SMB Finance PLC Fixed Deposit Rates — October 2026
Finance company
Rates last verified
SMB Finance PLC publishes 1 fixed deposit product covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the SMB Finance PLC profile.
What SMB Finance PLC pays you — and how it compares
Fixed Deposits · 12 months (1 year)
12.88%
LKR 1,115,920 at maturity · LKR 115,920 interest after AIT
Ranks #2 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 5,580 more. Market average: 10.31%.
How it ranks in the market
1 month
10.27%
#5 of 51 · +2.38 vs avg
3 months
10.60%
#5 of 49 · +1.64 vs avg
6 months
11.38%
#3 of 51 · +1.89 vs avg
12 months (1 year)
12.88%
#2 of 54 · +2.57 vs avg
24 months (2 years)
13.50%
#4 of 52 · +2.28 vs avg
36 months (3 years)
14.50%
#2 of 51 · +2.85 vs avg
48 months (4 years)
15.50%
#1 of 50 · +3.43 vs avg
60 months (5 years)
16.00%
#1 of 50 · +2.87 vs avg
Similar institutions paying more for 12 months (1 year)
Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 10.27% | LKR 1,007,703 |
| 3 months | 10.60% | LKR 1,023,850 |
| 6 months | 11.38% | LKR 1,051,210 |
| 12 months | 12.88% | LKR 1,115,920 |
| 24 months | 13.50% | LKR 1,243,000 |
| 36 months | 14.50% | LKR 1,391,500 |
| 48 months | 15.50% | LKR 1,558,000 |
| 60 months | 16.00% | LKR 1,720,000 |
- Attractive and higher interest rate for your funds.
- Door step service at your convenience.
- Highest security for your investment.
- Option to select receiving of interest income monthly or at maturity.
Frequently asked questions
What is the highest FD rate at SMB Finance PLC?
SMB Finance PLC's highest published rate is 16.00% p.a. for 60 months on its Fixed Deposits.
How does SMB Finance PLC's 1-year FD rate compare?
SMB Finance PLC pays up to 12.88% for 12 months, above the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does SMB Finance PLC offer?
We list 1 fixed deposit product from SMB Finance PLC: Fixed Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.