| 12 months | 4.50% |
| 24 months | 4.00% |
| 36 months | 4.00% |
| 48 months | 4.00% |
| 60 months | 4.00% |
- FOREIGN CURRENCY DEPOSITS – USD, GBP, EURO, AUD, CAD, SGD, NZD
- Term : 1 month, 3 months, 6 months & 1 year and 1 year deposit with monthly interest
- Short Term Less than a year and Long Term Foreign Currency Bank deposits
- IIA Accounts to support investments
Special Deposit Account
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 6 months | 10.75% | LKR 1,048,375 |
| 12 months | 11.00% | LKR 1,099,000 |
- SDAs shall only be opened as Fixed Deposists. SDA Savings Account can be opned only for purpose of receiving funds to be placed in SDA Fixed Deposit.
- Joint accounts are permitted with another eligble person
- Freely convertible and remittable outside Sri Lanka at maturity
- Will not be subject to Foreign Exchange Regulation No 1 of 2017 published in Gazette Notification No 2045/56 dated 17.11.2017
Frequently asked questions
What is the highest FD rate at NDB Bank?
NDB Bank's highest published rate is 13.00% p.a. for 60 months on its NDB Bank Fixed Deposit.
How does NDB Bank's 1-year FD rate compare?
NDB Bank pays up to 11.00% for 12 months, above the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does NDB Bank offer?
We list 3 fixed deposit products from NDB Bank: NDB Bank Fixed Deposit, Foreign Currency Deposit, Special Deposit Account.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.