NSB Bank Fixed Deposit Rates — October 2026
State bank
Rates last verified
NSB Bank publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the NSB Bank profile.
What NSB Bank pays you — and how it compares
Fixed Deposits · 12 months (1 year)
7.25%
LKR 1,065,250 at maturity · LKR 65,250 interest after AIT
Ranks #43 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 56,250 more. Market average: 10.31%.
How it ranks in the market
1 month
6.25%
#46 of 51 · -1.64 vs avg
3 months
6.75%
#46 of 49 · -2.21 vs avg
6 months
7.00%
#48 of 51 · -2.49 vs avg
12 months (1 year)
7.25%
#52 of 54 · -3.06 vs avg
24 months (2 years)
7.75%
#50 of 52 · -3.47 vs avg
36 months (3 years)
7.75%
#50 of 51 · -3.90 vs avg
48 months (4 years)
8.00%
#49 of 50 · -4.07 vs avg
60 months (5 years)
8.25%
#49 of 50 · -4.88 vs avg
Similar institutions paying more for 12 months (1 year)
National Savings Certificate
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 3 months | 6.25% | LKR 1,014,063 |
| 6 months | 6.50% | LKR 1,029,250 |
| 12 months | 6.75% | LKR 1,060,750 |
| 24 months | 7.00% | LKR 1,126,000 |
| 36 months | 7.25% | LKR 1,195,750 |
| 48 months | 7.50% | LKR 1,270,000 |
- If you surrender your certificate at the maturity, your interest is paid from the date of maturity.
Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 6.25% | LKR 1,004,688 |
| 3 months | 6.75% | LKR 1,015,188 |
| 6 months | 7.00% | LKR 1,031,500 |
| 12 months | 7.25% | LKR 1,065,250 |
| 24 months | 7.75% | LKR 1,139,500 |
| 36 months | 7.75% | LKR 1,209,250 |
| 48 months | 8.00% | LKR 1,288,000 |
| 60 months | 8.25% | LKR 1,371,250 |
- Attractive interest rates
- Interest paid out monthly or on maturity
- A variety of tenors
- Minimum as low as Rs. 1,000/=
Frequently asked questions
What is the highest FD rate at NSB Bank?
NSB Bank's highest published rate is 8.25% p.a. for 60 months on its Fixed Deposits.
How does NSB Bank's 1-year FD rate compare?
NSB Bank pays up to 7.25% for 12 months, below the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does NSB Bank offer?
We list 2 fixed deposit products from NSB Bank: National Savings Certificate, Fixed Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.