MCB Bank Fixed Deposit Rates — October 2026
Private bank
Rates last verified
MCB Bank publishes 1 fixed deposit product covering 7 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the MCB Bank profile.
What MCB Bank pays you — and how it compares
Term Deposits · 12 months (1 year)
7.35%
LKR 1,066,150 at maturity · LKR 66,150 interest after AIT
Ranks #42 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 55,350 more. Market average: 10.31%.
How it ranks in the market
1 month
6.50%
#44 of 51 · -1.39 vs avg
3 months
6.75%
#46 of 49 · -2.21 vs avg
6 months
7.00%
#48 of 51 · -2.49 vs avg
12 months (1 year)
7.35%
#51 of 54 · -2.96 vs avg
24 months (2 years)
8.50%
#47 of 52 · -2.72 vs avg
36 months (3 years)
9.00%
#47 of 51 · -2.65 vs avg
48 months (4 years)
9.25%
#47 of 50 · -2.82 vs avg
Similar institutions paying more for 12 months (1 year)
Term Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 6.50% | LKR 1,004,875 |
| 3 months | 6.75% | LKR 1,015,188 |
| 6 months | 7.00% | LKR 1,031,500 |
| 12 months | 7.35% | LKR 1,066,150 |
| 24 months | 8.50% | LKR 1,153,000 |
| 36 months | 9.00% | LKR 1,243,000 |
| 48 months | 9.25% | LKR 1,333,000 |
- Attractive Interest Rates View Interest Rates
- 1 - 48 Month Deposit Tenure
- Rs. 100,000 Minimum Deposit
Frequently asked questions
What is the highest FD rate at MCB Bank?
MCB Bank's highest published rate is 9.25% p.a. for 48 months on its Term Deposits.
How does MCB Bank's 1-year FD rate compare?
MCB Bank pays up to 7.35% for 12 months, below the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does MCB Bank offer?
We list 1 fixed deposit product from MCB Bank: Term Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.