Siyapatha Finance Fixed Deposit Rates — October 2026
Finance company
Rates last verified
Siyapatha Finance publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the Siyapatha Finance profile.
What Siyapatha Finance pays you — and how it compares
Fixed Deposits · 12 months (1 year)
9.75%
LKR 1,087,750 at maturity · LKR 87,750 interest after AIT
Ranks #34 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 33,750 more. Market average: 10.31%.
How it ranks in the market
1 month
7.75%
#29 of 51 · -0.14 vs avg
3 months
9.00%
#18 of 49 · +0.04 vs avg
6 months
9.50%
#26 of 51 · +0.01 vs avg
12 months (1 year)
9.75%
#38 of 54 · -0.56 vs avg
24 months (2 years)
10.75%
#36 of 52 · -0.47 vs avg
36 months (3 years)
11.25%
#27 of 51 · -0.40 vs avg
48 months (4 years)
12.50%
#22 of 50 · +0.43 vs avg
60 months (5 years)
13.00%
#24 of 50 · -0.13 vs avg
Similar institutions paying more for 12 months (1 year)
Richard Pieris Finance13.50%+LKR 33,750 on LKR 1,000,000 after AIT vs Siyapatha Finance
SMB Finance PLC12.88%+LKR 28,170 on LKR 1,000,000 after AIT vs Siyapatha Finance
Softlogic Finance12.88%+LKR 28,170 on LKR 1,000,000 after AIT vs Siyapatha Finance
Commercial Credit Finance12.75%+LKR 27,000 on LKR 1,000,000 after AIT vs Siyapatha Finance
Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 7.75% | LKR 1,005,813 |
| 2 months | 8.00% | LKR 1,012,000 |
| 3 months | 9.00% | LKR 1,020,250 |
| 6 months | 9.50% | LKR 1,042,750 |
| 12 months | 9.75% | LKR 1,087,750 |
| 24 months | 10.75% | LKR 1,193,500 |
| 36 months | 11.25% | LKR 1,303,750 |
| 48 months | 12.50% | LKR 1,450,000 |
| 60 months | 13.00% | LKR 1,585,000 |
- Attractive interest rates on par with the ceiling rates issued by the Central Bank of Sri Lanka
- A quick personal loan can be arranged against your Fixed Deposit, for 80% of your deposit value.
- Special attention and interest rates for senior citizens
- Trust, flexibility, efficiency, security, and reliability
Senior Citizen Fixed Deposits
Senior citizens (60+)
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 7.75% | LKR 1,005,813 |
| 2 months | 8.00% | LKR 1,012,000 |
| 3 months | 9.00% | LKR 1,020,250 |
| 6 months | 9.50% | LKR 1,042,750 |
| 12 months | 10.25% | LKR 1,092,250 |
| 24 months | 11.25% | LKR 1,202,500 |
| 36 months | 11.50% | LKR 1,310,500 |
| 48 months | 13.00% | LKR 1,468,000 |
| 60 months | 13.50% | LKR 1,607,500 |
- Attractive interest rates on par with the ceiling rates issued by the Central Bank of Sri Lanka
- Trust, flexibility, efficiency, security, and reliability
Frequently asked questions
What is the highest FD rate at Siyapatha Finance?
Siyapatha Finance's highest published rate is 13.50% p.a. for 60 months on its Senior Citizen Fixed Deposits.
How does Siyapatha Finance's 1-year FD rate compare?
Siyapatha Finance pays up to 10.25% for 12 months, below the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does Siyapatha Finance offer?
We list 2 fixed deposit products from Siyapatha Finance: Fixed Deposits, Senior Citizen Fixed Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.