HNB Bank Fixed Deposit Rates — October 2026
Private bank
Rates last verified
HNB Bank publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the HNB Bank profile.
What HNB Bank pays you — and how it compares
Fixed Deposits · 12 months (1 year)
10.00%
LKR 1,090,000 at maturity · LKR 90,000 interest after AIT
Ranks #24 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 31,500 more. Market average: 10.31%.
How it ranks in the market
1 month
8.00%
#17 of 51 · +0.11 vs avg
3 months
9.00%
#18 of 49 · +0.04 vs avg
6 months
9.75%
#18 of 51 · +0.26 vs avg
12 months (1 year)
10.00%
#25 of 54 · -0.31 vs avg
24 months (2 years)
12.00%
#18 of 52 · +0.78 vs avg
36 months (3 years)
11.00%
#32 of 51 · -0.65 vs avg
48 months (4 years)
11.00%
#36 of 50 · -1.07 vs avg
60 months (5 years)
13.00%
#24 of 50 · -0.13 vs avg
Similar institutions paying more for 12 months (1 year)
Call Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 3.00% | LKR 1,002,250 |
- High interest rates, calculated daily.
- You can maintain an individual or join account.
- Get access to soft-loan facilities.
Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 8.00% | LKR 1,006,000 |
| 3 months | 9.00% | LKR 1,020,250 |
| 6 months | 9.75% | LKR 1,043,875 |
| 12 months | 10.00% | LKR 1,090,000 |
| 24 months | 12.00% | LKR 1,216,000 |
| 36 months | 11.00% | LKR 1,297,000 |
| 48 months | 11.00% | LKR 1,396,000 |
| 60 months | 13.00% | LKR 1,585,000 |
- Earn high interest rates which may be remitted to a party of your choice.
- You may open this jointly and collect your interest monthly or at maturity.
- You may also apply for a soft loan for up to 90% of the deposit.
Frequently asked questions
What is the highest FD rate at HNB Bank?
HNB Bank's highest published rate is 13.00% p.a. for 60 months on its Fixed Deposits.
How does HNB Bank's 1-year FD rate compare?
HNB Bank pays up to 10.00% for 12 months, below the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does HNB Bank offer?
We list 2 fixed deposit products from HNB Bank: Call Deposits, Fixed Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.