National Savings Certificate
National Savings Bank
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| Month | Rate |
|---|---|
| Months 3 | 6.25% |
| Months 6 | 6.50% |
| Months 12 (1y) | 6.75% |
| Months 24 (2y) | 7.00% |
| Months 36 (3y) | 7.25% |
| Months 48 (4y) | 7.50% |
Rates and terms last verified on 7 July 2025.
National Savings Certificate is a saving product which pays interest upfront without waiting for maturity. Anyone can afford a National Savings Certificate as they are available at different values of Rs. 500/-, Rs. 1,000/-, Rs. 5,000/-, Rs. 10,000/- and Rs, 25,000/-. for 3, 6, 12, 24, 36 and 48 months.
- If you surrender your certificate at the maturity, your interest is paid from the date of maturity.
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About the National Savings Certificate
The National Savings Certificate is a fixed deposit from NSB Bank in Sri Lanka. The features, eligibility and documents above come from the bank's published terms; confirm them with NSB Bank before you apply, as rates and conditions change.
When comparing fixed deposits, look at the rate for the term you want, whether interest is paid monthly or at maturity, the minimum deposit, the penalty for withdrawing early, and whether the institution is a licensed bank or a finance company.
See every fixed deposits from NSB Bank or compare fixed deposits from every bank.