Personal Loan

DFCC Garusaru Personal Loan

DFCC Bank PLC

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Personal Loan Information

Personal Loan

Privet Banking

General

Interest Rate (P.A) : 16.00%

Loan Tenure : Up to 15 Years

Maximum Loan Amount : LKR 8,000,000

Rates and terms last verified on 21 July 2026.

Description

Features

Ideal for meeting medical expenses, home improvements, or personal needs.
Loan tenure up to 15 years, ensuring manageable monthly instalments.
Available exclusively for government pensioners.
Competitive fixed and variable interest rates tailored for pensioners.
Simple application process with minimal paperwork.
Access to DFCC ONE, Online Banking, eStatements, and SMS alerts.
Transparent and easy-to-understand loan terms.

Eligibility

All government pensioners.
All widows & widowers receiving a pension under the Widow’s Pension category.
Pensioners of the Central Bank of Sri Lanka (CBSL) and Ceylon Electricity Board (CEB).
Applicants must be below 74 years of age at the time of application.
Loan must be fully repaid before reaching 75 years of age.
Monthly loan instalment should not exceed 60% of the net monthly pension.

Documents Needed

Duly completed Application Form
Accepted Terms & Conditions
A certified copy of one’s National Identity Card, Driver License or Passport
Valid Pensioner’s Identity Card issued by the Department of Pensions
Duly filled Annexure 1,2,3 and 5 upon request

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About the DFCC Garusaru Personal Loan

The DFCC Garusaru Personal Loan is a personal loan from DFCC Bank in Sri Lanka. Its listed rate is 16.00%. The features, eligibility and documents above come from the bank's published terms; confirm them with DFCC Bank before you apply, as rates and conditions change.

Before taking a personal loan, compare the interest rate and whether it is fixed or floating, the maximum amount and repayment period, processing fees, early settlement charges, and the income and documents each lender asks for.

See every personal loans from DFCC Bank or compare personal loans from every bank.