Seylan Bank Fixed Deposit Rates — October 2026
Private bank
Rates last verified
Seylan Bank publishes 6 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the Seylan Bank profile.
What Seylan Bank pays you — and how it compares
Regular Fixed Deposit 2-60 months · 12 months (1 year)
10.00%
LKR 1,090,000 at maturity · LKR 90,000 interest after AIT
Ranks #24 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 31,500 more. Market average: 10.31%.
How it ranks in the market
1 month
8.00%
#17 of 51 · +0.11 vs avg
3 months
9.00%
#18 of 49 · +0.04 vs avg
6 months
9.75%
#18 of 51 · +0.26 vs avg
12 months (1 year)
10.00%
#25 of 54 · -0.31 vs avg
24 months (2 years)
11.00%
#26 of 52 · -0.22 vs avg
36 months (3 years)
11.00%
#32 of 51 · -0.65 vs avg
48 months (4 years)
11.00%
#36 of 50 · -1.07 vs avg
60 months (5 years)
12.50%
#35 of 50 · -0.63 vs avg
Similar institutions paying more for 12 months (1 year)
Foreign Currency Fixed Deposit
Foreign currency
| Tenure | Rate p.a. |
|---|---|
| 1 month | 3.00% |
| 3 months | 4.00% |
| 6 months | 4.25% |
| 12 months | 4.50% |
| 24 months | 4.75% |
| 36 months | 5.00% |
| 48 months | 5.25% |
| 60 months | 5.50% |
- Freedom to select your fixed term from 1,3,6,12 months.
- Enjoy Seylan Mega Reward benefits.
- Competitive and attractive Interest rates.
- Choose from 8 designated foreign currencies; USD, GBP, EUR, AUD, JPY, CHF, SGD, CAD
Millennium 30
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 7.50% | LKR 1,005,625 |
- Enjoy higher interest rates.
- Auto renewal enables you to watch your deposit grow.
- Place & manage your deposit via Internet & Mobile Banking.
- Enjoy hassle free life with e-statements & SMS alerts.
Call Deposit
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 6.50% | LKR 1,004,875 |
- Invest for a minimum number of 7days.
- Attractive interest rate
- Ability of obtaining an instant Loan / Overdraft against the deposit.
Regular Fixed Deposit 2-60 months
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 2 months | 8.25% | LKR 1,012,375 |
| 3 months | 9.00% | LKR 1,020,250 |
| 6 months | 9.75% | LKR 1,043,875 |
| 12 months | 10.00% | LKR 1,090,000 |
| 24 months | 11.00% | LKR 1,198,000 |
| 36 months | 11.00% | LKR 1,297,000 |
| 48 months | 11.00% | LKR 1,396,000 |
| 60 months | 12.50% | LKR 1,562,500 |
- Freedom to select your fixed term period from 2, 3, 6, 12, 24, 36, 48 and 60months(5years).
- Interest could be earned monthly, annually or at maturity depending on the investment period.
- Enjoy additional interest rate & benefits in Senior Citizen Fixed Deposits.
- Place and manage your deposits online via Internet & Mobile Banking.
Long Term Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 48 months | 11.00% | LKR 1,396,000 |
| 60 months | 12.50% | LKR 1,562,500 |
- Utility Vouchers - In addition to the interest earned, 0.1% of the deposit value per month is awarded in the form of utility vouchers for the first year. These utility vouchers could be used to pay your monthly water, electricity, telephone bills.
- Investment term periods – 4 Years , 5 Years
- Earn interest monthly, annually or at maturity to your nominated bank account.
- Placing and managing fixed deposits via Internet Banking, mobile banking.
Flexi Fixed Deposit
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 8.00% | LKR 1,006,000 |
| 2 months | 8.00% | LKR 1,012,000 |
| 3 months | 8.25% | LKR 1,018,563 |
| 6 months | 9.00% | LKR 1,040,500 |
| 12 months | 9.75% | LKR 1,087,750 |
- Flexi Fixed deposit helps you to earn more return from your idling money, which you are looking forward for a future requirement.
- Freedom to place fixed deposits for number of days as per your requirement starting from 31days to maximum of 365 days.
- Enjoy fixed deposit rates.
- Monitor your deposit via Internet & Mobile Banking
Frequently asked questions
What is the highest FD rate at Seylan Bank?
Seylan Bank's highest published rate is 12.50% p.a. for 60 months on its Regular Fixed Deposit 2-60 months.
How does Seylan Bank's 1-year FD rate compare?
Seylan Bank pays up to 10.00% for 12 months, below the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does Seylan Bank offer?
We list 6 fixed deposit products from Seylan Bank: Foreign Currency Fixed Deposit, Millennium 30, Call Deposit, Regular Fixed Deposit 2-60 months, Long Term Fixed Deposits, Flexi Fixed Deposit.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.