Janashakthi Finance Fixed Deposit Rates — October 2026
Finance company
Rates last verified
Janashakthi Finance publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the Janashakthi Finance profile.
What Janashakthi Finance pays you — and how it compares
Fixed Deposits · 12 months (1 year)
9.94%
LKR 1,089,460 at maturity · LKR 89,460 interest after AIT
Ranks #33 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 32,040 more. Market average: 10.31%.
How it ranks in the market
1 month
7.51%
#32 of 51 · -0.38 vs avg
3 months
7.98%
#41 of 49 · -0.98 vs avg
6 months
8.44%
#43 of 51 · -1.05 vs avg
12 months (1 year)
9.94%
#37 of 54 · -0.37 vs avg
24 months (2 years)
10.69%
#40 of 52 · -0.53 vs avg
36 months (3 years)
11.00%
#32 of 51 · -0.65 vs avg
48 months (4 years)
11.19%
#35 of 50 · -0.88 vs avg
60 months (5 years)
11.75%
#44 of 50 · -1.38 vs avg
Similar institutions paying more for 12 months (1 year)
Richard Pieris Finance13.50%+LKR 32,040 on LKR 1,000,000 after AIT vs Janashakthi Finance
SMB Finance PLC12.88%+LKR 26,460 on LKR 1,000,000 after AIT vs Janashakthi Finance
Softlogic Finance12.88%+LKR 26,460 on LKR 1,000,000 after AIT vs Janashakthi Finance
Commercial Credit Finance12.75%+LKR 25,290 on LKR 1,000,000 after AIT vs Janashakthi Finance
Senior Citizen Fixed Deposit
Senior citizens (60+)
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 7.51% | LKR 1,005,633 |
| 2 months | 7.51% | LKR 1,011,265 |
| 3 months | 7.98% | LKR 1,017,955 |
| 6 months | 8.44% | LKR 1,037,980 |
| 12 months | 10.44% | LKR 1,093,960 |
| 24 months | 11.19% | LKR 1,201,420 |
| 36 months | 11.50% | LKR 1,310,500 |
| 48 months | 11.69% | LKR 1,420,840 |
| 60 months | 12.25% | LKR 1,551,250 |
- Assurance from your trusted financial solutions provider
- Incredible FD rates
- Quick refund on maturity
- Service to your doorstep
Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 7.51% | LKR 1,005,633 |
| 2 months | 7.51% | LKR 1,011,265 |
| 3 months | 7.98% | LKR 1,017,955 |
| 6 months | 8.44% | LKR 1,037,980 |
| 12 months | 9.94% | LKR 1,089,460 |
| 24 months | 10.69% | LKR 1,192,420 |
| 36 months | 11.00% | LKR 1,297,000 |
| 48 months | 11.19% | LKR 1,402,840 |
| 60 months | 11.75% | LKR 1,528,750 |
- Assurance from your trusted financial solutions provider
- Incredible FD rates
- Quick refund on maturity
- Service to your doorstep
Frequently asked questions
What is the highest FD rate at Janashakthi Finance?
Janashakthi Finance's highest published rate is 12.25% p.a. for 60 months on its Senior Citizen Fixed Deposit.
How does Janashakthi Finance's 1-year FD rate compare?
Janashakthi Finance pays up to 10.44% for 12 months, above the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does Janashakthi Finance offer?
We list 2 fixed deposit products from Janashakthi Finance: Senior Citizen Fixed Deposit, Fixed Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.