HDFC Bank Fixed Deposit Rates — November 2026
State bank
Rates last verified
HDFC Bank publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the HDFC Bank profile.
What HDFC Bank pays you — and how it compares
Vishrama Udana Fixed Deposit · 12 months (1 year)
9.75%
LKR 1,087,750 at maturity · LKR 87,750 interest after AIT
Ranks #38 of 44 institutions. The best, Richard Pieris Finance at 13.00%, would pay LKR 29,250 more. Market average: 10.52%.
How it ranks in the market
1 month
7.25%
#40 of 50 · -0.70 vs avg
3 months
8.50%
#36 of 48 · -0.61 vs avg
6 months
8.75%
#42 of 50 · -0.92 vs avg
12 months (1 year)
9.75%
#43 of 54 · -0.77 vs avg
24 months (2 years)
8.75%
#47 of 52 · -2.70 vs avg
36 months (3 years)
9.50%
#46 of 51 · -2.30 vs avg
48 months (4 years)
10.25%
#45 of 50 · -1.96 vs avg
60 months (5 years)
13.25%
#24 of 50 · +0.02 vs avg
Similar institutions paying more for 12 months (1 year)
Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 7.25% | LKR 1,005,438 |
| 3 months | 8.25% | LKR 1,018,563 |
| 6 months | 8.50% | LKR 1,038,250 |
| 12 months | 9.50% | LKR 1,085,500 |
| 24 months | 8.50% | LKR 1,153,000 |
| 36 months | 9.25% | LKR 1,249,750 |
| 48 months | 10.00% | LKR 1,360,000 |
| 60 months | 13.00% | LKR 1,585,000 |
- Easy Investment: Open your fixed deposit with minimum Rs. 25,000.
- Flexibility in Tenure and Interest Payments: Choose your fixed tenure from 3, 6, 12, 24, 36, 48, and 60 months. Interest can be earned monthly, annually, or at maturity, depending on your investment period.
- Rewards for High Investments: Enjoy exclusive interest rates and additional benefits when you make high-value investments.
- E-Banking: Experience ease and flexibility with E-Banking and SMS alerts.
Vishrama Udana Fixed Deposit
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 3 months | 8.50% | LKR 1,019,125 |
| 6 months | 8.75% | LKR 1,039,375 |
| 12 months | 9.75% | LKR 1,087,750 |
| 24 months | 8.75% | LKR 1,157,500 |
| 36 months | 9.50% | LKR 1,256,500 |
| 48 months | 10.25% | LKR 1,369,000 |
| 60 months | 13.25% | LKR 1,596,250 |
- Easy Investment : Open your fixed deposit with Rs. 25,000.
- Flexibility in Tenure and Interest Payments : Choose your fixed tenure from 3, 6, 12, 24, 36, 48, and 60 months. Interest can be earned monthly, annually, or at maturity, depending on your investment period.
- Rewards for High Investments : Enjoy exclusive interest rates and additional benefits when you make high-value investments.
- E-Banking : Experience ease with E-Banking and SMS alerts.
Frequently asked questions
What is the highest FD rate at HDFC Bank?
HDFC Bank's highest published rate is 13.25% p.a. for 60 months on its Vishrama Udana Fixed Deposit.
How does HDFC Bank's 1-year FD rate compare?
HDFC Bank pays up to 9.75% for 12 months, below the market average of 10.52%; the best 12-month rate anywhere is 13.00% at Richard Pieris Finance.
How many fixed deposit products does HDFC Bank offer?
We list 2 fixed deposit products from HDFC Bank: Fixed Deposits, Vishrama Udana Fixed Deposit.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.