Personal Loan
DFCC Garusaru Personal Loan
DFCC Bank PLC
Personal Loan Information
Personal Loan
Privet Banking
General
Interest Rate (P.A) : 16.00%
Loan Tenure : Up to 15 Years
Maximum Loan Amount : LKR 8,000,000
Rates and terms last verified on 21 July 2026.
Description
Features
- Ideal for meeting medical expenses, home improvements, or personal needs.
- Loan tenure up to 15 years, ensuring manageable monthly instalments.
- Available exclusively for government pensioners.
- Competitive fixed and variable interest rates tailored for pensioners.
- Simple application process with minimal paperwork.
- Access to DFCC ONE, Online Banking, eStatements, and SMS alerts.
- Transparent and easy-to-understand loan terms.
Eligibility
- All government pensioners.
- All widows & widowers receiving a pension under the Widow’s Pension category.
- Pensioners of the Central Bank of Sri Lanka (CBSL) and Ceylon Electricity Board (CEB).
- Applicants must be below 74 years of age at the time of application.
- Loan must be fully repaid before reaching 75 years of age.
- Monthly loan instalment should not exceed 60% of the net monthly pension.
Documents Needed
- Duly completed Application Form
- Accepted Terms & Conditions
- A certified copy of one’s National Identity Card, Driver License or Passport
- Valid Pensioner’s Identity Card issued by the Department of Pensions
- Duly filled Annexure 1,2,3 and 5 upon request
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