Cargills Bank Ltd

Cards

Credit Cards
Debit Cards

Loans

Investment

Savings & Current Accounts
Fixed Deposits

News

Apply Online

Mastercard Gold

Free	LKR 2,500/-	26%
Joining Fee	Annual Fee	Indicative Rate (P.A)

More Rates

More Product Info

Features

Quick and easy shopping with Contactless Payment technology

EMV compliant Chip and PIN technology for greater security

Up to 55 days of credit period

Attractive discounts & offers around the year with Cargills Bank Credit Cards

Worldwide ATM cash advances through Mastercard ATM network

Apply Online

Mastercard Titanium

Free	LKR 3,400/-	26%
Joining Fee	Annual Fee	Indicative Rate (P.A)

More Rates

More Product Info

Features

Quick and easy shopping with Contactless Payment technology

EMV compliant Chip and PIN technology for greater security

Up to 55 days of credit period

Attractive discounts & offers around the year with Cargills Bank Credit Cards

Worldwide ATM cash advances through Mastercard ATM network

Apply Online

Mastercard Platinum

Free	LKR 4,900/-	26%
Joining Fee	Annual Fee	Indicative Rate (P.A)

More Rates

More Product Info

Features

Quick and easy shopping with Contactless Payment technology

EMV compliant Chip and PIN technology for greater security

Up to 55 days of credit period

Attractive discounts & offers around the year with Cargills Bank Credit Cards

Worldwide ATM cash advances through Mastercard ATM network

Apply Online

MASTERCARD ASCEND

Free	Free	26%
Joining Fee	Annual Fee	Indicative Rate (P.A)

More Rates

More Product Info

Features

Quick and easy shopping with Contactless Payment technology

EMV compliant Chip and PIN technology for greater security

Up to 55 days of credit period

Attractive discounts & offers around the year with Cargills Bank Credit Cards

Worldwide ATM cash advances through Mastercard ATM network

Apply Online

SHOPPING DEBIT CARD

Contact Bank	LKR 750/-
Joining Fee	Annual Fee

More Rates

More Product Info

Features

Quick and easy shopping with Contactless Payment technology

EMV compliant Chip and PIN technology for greater security

Access to over 3000 LankaPay connected ATMs & over 1 million ATMs globally through Cirrus, Maestro & Mastercard networks

Accepted over 38 million Mastercard merchant outlets

SMS alert on your transactions

View more

Apply Online

Personal Loans

Up to 18.00%	Up to 7 Years	LKR 7,500,000
Indicative Rate (P.A)	Tenure	Max Loan Amount

More Rates

More Product Info

Features

We grant Loans for up to 5 Years for salaried and up to 7 Years for professionals.

We offer you very attractive variable and fixed interest rates

Salaried employees can enjoy loans up to Rs.5.0Mn. and professionals can go up to Rs.7.5Mn

View more...

Apply Online

FLEXI DRAFT

Up to 18.00%	Up to 5 Years	Contact Bank
Indicative Rate (P.A)	Tenure	Max Loan Amount

More Rates

More Product Info

Features

Attractive Interest Rate

Lowest monthly installment

Flexible Repayment Plans up to 5 Years

No early settlement fee for part and full settlement of the Loan

View more...

Apply Online

Wishrama Personal Loans

Up to 15.00%	Up to 10 Years	LKR 5,000,000
Indicative Rate (P.A)	Tenure	Max Loan Amount

More Rates

More Product Info

Features

Attractive fixed interest rate

Obtain a loan for up to 10 years with a maximum amount of LKR 5,000,000

No early settlement & processing fee charges

Home renovation, surgical/medical expenses to yourself or family members, travel, education & wedding expense of children, settling existing other bank loans or credit cards and any other purpose acceptable to the Bank.

View more...

Apply Online

Home Loans

Up to 14.50%	Up to 25 Years	LKR 50,000,000
Indicative Rate (P.A)	Tenure	Max Loan Amount

More Rates

More Product Info

Features

We offer you attractive fixed and variable interest rates.

We charge lower legal fees for your loan.

If its construction you are looking at, we offer up to 80% of BOQ (for construction).

To buy a house, we help you by offering up to 75% of FSV.

To buy bare land, we offer you up to 60% of the FSV.

View more...

Apply Online

Loan against Property

Up to 16.25%	Up to 15 Years	LKR 50,000,000
Indicative Rate (P.A)	Tenure	Max Loan Amount

More Rates

More Product Info

Features

We bring you attractive fixed and variable interest rates.

We grant loans for up to 15 Years.

View more...

Apply Online

Vehicle Loans

Up to 16.00%	Up to 7 Years	LKR 20,000,000
Indicative Rate (P.A)	Tenure	Max Loan Amount

More Rates

More Product Info

Features

We grant Loans for up to 7 Years.

We are ready to grant you vehicle loans up to Rs.20.0Mn.

We bring you attractive Interest Rates.

View more...

No results found

We couldnt find any result based on your search

Apply Online

High Return Saver

Special Savings	Up to 6.00%
Category	Indicative Rate (P.A)

More Rates

More Product Info

Features

You get an amazing Interest rate.

We calculate your interest for the days’ end balance and not on the average balance, which is then added to your account at the end of the month.

You can simply open an account with an Initial deposit of just Rs. 1,000/-.

You can access your account through over 3,500 Lankapay ATMs.

We offer you Monthly E-statements, which gives you added convenience. | Our online and mobile banking services give you ‘banking at your fingertips’.

You get 2 FREE ATM withdrawals, every month.

With ’Cargills Cash‘, you can now deposit, withdraw, send cash and even purchase goods, through 530 Cargills Food City outlets, which are open from 8.00 to 10.00.p.m, 365 days of the year.

View more...

Apply Online

Cargills Bank Salary Account

Salary Savings	Up to 5.00%
Category	Indicative Rate (P.A)

More Rates

More Product Info

Features

Our interest rate slabs give you special interest rates, according to your days’ end account balance.

You can simply open an account, with an initial deposit of Rs. 1000/=.

You are entitled to a host of benefits, according to your salary range.

Our online and mobile banking services give, you ‘banking at your fingertips’.

View more...

Apply Online

Podihitiyo Children’s Savings Account

Children Savings	Up to 7.50%
Category	Indicative Rate (P.A)

More Rates

More Product Info

Features

Currently offers the best tiered interest rate on minor savings account in the market

Tiered interest rates

Interest accumulates on day-end (EOD) balance

With ’Cargills Cash‘, you can now deposit, withdraw, send cash and even purchase goods, through 530 Cargills Food City outlets, which are open from 8.00 to 10.00.p.m, 365 days of the year.

View more...

Apply Online

Cargills Cash Savings Account

Special Savings	3.00%
Category	Indicative Rate (P.A)

More Rates

More Product Info

Features

For the first time in Sri Lanka, you can deposit and withdraw cash at 530 Cargills Food City outlets and purchase goods using your mobile phone.

You can Send Cash instantly to any mobile phone and Withdraw Cash from 530 Cargills Food City outlets.

You can withdraw cash at 530 registered Cargills Food City outlets.

You can access your bank account securely and instantly, anytime, anywhere and on any day.

You have the utmost convenience, whether you are at home or out shopping.

View more...

Apply Online

Senior Citizen’s Savings

Senior Citizens	5.00%
Category	Indicative Rate (P.A)

More Rates

More Product Info

Features

Having spent your whole life working, raising your kids and contributing to the economy and the success of this country, you deserve nothing less than dignity and respect. Spend your retirement in peace and comfort.

Special interest rate will be applicable

View more...

Apply Online

Personal Foreign Currency Account

Resident Foreign Currency Accounts (RFC)	1.75%
Category	Indicative Rate (P.A)

More Rates

More Product Info

Features

PFCA’s are an amalgamation of previous Resident Foreign Currency Accounts (RFC), Non-Resident Foreign Currency Accounts (NRFC), Resident Non- Nationals’ Foreign Currency Accounts (RNNFC) and Non-Resident Non-National Foreign Currency Accounts (NRNNFA).

View more...

Apply Online

Outward Investments Account

Resident Foreign Currency Accounts (RFC)	Contact Bank
Category	Indicative Rate (P.A)

More Rates

More Product Info

Features

Outward Investment Account(OIA) is a special account for resident investors in Sri Lanka to channel funds abroad for eligible overseas investments such as investment in Shares and debt securities of companies incorporated outside Sri Lanka, Units in regulated unit trusts, Sovereign Bonds issued by foreign governments and to set up overseas office.

View more...

Apply Online

Inward Investments Account

Resident Foreign Currency Accounts (RFC)	Contact Bank
Category	Indicative Rate (P.A)

More Rates

More Product Info

Features

IIA is an amalgamation of “Securities Investment Accounts” (SIAs) and “Special Foreign Investment Deposit Accounts” (SFIDAs) opened and maintained in foreign currencies and in Sri Lanka Rupees of previous Exchange Control Act.

View more...

Apply Online

Abhimani Women’s Savings Account

Women's Saving	3.00%
Category	Indicative Rate (P.A)

More Rates

More Product Info

Features

Processing Fees on Personal Loans – 25% waived from the prevailing tariff for the “Abhimani” Account holders who obtain loans for the purpose of education & wedding. (in an instance if the customer is a Salary Savings Account Holder, who remit their Salary to Cargills Bank, the product features offered for personal loans under the Salary Saver prod

Rs 1000/= contributed (by the bank) for the “Podihitiyo minor savings account”,when an Abhimani savings account holder opens a Podihitiyo minor savings account with a minimum balance of Rs 1,000/=.

Mobile & Internet Banking – Registration fee fully waived

SMS Alerts (setup fee) – FREE

Unlimited Cash Withdrawals within the month

View more...

Apply Online

CURRENT ACCOUNTS

Personal Current Account	Contact Bank
Category	Indicative Rate (P.A)

More Rates

More Product Info

Features

Personalized cheque books immediately

Easy access to your account from anywhere you are, simply through our Mobile and Online Banking facility

Our “Cargills Cash” service that allows you the convenience of simply depositing to your account through over 477 Cargills Food City outlets islandwide, open from 8 to 10, 365 days of the year

View more...

Apply Online

Smart Teens

Teen / Youth Savings	Contact Bank
Category	Indicative Rate (P.A)

More Rates

More Product Info

Features

This is a Transactional account

Special interest rate

Free Pre-printed image debit card

Free SMS Alerts to parents’ mobile number

Free Internet Banking & Mobile Banking to the teen

E-statement to the parent’s email address

View more...

Apply Online

Wishrama Savings Account

Senior Citizens	Contact Bank
Category	Indicative Rate (P.A)

More Rates

More Product Info

Features

“Wishrama” Branded Life-time free Debit Card

A Pre-Approved Credit Card

A complimentary gift for New Minor Savings Account

Discount up to 7.5% for prescription medicines at Cargills supermarkets on selected days

View more...

Apply Online

Fixed Deposits

6.75%	--	7.25%
1 Month	2 Months	3 Months
6 Months	12 Months (1Y)	24 Months (2Y)
7.50%	7.75%	10.25%

More Rates

More Product Info

Features

Standard fixed deposits tenor starting from 1 month to 60 months

Deposits with monthly and maturity interest payments

Ability to obtain overdraft and loan facilities up to 90% of the fixed deposit value

View more...

Apply Online

DIRIYA

--	--	--
1 Month	2 Months	3 Months
6 Months	12 Months (1Y)	24 Months (2Y)
--	5.60%	5.60%

More Rates

More Product Info

Features

DIRIYA, is an investment plan account designed to set aside a fixed amount of savings every month (fixed monthly installment) to achieve a target amount at the end of an agreed period, which will help the customer to secure the future needs and confidence to take life with a firm financial foundation.

No Minimum Balance Fee

SMS Alert Free of Charge

IB & MB Free of Charge

Standing Instruction Setup Free of Charge

Customers can select the investment periods ranging from 1 – 10 years to start with their investment plan.

View more...