Sarvodaya Development Finance Fixed Deposit Rates — October 2026
Finance company
Rates last verified
Sarvodaya Development Finance publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the Sarvodaya Development Finance profile.
What Sarvodaya Development Finance pays you — and how it compares
Fixed Deposits · 12 months (1 year)
11.75%
LKR 1,105,750 at maturity · LKR 105,750 interest after AIT
Ranks #10 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 15,750 more. Market average: 10.31%.
How it ranks in the market
1 month
9.75%
#7 of 51 · +1.86 vs avg
3 months
10.25%
#8 of 49 · +1.29 vs avg
6 months
10.75%
#8 of 51 · +1.26 vs avg
12 months (1 year)
11.75%
#10 of 54 · +1.44 vs avg
24 months (2 years)
12.50%
#12 of 52 · +1.28 vs avg
36 months (3 years)
13.00%
#9 of 51 · +1.35 vs avg
48 months (4 years)
13.50%
#8 of 50 · +1.43 vs avg
60 months (5 years)
14.50%
#8 of 50 · +1.37 vs avg
Similar institutions paying more for 12 months (1 year)
Richard Pieris Finance13.50%+LKR 15,750 on LKR 1,000,000 after AIT vs Sarvodaya Development Finance
SMB Finance PLC12.88%+LKR 10,170 on LKR 1,000,000 after AIT vs Sarvodaya Development Finance
Softlogic Finance12.88%+LKR 10,170 on LKR 1,000,000 after AIT vs Sarvodaya Development Finance
Commercial Credit Finance12.75%+LKR 9,000 on LKR 1,000,000 after AIT vs Sarvodaya Development Finance
Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 9.75% | LKR 1,007,313 |
| 3 months | 10.25% | LKR 1,023,063 |
| 6 months | 10.75% | LKR 1,048,375 |
| 12 months | 11.75% | LKR 1,105,750 |
| 24 months | 12.50% | LKR 1,225,000 |
| 36 months | 13.00% | LKR 1,351,000 |
| 48 months | 13.50% | LKR 1,486,000 |
| 60 months | 14.50% | LKR 1,652,500 |
- Competitive rates
- A fixed deposit can be opened with a minimum deposit value of Rs.5000.
- Senior citizens get a 0.5% additional interest, on the going rate
- Deposit holders can obtain loans against the deposit value
Senior Citizen Fixed Deposits
Senior citizens (60+)
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 9.75% | LKR 1,007,313 |
| 3 months | 10.25% | LKR 1,023,063 |
| 6 months | 10.75% | LKR 1,048,375 |
| 12 months | 12.25% | LKR 1,110,250 |
| 24 months | 13.00% | LKR 1,234,000 |
| 36 months | 13.50% | LKR 1,364,500 |
| 48 months | 14.00% | LKR 1,504,000 |
| 60 months | 15.00% | LKR 1,675,000 |
- Competitive rates
- A fixed deposit can be opened with a minimum deposit value of Rs.5000.
- Senior citizens get a 0.5% additional interest, on the going rate
- Deposit holders can obtain loans against the deposit value
Frequently asked questions
What is the highest FD rate at Sarvodaya Development Finance?
Sarvodaya Development Finance's highest published rate is 15.00% p.a. for 60 months on its Senior Citizen Fixed Deposits.
How does Sarvodaya Development Finance's 1-year FD rate compare?
Sarvodaya Development Finance pays up to 12.25% for 12 months, above the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does Sarvodaya Development Finance offer?
We list 2 fixed deposit products from Sarvodaya Development Finance: Fixed Deposits, Senior Citizen Fixed Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.