Wishrama Fixed Deposits

A Fixed Deposit account offering a special rate exclusively for pensioners, designed to provide the best interest returns while ensuring their investment remains safe and secure.

• Earn a higher rate of interest than standard fixed deposit
• Select a plan for 1 year, 3 years or 5 years and receive interest either monthly or at maturity
• Get a Cashback Loan up to 90% of the deposit at the rate of (AER) + 2.50%

• Sri Lankan Resident
• Government Pensioner or widow/widower (who receives pension of the spouse through Pension Department)
• Up to 75 years of age holding a valid national identity card (NIC)
• Maximum deposit amount should be LKR 1,000,000/-

• Duly completed “Wishrama” Savings Account Application
• National Identity Card (NIC)
• Pension ID or any other proof document
• Copy of recent utility bill/bank statement to establish residence address (if address differs from NIC)