People's Leasing & Finance Fixed Deposit Rates — October 2026
Finance company
Rates last verified
People's Leasing & Finance publishes 3 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the People's Leasing & Finance profile.
What People's Leasing & Finance pays you — and how it compares
Fixed Deposits · 12 months (1 year)
12.00%
LKR 1,108,000 at maturity · LKR 108,000 interest after AIT
Ranks #7 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 13,500 more. Market average: 10.31%.
How it ranks in the market
1 month
9.00%
#10 of 51 · +1.11 vs avg
3 months
10.59%
#6 of 49 · +1.63 vs avg
6 months
11.38%
#3 of 51 · +1.89 vs avg
12 months (1 year)
12.00%
#7 of 54 · +1.69 vs avg
24 months (2 years)
12.25%
#15 of 52 · +1.03 vs avg
36 months (3 years)
12.50%
#16 of 51 · +0.85 vs avg
48 months (4 years)
12.60%
#21 of 50 · +0.53 vs avg
60 months (5 years)
13.00%
#24 of 50 · -0.13 vs avg
Similar institutions paying more for 12 months (1 year)
Richard Pieris Finance13.50%+LKR 13,500 on LKR 1,000,000 after AIT vs People's Leasing & Finance
SMB Finance PLC12.88%+LKR 7,920 on LKR 1,000,000 after AIT vs People's Leasing & Finance
Softlogic Finance12.88%+LKR 7,920 on LKR 1,000,000 after AIT vs People's Leasing & Finance
Commercial Credit Finance12.75%+LKR 6,750 on LKR 1,000,000 after AIT vs People's Leasing & Finance
Senehasa Minor FD
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 12 months | 9.00% | LKR 1,081,000 |
| 24 months | 10.25% | LKR 1,184,500 |
| 36 months | 10.75% | LKR 1,290,250 |
| 48 months | 10.75% | LKR 1,387,000 |
| 60 months | 11.75% | LKR 1,528,750 |
- Minors’ Fixed Deposits will be opened by the Parent/ Guardian, on behalf of the child and can open any number of deposits under child’s name.
- Interest payable at Maturity or Monthly.
- Minors’ Fixed Deposits can be opened with a minimum deposit value of Rs.10,000.00.
- Monthly interest can be transferred to Minor Savings Account maintained at PLC, bank or other financial institution.
Fixed Deposits Senior Citizen
Senior citizens (60+)
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 9.00% | LKR 1,006,750 |
| 2 months | 9.00% | LKR 1,013,500 |
| 3 months | 11.41% | LKR 1,025,673 |
| 6 months | 11.62% | LKR 1,052,290 |
| 12 months | 12.50% | LKR 1,112,500 |
| 24 months | 12.75% | LKR 1,229,500 |
| 36 months | 13.00% | LKR 1,351,000 |
| 48 months | 13.10% | LKR 1,471,600 |
| 60 months | 13.50% | LKR 1,607,500 |
- Self-e-cash: The innovative concept of bundling Fixed Deposits and loan facilities obtainable anywhere, anytime at any frequency at your convenience
- Fixed Deposit certificate can be collected then and there for cash Deposits and for cheques on realizations.
- Quick refunds on maturity and superior customer service.
- Very competitive rates.
Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 9.00% | LKR 1,006,750 |
| 2 months | 9.00% | LKR 1,013,500 |
| 3 months | 10.59% | LKR 1,023,828 |
| 6 months | 11.38% | LKR 1,051,210 |
| 12 months | 12.00% | LKR 1,108,000 |
| 24 months | 12.25% | LKR 1,220,500 |
| 36 months | 12.50% | LKR 1,337,500 |
| 48 months | 12.60% | LKR 1,453,600 |
| 60 months | 13.00% | LKR 1,585,000 |
- Self-e-cash: The innovative concept of bundling Fixed Deposits and loan facilities obtainable anywhere, anytime at any frequency at your convenience.
- Fixed Deposit certificate can be collected then and there for cash Deposits and for cheques on realizations.
- Quick refunds on maturity and superior customer service.
- Very competitive rates.
Frequently asked questions
What is the highest FD rate at People's Leasing & Finance?
People's Leasing & Finance's highest published rate is 13.50% p.a. for 60 months on its Fixed Deposits Senior Citizen.
How does People's Leasing & Finance's 1-year FD rate compare?
People's Leasing & Finance pays up to 12.50% for 12 months, above the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does People's Leasing & Finance offer?
We list 3 fixed deposit products from People's Leasing & Finance: Senehasa Minor FD, Fixed Deposits Senior Citizen, Fixed Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.