Senkadagala Finance Fixed Deposit Rates — October 2026
Finance company
Rates last verified
Senkadagala Finance publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the Senkadagala Finance profile.
What Senkadagala Finance pays you — and how it compares
Fixed Deposit Accounts · 12 months (1 year)
10.00%
LKR 1,090,000 at maturity · LKR 90,000 interest after AIT
Ranks #24 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 31,500 more. Market average: 10.31%.
How it ranks in the market
1 month
7.00%
#42 of 51 · -0.89 vs avg
3 months
7.50%
#42 of 49 · -1.46 vs avg
6 months
8.00%
#45 of 51 · -1.49 vs avg
12 months (1 year)
10.00%
#25 of 54 · -0.31 vs avg
24 months (2 years)
10.75%
#36 of 52 · -0.47 vs avg
36 months (3 years)
11.00%
#32 of 51 · -0.65 vs avg
48 months (4 years)
11.00%
#36 of 50 · -1.07 vs avg
60 months (5 years)
12.00%
#43 of 50 · -1.13 vs avg
Similar institutions paying more for 12 months (1 year)
Richard Pieris Finance13.50%+LKR 31,500 on LKR 1,000,000 after AIT vs Senkadagala Finance
SMB Finance PLC12.88%+LKR 25,920 on LKR 1,000,000 after AIT vs Senkadagala Finance
Softlogic Finance12.88%+LKR 25,920 on LKR 1,000,000 after AIT vs Senkadagala Finance
Commercial Credit Finance12.75%+LKR 24,750 on LKR 1,000,000 after AIT vs Senkadagala Finance
Fixed Deposit Accounts
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 7.00% | LKR 1,005,250 |
| 3 months | 7.50% | LKR 1,016,875 |
| 6 months | 8.00% | LKR 1,036,000 |
| 12 months | 10.00% | LKR 1,090,000 |
| 24 months | 10.75% | LKR 1,193,500 |
| 36 months | 11.00% | LKR 1,297,000 |
| 48 months | 11.00% | LKR 1,396,000 |
| 60 months | 12.00% | LKR 1,540,000 |
- Your Fixed Deposit means security for you and your family through long term savings.
- Whatever your future plans and aspirations may be, let us help you to invest your money more prudently and earn higher returns on your deposits, together with best services, greater flexibility and highest level of security for your deposit.
- Fixed deposit plans begin with as short as one (1) month and extend up to 60 months and can be opened either individually or jointly.
- Interest can be obtained monthly (for FDs over 6 months) or at maturity.
SENIOR CITIZENS
Senior citizens (60+)
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 7.00% | LKR 1,005,250 |
| 3 months | 7.50% | LKR 1,016,875 |
| 6 months | 8.00% | LKR 1,036,000 |
| 12 months | 10.00% | LKR 1,090,000 |
| 24 months | 10.75% | LKR 1,193,500 |
| 36 months | 11.00% | LKR 1,297,000 |
| 48 months | 11.00% | LKR 1,396,000 |
| 60 months | 12.00% | LKR 1,540,000 |
- Whatever your future plans and aspirations may be, let us help you to invest your money more prudently and earn higher returns on your deposits, together with best services, greater flexibility and highest level of security for your deposit.
- Fixed deposit plans begin with as short as one (1) month and extend up to 60 months and can be opened either individually or jointly.
- Interest can be obtained monthly (for FDs over 6 months) or at maturity. Competitive interest rates.
- Loans upto 75% of the deposit value.
Frequently asked questions
What is the highest FD rate at Senkadagala Finance?
Senkadagala Finance's highest published rate is 12.00% p.a. for 60 months on its Fixed Deposit Accounts.
How does Senkadagala Finance's 1-year FD rate compare?
Senkadagala Finance pays up to 10.00% for 12 months, below the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does Senkadagala Finance offer?
We list 2 fixed deposit products from Senkadagala Finance: Fixed Deposit Accounts, SENIOR CITIZENS.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.