DFCC Bank Fixed Deposit Rates — October 2026
Private bank
Rates last verified
DFCC Bank publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the DFCC Bank profile.
What DFCC Bank pays you — and how it compares
Fixed Deposit · 12 months (1 year)
10.50%
LKR 1,094,500 at maturity · LKR 94,500 interest after AIT
Ranks #21 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 27,000 more. Market average: 10.31%.
How it ranks in the market
1 month
7.75%
#29 of 51 · -0.14 vs avg
3 months
10.00%
#11 of 49 · +1.04 vs avg
6 months
10.00%
#16 of 51 · +0.51 vs avg
12 months (1 year)
10.50%
#22 of 54 · +0.19 vs avg
24 months (2 years)
11.00%
#26 of 52 · -0.22 vs avg
36 months (3 years)
11.25%
#27 of 51 · -0.40 vs avg
48 months (4 years)
12.00%
#25 of 50 · -0.07 vs avg
60 months (5 years)
12.50%
#35 of 50 · -0.63 vs avg
Similar institutions paying more for 12 months (1 year)
Fixed Deposit
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 7.75% | LKR 1,005,813 |
| 2 months | 7.75% | LKR 1,011,625 |
| 3 months | 10.00% | LKR 1,022,500 |
| 6 months | 10.00% | LKR 1,045,000 |
| 12 months | 10.50% | LKR 1,094,500 |
| 24 months | 11.00% | LKR 1,198,000 |
| 36 months | 11.25% | LKR 1,303,750 |
| 48 months | 12.00% | LKR 1,432,000 |
| 60 months | 12.50% | LKR 1,562,500 |
- Minimum deposit – LKR 10,000
- Interest can be retrieved monthly, quarterly, bi-annually, annually or at maturity.
- Fixed deposits can also be used as collateral in the event of obtaining a credit facility.
- Preferential interest rates can be arranged for exceptionally large deposits.
Personal Foreign Currency Accounts (PFCA)
Foreign currency
| Tenure | Rate p.a. |
|---|---|
| 1 month | 2.50% |
| 3 months | 4.00% |
| 6 months | 4.25% |
| 12 months | 4.50% |
| 24 months | 4.75% |
| 36 months | 4.75% |
| 48 months | 4.75% |
| 60 months | 5.00% |
- Special interest rates for PFCA fixed deposits.
- Debit and Credit Card facilities
- 24×7 account access via online banking
- Withdrawals via Visa accredited ATMs worldwide
Frequently asked questions
What is the highest FD rate at DFCC Bank?
DFCC Bank's highest published rate is 12.50% p.a. for 60 months on its Fixed Deposit.
How does DFCC Bank's 1-year FD rate compare?
DFCC Bank pays up to 10.50% for 12 months, above the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does DFCC Bank offer?
We list 2 fixed deposit products from DFCC Bank: Fixed Deposit, Personal Foreign Currency Accounts (PFCA).
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.