
NTB Bank Fixed Deposit Rates — October 2026
Private bank
Rates last verified
NTB Bank publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the NTB Bank profile.
What NTB Bank pays you — and how it compares
Fixed Deposits · 12 months (1 year)
10.00%
LKR 1,090,000 at maturity · LKR 90,000 interest after AIT
Ranks #24 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 31,500 more. Market average: 10.31%.
How it ranks in the market
1 month
8.00%
#17 of 51 · +0.11 vs avg
3 months
9.00%
#18 of 49 · +0.04 vs avg
6 months
9.75%
#18 of 51 · +0.26 vs avg
12 months (1 year)
10.00%
#25 of 54 · -0.31 vs avg
24 months (2 years)
11.00%
#26 of 52 · -0.22 vs avg
36 months (3 years)
11.00%
#32 of 51 · -0.65 vs avg
48 months (4 years)
11.00%
#36 of 50 · -1.07 vs avg
60 months (5 years)
11.25%
#47 of 50 · -1.88 vs avg
Similar institutions paying more for 12 months (1 year)
Call Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 3.00% | LKR 1,002,250 |
- Deposit is available for a minimum of 7 days
- If the deposit is liquidated before 7 days from the date of placement (including the date of placement and excluding the date of liquidation), no interest rate will be paid
- High interest rate of 3% offered for the product
- Product can be obtained in the form of RFC, NRFC or a joint account based on customer’s choice
Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 8.00% | LKR 1,006,000 |
| 3 months | 9.00% | LKR 1,020,250 |
| 6 months | 9.75% | LKR 1,043,875 |
| 12 months | 10.00% | LKR 1,090,000 |
| 24 months | 11.00% | LKR 1,198,000 |
| 36 months | 11.00% | LKR 1,297,000 |
| 48 months | 11.00% | LKR 1,396,000 |
| 60 months | 11.25% | LKR 1,506,250 |
- Deposits with interest at maturity
- Deposits with monthly and annual interest payments
- Standard fixed deposits with 1, 3, 6, 12, 24, 36, 48 and 60 month tenures
- Flexi deposits to place deposits based on the required number of days within 30 days to 365 days
Frequently asked questions
What is the highest FD rate at NTB Bank?
NTB Bank's highest published rate is 11.25% p.a. for 60 months on its Fixed Deposits.
How does NTB Bank's 1-year FD rate compare?
NTB Bank pays up to 10.00% for 12 months, below the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does NTB Bank offer?
We list 2 fixed deposit products from NTB Bank: Call Deposits, Fixed Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.
