Singer Finance Fixed Deposit Rates — October 2026
Finance company
Rates last verified
Singer Finance publishes 2 fixed deposit products covering 8 tenures. Below are its current rates, how each one ranks against the 65 standard deposits we track, and what LKR 1,000,000 earns after tax. View the Singer Finance profile.
What Singer Finance pays you — and how it compares
Standard Fixed Deposits · 12 months (1 year)
11.00%
LKR 1,099,000 at maturity · LKR 99,000 interest after AIT
Ranks #17 of 44 institutions. The best, Richard Pieris Finance at 13.50%, would pay LKR 22,500 more. Market average: 10.31%.
How it ranks in the market
1 month
8.50%
#15 of 51 · +0.61 vs avg
3 months
9.00%
#18 of 49 · +0.04 vs avg
6 months
9.25%
#34 of 51 · -0.24 vs avg
12 months (1 year)
11.00%
#18 of 54 · +0.69 vs avg
24 months (2 years)
11.50%
#21 of 52 · +0.28 vs avg
36 months (3 years)
12.50%
#16 of 51 · +0.85 vs avg
48 months (4 years)
13.50%
#8 of 50 · +1.43 vs avg
60 months (5 years)
14.00%
#11 of 50 · +0.87 vs avg
Similar institutions paying more for 12 months (1 year)
Richard Pieris Finance13.50%+LKR 22,500 on LKR 1,000,000 after AIT vs Singer Finance
SMB Finance PLC12.88%+LKR 16,920 on LKR 1,000,000 after AIT vs Singer Finance
Softlogic Finance12.88%+LKR 16,920 on LKR 1,000,000 after AIT vs Singer Finance
Commercial Credit Finance12.75%+LKR 15,750 on LKR 1,000,000 after AIT vs Singer Finance
Standard Fixed Deposits
Standard deposit
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 8.50% | LKR 1,006,375 |
| 3 months | 9.00% | LKR 1,020,250 |
| 6 months | 9.25% | LKR 1,041,625 |
| 12 months | 11.00% | LKR 1,099,000 |
| 24 months | 11.50% | LKR 1,207,000 |
| 36 months | 12.50% | LKR 1,337,500 |
| 48 months | 13.50% | LKR 1,486,000 |
| 60 months | 14.00% | LKR 1,630,000 |
- Minimum Deposit Amount of Rs. 5,000.00
- Attractive Interest to your Designated Bank at no Extra charge
- Easy and cash backed Loans up to 80% of FD Value
- Easy Access to other Financial Services such as Savings Accounts, Leasing, and Loan Facilities.
Senior Citizens' Fixed Deposits
Senior citizens (60+)
| Tenure | Rate p.a. | LKR 1M at maturity (after AIT) |
|---|---|---|
| 1 month | 9.00% | LKR 1,006,750 |
| 3 months | 9.50% | LKR 1,021,375 |
| 6 months | 9.75% | LKR 1,043,875 |
| 12 months | 11.50% | LKR 1,103,500 |
| 24 months | 12.50% | LKR 1,225,000 |
| 36 months | 13.00% | LKR 1,351,000 |
| 48 months | 14.00% | LKR 1,504,000 |
| 60 months | 14.50% | LKR 1,652,500 |
- Minimum Deposit Amount of Rs. 5,000.00
- Additional Interest Rate of 0.5% for Senior Citizens
- Easy Access to other financial services such as Savings Accounts, Leasing, and Loan Facilities
- Cash-Backed Loans up to 80% of FD value.
Frequently asked questions
What is the highest FD rate at Singer Finance?
Singer Finance's highest published rate is 14.50% p.a. for 60 months on its Senior Citizens' Fixed Deposits.
How does Singer Finance's 1-year FD rate compare?
Singer Finance pays up to 11.50% for 12 months, above the market average of 10.31%; the best 12-month rate anywhere is 13.50% at Richard Pieris Finance.
How many fixed deposit products does Singer Finance offer?
We list 2 fixed deposit products from Singer Finance: Standard Fixed Deposits, Senior Citizens' Fixed Deposits.
Rates are indicative, collected from each institution's published rate sheet, and can change without notice. Returns assume simple interest paid at maturity with 10% AIT withheld. Anybanq is a comparison service, not a bank, and this is not financial advice — confirm the final rate and terms with the institution.