10 years with an optional grace period of 02 years.
Concessionary interest rate decided by Central Bank of Sri Lanka 8.00%
The Small and Micro Industry Leader and Entrepreneur Promotion Project also know as SMILE III RF Loan Scheme is offered with the collaboration of the Ministry of Industry and Commerce for Small and Micro Scale Enterprises (SMIs)
Free access to Facebook Banking and internet banking.
Screening client for competency of maintaining current account of high esteem
Special Credit card – who earn an income over LKR 15,000/-
Current Account with a specially designed cheque book.
Should be in business or managing business of his/her parents with intention to inherit or be added as a partner or director in the future or Management Trainee of a reputed company or in a respectable employment with career progression.
Utility Vouchers - In addition to the interest earned, 0.1% of the deposit value per month is awarded in the form of utility vouchers for the first year. These utility vouchers could be used to pay your monthly water, electricity, telephone bills.
Investment term periods – 4 Years , 5 Years
Earn interest monthly, annually or at maturity to your nominated bank account.
Placing and managing fixed deposits via Internet Banking, mobile banking.
Enjoy hassle free life with e-statements & SMS alerts on renewals.