UB Finance Fixed Deposit Rates — October 2026
Finance company
Rates last verified
UB Finance publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the UB Finance profile.
What UB Finance pays you — and how it compares
Fixed Deposits · 12 months (1 year)
10.00%
LKR 1,090,000 at maturity · LKR 90,000 interest after AIT
Ranks #24 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 31,500 more. Market average: 10.31%.
How it ranks in the market
1 month
11.12%
#1 of 51 · +3.23 vs avg
3 months
11.41%
#1 of 49 · +2.45 vs avg
6 months
11.41%
#2 of 51 · +1.92 vs avg
12 months (1 year)
10.00%
#25 of 54 · -0.31 vs avg
24 months (2 years)
11.00%
#26 of 52 · -0.22 vs avg
36 months (3 years)
12.00%
#22 of 51 · +0.35 vs avg
48 months (4 years)
13.00%
#15 of 50 · +0.93 vs avg
60 months (5 years)
14.00%
#11 of 50 · +0.87 vs avg
Similar institutions paying more for 12 months (1 year)
Richard Pieris Finance13.50%+LKR 31,500 on LKR 1,000,000 after AIT vs UB Finance
SMB Finance PLC12.88%+LKR 25,920 on LKR 1,000,000 after AIT vs UB Finance
Softlogic Finance12.88%+LKR 25,920 on LKR 1,000,000 after AIT vs UB Finance
Commercial Credit Finance12.75%+LKR 24,750 on LKR 1,000,000 after AIT vs UB Finance
Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 11.12% | LKR 1,008,340 |
| 3 months | 11.41% | LKR 1,025,673 |
| 6 months | 11.41% | LKR 1,051,345 |
| 12 months | 10.00% | LKR 1,090,000 |
| 24 months | 11.00% | LKR 1,198,000 |
| 36 months | 12.00% | LKR 1,324,000 |
| 48 months | 13.00% | LKR 1,468,000 |
| 60 months | 14.00% | LKR 1,630,000 |
- UB Finance offer you a secure and reliable way to rapidly grow your savings.
- Loan facilities against Fixed Deposits.
- Payment of interest by cash or as a direct credit to a selected account.
- Flexible investment periods ranging from 01 month to 60 months.
Senior Citizen Fixed Deposits
Senior citizens (60+)
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 11.12% | LKR 1,008,340 |
| 3 months | 11.41% | LKR 1,025,673 |
| 6 months | 11.41% | LKR 1,051,345 |
| 12 months | 10.50% | LKR 1,094,500 |
| 24 months | 10.50% | LKR 1,189,000 |
| 36 months | 12.00% | LKR 1,324,000 |
| 48 months | 13.00% | LKR 1,468,000 |
| 60 months | 14.00% | LKR 1,630,000 |
- Loan facilities against Fixed Deposits.
- Payment of interest by cash or as a direct credit to a selected account.
- Flexible investment periods ranging from 01 month to 60 months.
Frequently asked questions
What is the highest FD rate at UB Finance?
UB Finance's highest published rate is 14.00% p.a. for 60 months on its Fixed Deposits.
How does UB Finance's 1-year FD rate compare?
UB Finance pays up to 10.50% for 12 months, above the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does UB Finance offer?
We list 2 fixed deposit products from UB Finance: Fixed Deposits, Senior Citizen Fixed Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.