Fixed Deposits
SMB Finance PLC
| Month | Rate |
|---|---|
| Month 1 | 10.27% |
| Months 3 | 10.60% |
| Months 6 | 11.38% |
| Months 12 (1y) | 12.88% |
| Months 24 (2y) | 13.50% |
| Months 36 (3y) | 14.50% |
| Months 48 (4y) | 15.50% |
| Months 60 (5y) | 16.00% |
Rates and terms last verified on 1 October 2026.
SMB Finance PLC is licensed by the Central Bank of Sri Lanka under the Finance Business Act No. 42 of 2011. SMB Fixed Deposits offer efficent and reliability which you can always trust on.
- Attractive and higher interest rate for your funds.
- Door step service at your convenience.
- Highest security for your investment.
- Option to select receiving of interest income monthly or at maturity.
- Superior customer service.
- Hassle free withdrawals and maturity.
- Ability to obtain loan facilities up to 80% (if your interest is paid monthly or maturity) from your fixed deposit value.
- Any resident of Srilanka over 18 years or any business registered in Srilanka - (Sole proprietorship/ Partnership/ Public Company/ Clus/ Societies/ Associations/ NGOs/ NPOs) is eligible to place a fixed deposit.
- Duly completed FD application form.
- Know Your Customer (KYC) form.
- National identity card/ valid passport/ business registration.
- Utility bill or any other valid document to verify the address.
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About the Fixed Deposits
The Fixed Deposits is a fixed deposit from SMB Finance PLC in Sri Lanka. The features, eligibility and documents above come from the bank's published terms; confirm them with SMB Finance PLC before you apply, as rates and conditions change.
When comparing fixed deposits, look at the rate for the term you want, whether interest is paid monthly or at maturity, the minimum deposit, the penalty for withdrawing early, and whether the institution is a licensed bank or a finance company.
See every fixed deposits from SMB Finance PLC or compare fixed deposits from every bank.