Welcome to People's Bank


People's Bank

Welcome to People's Bank

Contact No : 94 11 2 332 746

Address : No. 75, Sir Chittampalam A Gardiner Mawatha, Colombo 2.

VISA Classic / MasterCard Classic Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,000/- LKR 1,500/- 28%

Features
Credit limit : Upto 99,000 | Great Deals & Offers throughout the year
Installment Payment Plans | Balance Transfer facility | Supplementary cards for your family members
Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
Minimum payment of 5% of the outstanding balance
SMS notification for every transaction made

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VISA Gold / MasterCard Gold Card
Joining Fee Annual Fee Indicative Rate (P.A)
LKR 1,500/- LKR 2,500/- 28%

Features
Credit Limit: Rs 100,000 – Rs. 199,000 | Great Deals & Offers throughout the year | Installment Payment Plans
Balance Transfer facility | Supplementary cards for your family members
Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
Interest-free credit period of up to 51 days for all your purchases | Minimum payment of 5% of the outstanding balance
SMS notification for every transaction made

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VISA Platinum / MasterCard Platinum Card
Joining Fee Annual Fee Indicative Rate (P.A)
Free Free 28%

Features
Credit Limit: Rs 200,000 – Rs. 595,000 | Free Joining Fee | 1st year annual Fee waived-off
Great Deals & Offers throughout the year | Free Travel Insurance | Balance Transfer facility
Supplementary cards for your family members
Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
Interest-free credit period of up to 51 days for all your purchases

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VISA Signature / MasterCard World
Joining Fee Annual Fee Indicative Rate (P.A)
Free Free 28%

Features
Minimum Credit Limit: Rs. 600,000 | Free Joining | 1st year annual Fee waived-off Fee |
Great Deals & Offers throughout the year | Free Travel Insurance | Free Airport Lounge Key Access membership
Instalment Payment Plans | Balance Transfer facility | Supplementary cards for your family members
Multiple credit card bill repayment options through People’s Pay mobile banking App, Internet Banking, Cash Deposit Machines, Standing Order & Branch Network
Interest-free credit period of up to 51 days for all your purchases

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Corporate Card
Joining Fee | Annual Fee Indicative Rate (P.A)
Free 28%

Features
Free SMS alerts to every POS / ATM and Online transactions
Free e-statement facility for a company designated email accounts

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Debit Cards
Joining Fee Annual Fee
LKR 1,000/- Contact Bank

Features
Withdraw cash 365 days a year, 24 hours a day with over a million ATM's worldwide.
Worldwide acceptance at over 20 million merchant outlets.
100% Security when you shop online with Verified by VISA/ MasterCard SecureCode services.
Free SMS alerts after every transaction.
Enjoy Special Discounts from selected merchants island-wide.

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Pahasu Loan Scheme
Indicative Rate (P.A) Tenure Max Loan Amount
30.00% to 32.00% Up to 10 Years LKR 3,000,000

Features
Securities: 3Mn Govt Sector, 2Mn Pvt sector Personal Guarantors
Keep things simple with our Pahasu loan scheme designed particularly for people with a steady monthly income.
We offer competitive interest rates
Great offers & benefits

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Gurusetha Loan Scheme
Indicative Rate (P.A) Tenure Max Loan Amount
30.00% Up to 10 Years LKR 3,000,000

Features
Securities: Up to 3Mn Personal Guarantors, Above 3Mn Property Mortgage
Repayment period: Up to 10 years
We offer flexible loan terms to suit your needs
Competitive interest rates to suit your repayment capacity
Great offers and benefits

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GMOA / GDSA LOAN SCHEME
Indicative Rate (P.A) Tenure Max Loan Amount
Contact Bank Up to 10 Years Contact Bank

Features
Securities: 15 Million Loan Protection Policy
Repayment period: Up to 10 years
Interest rate: Temporary Suspended
This is a specially formulated loan scheme for government medical officers
Competitive interest rates to suit your repayment capacity
Great offers and benefits

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Professional Loan Scheme
Indicative Rate (P.A) Tenure Max Loan Amount
30.00% Up to 10 Years Contact Bank

Features
Securities: Up to 8Mn Personal Guarantors, Above 8Mn Property Mortgage
We are geared to encourage aspiring professionals of the nation as they follow their vision in life
Competitive interest rates to suit your repayment capacity
Great offers and benefits

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Deya Viru Pranama Loan Scheme
Indicative Rate (P.A) Tenure Max Loan Amount
30.00% to 32.00% Up to 10 Years Contact Bank

Features
Securities : 2Mn x 10yrs Property, 5Mn X 20yrs Property, 1Mn X 8yrs Guarantors
This loan scheme has been introduced to honor and appreciate those serving in the armed forces
We offer flexible and easy loan terms
Competitive interest rates to suit your repayment capacity

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Wisdom Higher Education Loan
Indicative Rate (P.A) Tenure Max Loan Amount
27.00% to 29.00% Up to 7 Years Contact Bank

Features
Securities - Max 10Mn, Up to 2mn Personal Guarantors, Above 2mn Property Mortgage
We understand that ensuring quality higher education is one of the most important things we can do for our future generations.
We offer flexible and easy loan terms
Competitive interest rates

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Parinatha Vishrama Loan
Indicative Rate (P.A) Tenure Max Loan Amount
30.00% Up to 15 Years Contact Bank

Features
Securities: Loan protection insurance policy
Ability to repay until 75 years of age
Loan approval in just one day
Minimum documentation and speedy service

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Vanitha Saviya Loans
Indicative Rate (P.A) Tenure Max Loan Amount
27.00% Up to 5 Years LKR 500,000

Features
For Investment Purposes – Rs.500,000 | For Working Capital Purposes – Rs.200,000 | For New Entrants – Rs.120,000
For Investment - Maximum 05 Years Including 03 months grace period.
For Working Capital – Maximum 02 Years without a grace period.

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Dream Home Loan Scheme
Indicative Rate (P.A) Tenure Max Loan Amount
30.00% to 32.00% Up to 5 Years Contact Bank

Features
We offer flexible and easy loan terms
Competitive interest rates to suit your repayment capacity
Great offers and benefits
Securities : Up to 1Mn Personal Guarantors, Above 1Mn Property Mortgage

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Jayaniwasa Housing Loans
Indicative Rate (P.A) Tenure Max Loan Amount
30.00% to 32.00% Up to 20 Years Contact Bank

Features
Loan facilities for housing, purchase of land, construction, repairs or renovations
Securities : Up to 1Mn Personal Guarantors, Above 1Mn Property Mortgage

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Suwasewana Loan Scheme
Indicative Rate (P.A) Tenure Max Loan Amount
30.00% to 32.00% Up to 20 Years Contact Bank

Features
In an event of selling the property, remaining loan value may be transferred to the buyer without a hassle.
Quick Personal loans are obtainable for needs such as furniture or any other requirement.
Support and assistance to complete legal and other documentation
Securities: Mortgage over immovable property to be purchased or house to be constructed
Premier Credit Card facility

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People’s Home Loan
Indicative Rate (P.A) Tenure Max Loan Amount
30.00% to 32.00% Up to 25 Years Contact Bank

Features
In an event of selling the property, remaining loan value may be transferred to the buyer without a hassle.
Quick Personal loans are obtainable for needs such as furniture or any other requirement.
Support and assistance to complete legal and other documentation
Premier Credit Card facility

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Auto Loan Scheme
Indicative Rate (P.A) Tenure Max Loan Amount
31.00% to 32.00% Up to 7 Years Contact Bank

Features
Securities: Mortgage of purchasing vehicle & 2 Guarantors over 5 Million Property Mortgage
We understand your need to add the convenience of a vehicle to your life
We offer flexible and easy terms
Competitive interest rates to suit your repayment capacity

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Isuru Udana
Category Indicative Rate (P.A)
Children Savings Up to 4.25%

Features
An Isuru Udana savings account can be opened by a parent or guardian.
1% bonus interest over normal savings accounts
The unique feature of this account is the Isuru Udana gift voucher
A range of educational gifts to support child development
Gift vouchers to open the account or to be deposited into existing accounts
The Bank will deposit the first Rs.100/- to open the account for children from birth up to the age of attending preschool. For children who are already attending preschool, the Bank will deposit Rs.250/- to open the account.

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Sisu Udana
Category Indicative Rate (P.A)
Children Savings Up to 4.25%

Features
Cash awards & Educational value gifts for the child
2% Bonus interest over normal savings accounts
Free Scholarship Seminars (Sinhala/Tamil)
For all new accounts, the bank will contribute the initial deposit of Rs.250/- to open the account
Special cash awards for children that excel at the grade 5 scholarship, G.C.E O/L and A/L examinations
Ability to open the account at school Sisu Udana Savings Units

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Parinatha
Category Indicative Rate (P.A)
Senior Citizens Up to 7.00%

Features
A bonus interest of 2% over the normal
A maximum loan facility of Rs. 3,000,000/-
50% Discount on credit card registration fee
VISA International debit card which gives you 24-hour access to your money through the VISA ATM network internationally.
Mobile banking, voice banking app & internet banking facility.
Priority treatment at all branches.

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YES Accounts
Category Indicative Rate (P.A)
Teen / Youth Savings Up to 3.75%

Features
3.5% interest rates for balance up to Rs.100,000
Access to a host of Digital Banking services
A Credit Card at a concessionary fee - subject to existing card policy
Loan Facilities for : Higher education/ Business / Housing / Vehicles/ Weddings/ Purchase of equipment, computers and consumer durables.
Leasing facilities through People's Leasing Company.
Credit card at a concessionary fee - subject to existing card policy.
Mobile banking, voice banking & internet banking facility.

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Vanitha Vasana
Category Indicative Rate (P.A)
Women's Saving Up to 3.75%

Features
Attractive rate of interest
Loan facilities for different needs and situations | Credit card facility
A credit card facility depending on your income/account balance
Special discount for ticketing from People's Travels (Pvt) Ltd.
Isuru Udana Savings Account with Rs.100/- as a special gift, during the birth of a child.
Vanitha Vasana money planner offers a higher interest rate | Mobile banking, voice banking app & internet banking facility.
Vanitha Vasana branded debit card offers discounts from popular merchants throughout the year

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People's Relax Savings Planner
Category Indicative Rate (P.A)
Teen / Youth Savings Refer Bank

Features
Receive the retirement benefit at 55, 60 or 65 years of age, according to your preference
A retirement benefits account that will provide you with a steady monthly income and financial independence even after retirement.
Redeem your retirement fund as a specific monthly income over a time period or as a lump sum along with the interest.
A steady monthly income and financial independence even after retirement.
You can redeem your retirement fund as a specific monthly income over a time period of your choice (Between 10 to 30 years) or as a lump sum along with the interest.

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Jana Jaya
Category Indicative Rate (P.A)
Special Savings 3.00%

Features
Attractive rate of interest
Leasing facilities for procuring industrial machinery and vehicles
Loans for building or purchasing your own home and household items
Loan facilities for household items and building or purchasing a home.
Leasing facilities for procuring industrial machinery and vehicles.
Mobile banking, voice banking app & internet banking facility.

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Investment Savings Account (ISA)
Category Indicative Rate (P.A)
Regular Savings 4.00%

Features
Bonus interest at the end of the period
Enables you to have a lump sum of money by the end of the period
01. Enables you to save a fixed sum every month for a period up to 10 years (the customer can select the desired investment time period)
Priority when obtaining loan facilities for housing, consumption, and businesses.
Higher interest rate than the normal interest.
Bonus interest at the end of the period.

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Harvest Account
Category Indicative Rate (P.A)
Special Savings Up to 3.25%

Features
An additional interest of 1% when balance exceeds Rs. 10,000/-
Priority for agriculture loans
Concessionary interest rates for cash backed facilities
“Harvest” account holders receive priority for agriculture loans to assist them with the seasonal harvesting and other agriculture related activity.
Concessionary interest rates are granted to cash backed facilities.

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Aswenna
Category Indicative Rate (P.A)
Special Savings 3.00%

Features
And additional Interest of 0.25% when balance exceeds Rs. 100,000/-
Priority given to “Aswenna “ Loan scheme.
Interest will be calculated on daily basis and credited to the account monthly.
Interest rate 0.5% higher than the normal savings interest rate.
0.5% concessionary Interest rate for Pawning

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Current Account Personal
Category Indicative Rate (P.A)
Personal Current Account Contact Bank

Features
Immidiate encashment of cheques from any branch, even if you are not
Deposit cash from our CDM’s 24/7/365 days and enjoy the convenience of self banking, mobile banking and, internet banking services
Customized cheque books | Free SMS alerts for all transactions
Free monthly e-statements | Mobile banking, & internet banking facilities
Minimum charges (Service charge and other relevant charges)

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Personal Foreign Currency Accounts
Category Indicative Rate (P.A)
Resident Foreign Currency Accounts (RFC) 2.00%

Features
Debit Card issued free of charge | Monthly Interest.
Credit Card facilities are available against the funds in the Accounts.
Inward Remittances credited to Accounts free of charge | Outward Remittances
Instant loans up to 90% of the FC A/C balances.
Internet banking, Mobile banking and Voice banking facilities
Ability to transfer funds within the Bank or different Banks.

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Senior Foreign Nationals’ Rupee Account
Category Indicative Rate (P.A)
Special Savings Contact Bank

Features
100% trust on your deposit
Attractive interest rates
Opening of accounts in any designated foreign currency

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Ethera Vasana
Category Indicative Rate (P.A)
Special Savings Contact Bank

Features
Attractive rate of interest
Loans for building or purchasing your own home and household items
Access to a host of Digital Banking services
Introductory deposit from the bank
Ability to open accounts with ease while being abroad via scanned documents
Open an account at any of our branches
Option of receiving E-statements instead of using a passbook

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Special Senior Citizens
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
8.75% 9.00% 9.25%

Features
Interest income on these deposits will be exempted from income tax.
Under this scheme, this interest rate will be applicable for a maximum cumulative deposit limit of Rs. 1.5 mn.
This interest rate will be applicable for rupee deposit only

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Fixed Deposit - Normal
1 Month 2 Months 3 Months
7.00% -- 8.00%
6 Months 12 Months (1Y) 24 Months (2Y)
8.00% 8.00% 8.00%

Features
Minor FD Account can be opened by a parent or guardian.
0.5% interest over normal FD Rates.
Higher interest rates compared with other deposit products.

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Fixed Deposits - Minors
1 Month 2 Months 3 Months
7.00% -- 8.00%
6 Months 12 Months (1Y) 24 Months (2Y)
8.00% 8.00% 8.00%

Features
Minor FD Account can be opened by a parent or guardian.
0.5% interest over normal FD Rates.
Higher interest rates compared with other deposit products.

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Personal Foreign Currency Account
1 Month 2 Months 3 Months
4.00% -- 5.25%
6 Months 12 Months (1Y) 24 Months (2Y)
5.75% 6.25% 5.85%

Features
Debit Card issued free of charge
Credit Card facilities are available against the funds in the Accounts.
Monthly Interest.
Inward Remittances credited to Accounts free of charge
Outward Remittances
Instant loans up to 90% of the FC A/C balances.
Internet banking, Mobile banking and Voice banking facilities
Ability to transfer funds within the Bank or different Banks.

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Special Deposit Accounts (SDA)
1 Month 2 Months 3 Months
-- -- --
6 Months 12 Months (1Y) 24 Months (2Y)
9.00% 10.00% --

Features
SDAs shall be opened and maintained only in the form of Fixed Deposits with tenure of six (06) months and twelve (12) months only.
Further, SDAs in the form of Savings Accounts can be opened as operational accounts only for the purpose of receiving funds to be placed in SDA Fixed Deposits, to repatriate funds lying in the SDA Fixed Deposits to the depositors, and for local disbursements.
Any other transactions shall not be permitted.
The SDA Savings Accounts must be closed at the time the SDA Fixed Deposit is closed.
SDAs shall be opened and maintained either in any designated foreign currency, (i.e. USD, GBP, EUR, AUD, CAD, SGD, JPY, HKD, NZD, CHF, SEK, DKK, NOK and CNY) or in Sri Lanka Rupees (LKR).
Freely convertible and repatriable outside Sri Lanka on the maturity of Fixed Deposits.

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Get your lifetime free credit card for your fixed deposit. Hurry!

ඔබේ අරමුණ රත්තරං නම් මහජන බැංකුවෙන් ඔබට සවියක්!

A Precious Gift for Your Precious One...

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ORACLE DATABASE ADMINISTRATOR

ORACLE INFRASTRUCTURE SYSTEM ADMINISTRATOR

ASSISTANT BOARD SECRETARY

ASSISTANT LAW OFFICER

Special Notices

Special Notices

විශේෂ නිවේදනයයි!

IMPORTANT NOTICE