
CBC Finance Fixed Deposit Rates — October 2026
Finance company
Rates last verified
CBC Finance publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the CBC Finance profile.
What CBC Finance pays you — and how it compares
Fixed Deposits · 12 months (1 year)
10.50%
LKR 1,094,500 at maturity · LKR 94,500 interest after AIT
Ranks #21 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 27,000 more. Market average: 10.31%.
How it ranks in the market
1 month
8.00%
#17 of 51 · +0.11 vs avg
3 months
9.00%
#18 of 49 · +0.04 vs avg
6 months
10.50%
#12 of 51 · +1.01 vs avg
12 months (1 year)
10.50%
#22 of 54 · +0.19 vs avg
24 months (2 years)
12.50%
#12 of 52 · +1.28 vs avg
36 months (3 years)
12.50%
#16 of 51 · +0.85 vs avg
48 months (4 years)
14.00%
#4 of 50 · +1.93 vs avg
60 months (5 years)
14.00%
#11 of 50 · +0.87 vs avg
Similar institutions paying more for 12 months (1 year)
Richard Pieris Finance13.50%+LKR 27,000 on LKR 1,000,000 after AIT vs CBC Finance
SMB Finance PLC12.88%+LKR 21,420 on LKR 1,000,000 after AIT vs CBC FinanceSoftlogic Finance12.88%+LKR 21,420 on LKR 1,000,000 after AIT vs CBC Finance
Commercial Credit Finance12.75%+LKR 20,250 on LKR 1,000,000 after AIT vs CBC Finance
Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 8.00% | LKR 1,006,000 |
| 3 months | 9.00% | LKR 1,020,250 |
| 6 months | 10.50% | LKR 1,047,250 |
| 12 months | 10.50% | LKR 1,094,500 |
| 24 months | 12.50% | LKR 1,225,000 |
| 36 months | 12.50% | LKR 1,337,500 |
| 48 months | 14.00% | LKR 1,504,000 |
| 60 months | 14.00% | LKR 1,630,000 |
- Select a plan of your choice and receive interests monthly, quarterly, biannually, annually or at maturity.
- Get up to 90% of the deposit as a cash advance.
- The best way to earn a higher interest rate for your funds.
Senior Citizen Fixed Deposits
Senior citizens (60+)
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 8.00% | LKR 1,006,000 |
| 3 months | 9.00% | LKR 1,020,250 |
| 6 months | 10.50% | LKR 1,047,250 |
| 12 months | 11.00% | LKR 1,099,000 |
| 24 months | 13.00% | LKR 1,234,000 |
| 36 months | 12.50% | LKR 1,337,500 |
| 48 months | 14.00% | LKR 1,504,000 |
| 60 months | 14.50% | LKR 1,652,500 |
- Select a plan of your choice and receive interests monthly, quarterly, biannually, annually or at maturity.
- You can earn a higher rate of interest.
Frequently asked questions
What is the highest FD rate at CBC Finance?
CBC Finance's highest published rate is 14.50% p.a. for 60 months on its Senior Citizen Fixed Deposits.
How does CBC Finance's 1-year FD rate compare?
CBC Finance pays up to 11.00% for 12 months, above the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does CBC Finance offer?
We list 2 fixed deposit products from CBC Finance: Fixed Deposits, Senior Citizen Fixed Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.
