LOLC Finance Fixed Deposit Rates — October 2026
Finance company
Rates last verified
LOLC Finance publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the LOLC Finance profile.
What LOLC Finance pays you — and how it compares
General Fixed Deposit Accounts · 12 months (1 year)
9.00%
LKR 1,081,000 at maturity · LKR 81,000 interest after AIT
Ranks #38 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 40,500 more. Market average: 10.31%.
How it ranks in the market
1 month
8.00%
#17 of 51 · +0.11 vs avg
3 months
8.50%
#32 of 49 · -0.46 vs avg
6 months
8.75%
#39 of 51 · -0.74 vs avg
12 months (1 year)
9.00%
#44 of 54 · -1.31 vs avg
24 months (2 years)
9.50%
#45 of 52 · -1.72 vs avg
36 months (3 years)
10.00%
#44 of 51 · -1.65 vs avg
48 months (4 years)
10.50%
#44 of 50 · -1.57 vs avg
60 months (5 years)
11.00%
#48 of 50 · -2.13 vs avg
Similar institutions paying more for 12 months (1 year)
Richard Pieris Finance13.50%+LKR 40,500 on LKR 1,000,000 after AIT vs LOLC Finance
SMB Finance PLC12.88%+LKR 34,920 on LKR 1,000,000 after AIT vs LOLC Finance
Softlogic Finance12.88%+LKR 34,920 on LKR 1,000,000 after AIT vs LOLC Finance
Commercial Credit Finance12.75%+LKR 33,750 on LKR 1,000,000 after AIT vs LOLC Finance
General Fixed Deposit Accounts
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 8.00% | LKR 1,006,000 |
| 3 months | 8.50% | LKR 1,019,125 |
| 6 months | 8.75% | LKR 1,039,375 |
| 12 months | 9.00% | LKR 1,081,000 |
| 24 months | 9.50% | LKR 1,171,000 |
| 36 months | 10.00% | LKR 1,270,000 |
| 48 months | 10.50% | LKR 1,378,000 |
| 60 months | 11.00% | LKR 1,495,000 |
- Interest can be collected monthly, annually or at maturity
- Minimum deposit of LKR 5,000/-
- Interest can be remitted to LOLC Finance Savings Account or other accounts in any bank or financial institution without any incurring cost
- Safe, secure and reliable and is insured by the Deposit Insurance Scheme of the Central Bank of Sri Lanka
Senior Citizens’ Fixed Deposits
Senior citizens (60+)
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 8.00% | LKR 1,006,000 |
| 3 months | 8.50% | LKR 1,019,125 |
| 6 months | 8.75% | LKR 1,039,375 |
| 12 months | 9.00% | LKR 1,081,000 |
| 24 months | 9.50% | LKR 1,171,000 |
| 36 months | 10.00% | LKR 1,270,000 |
| 48 months | 10.50% | LKR 1,378,000 |
| 60 months | 11.00% | LKR 1,495,000 |
- Deposits can be maintained individually or jointly (both account holders have to be senior citizens)
- Attractive rates with superior returns
- MediCalls Emergency Care membership – Free
- Interest can be collected monthly, at maturity or annually
Frequently asked questions
What is the highest FD rate at LOLC Finance?
LOLC Finance's highest published rate is 11.00% p.a. for 60 months on its General Fixed Deposit Accounts.
How does LOLC Finance's 1-year FD rate compare?
LOLC Finance pays up to 9.00% for 12 months, below the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does LOLC Finance offer?
We list 2 fixed deposit products from LOLC Finance: General Fixed Deposit Accounts, Senior Citizens’ Fixed Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.