HNB Finance Fixed Deposit Rates — October 2026
Finance company
Rates last verified
HNB Finance publishes 1 fixed deposit product covering 7 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the HNB Finance profile.
What HNB Finance pays you — and how it compares
Fixed Deposits · 12 months (1 year)
11.50%
LKR 1,103,500 at maturity · LKR 103,500 interest after AIT
Ranks #11 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 18,000 more. Market average: 10.31%.
How it ranks in the market
1 month
7.50%
#33 of 51 · -0.39 vs avg
3 months
9.75%
#14 of 49 · +0.79 vs avg
6 months
9.50%
#26 of 51 · +0.01 vs avg
12 months (1 year)
11.50%
#11 of 54 · +1.19 vs avg
24 months (2 years)
10.00%
#44 of 52 · -1.22 vs avg
36 months (3 years)
10.00%
#44 of 51 · -1.65 vs avg
60 months (5 years)
14.50%
#8 of 50 · +1.37 vs avg
Similar institutions paying more for 12 months (1 year)
Richard Pieris Finance13.50%+LKR 18,000 on LKR 1,000,000 after AIT vs HNB Finance
SMB Finance PLC12.88%+LKR 12,420 on LKR 1,000,000 after AIT vs HNB Finance
Softlogic Finance12.88%+LKR 12,420 on LKR 1,000,000 after AIT vs HNB Finance
Commercial Credit Finance12.75%+LKR 11,250 on LKR 1,000,000 after AIT vs HNB Finance
Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 7.50% | LKR 1,005,625 |
| 3 months | 9.75% | LKR 1,021,938 |
| 6 months | 9.50% | LKR 1,042,750 |
| 12 months | 11.50% | LKR 1,103,500 |
| 24 months | 10.00% | LKR 1,180,000 |
| 36 months | 10.00% | LKR 1,270,000 |
| 60 months | 14.50% | LKR 1,652,500 |
- Best fixed deposit rates in Sri Lanka
- Quick refunds on maturity
- Quick loans against your deposits
- Superior customer service
Frequently asked questions
What is the highest FD rate at HNB Finance?
HNB Finance's highest published rate is 14.50% p.a. for 60 months on its Fixed Deposits.
How does HNB Finance's 1-year FD rate compare?
HNB Finance pays up to 11.50% for 12 months, above the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does HNB Finance offer?
We list 1 fixed deposit product from HNB Finance: Fixed Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.