Compare Fixed Deposit Rates in Sri Lanka
Explore top fixed deposits to grow your savings securely. Filter by bank, features, banking type, or deposit name to find the best option. Save your favorites or compare up to three deposits to make an informed decision.
About fixed deposits in Sri Lanka
AnyBanQ lists 98 fixed deposits from 45 Sri Lankan banks and finance companies, including Commercial Bank, Seylan Bank, Amãna Bank, PABC Bank and Sampath Bank. Listed rates currently run from 2.5% to 12.75%. Filter the list above by bank or feature, save the ones you like, and compare up to three side by side.
When comparing fixed deposits, look at the rate for the term you want, whether interest is paid monthly or at maturity, the minimum deposit, the penalty for withdrawing early, and whether the institution is a licensed bank or a finance company.
Fixed Deposits by bank: Commercial Bank, Seylan Bank, Amãna Bank, PABC Bank, Sampath Bank, Central Finance, HDFC Bank, People's Leasing & Finance, NDB Bank, HNB Bank, NSB Bank, NTB Bank, Cargills Bank, Janashakthi Finance, Union Bank, Mahindra Ideal Finance, UB Finance, Senkadagala Finance, Dialog Finance, LOLC Finance, AMF Company, CDB Finance, DFCC Bank, SDB Bank, Siyapatha Finance, CBC Finance, MBSL Finance, Mercantile Investments and Finance, Vallibel Finance, Singer Finance, Sarvodaya Development Finance, Fintrex Finance, MCB Bank, SBI Bank, RDB Bank, Richard Pieris Finance, Alliance Finance, Assetline Finance, Commercial Credit Finance, Asia Asset Finance, LCB Finance, LB Finance, Softlogic Finance, SMB Finance PLC, HNB Finance.
Frequently asked questions
Which bank has the best fixed deposit rates in Sri Lanka?
Rates change frequently with market conditions, and licensed finance companies often pay more than commercial banks in exchange for higher risk. Anybanq lists current fixed deposit rates from Sri Lankan banks and finance companies so you can compare terms side by side.
Is my fixed deposit safe in Sri Lanka?
Deposits in licensed banks and finance companies are covered by the Sri Lanka Deposit Insurance Scheme up to the limit set by the Central Bank (currently Rs. 1.1 million per depositor per institution). Always confirm the institution is licensed by the Central Bank of Sri Lanka.
How is fixed deposit interest taxed in Sri Lanka?
Interest income is subject to Advance Income Tax (AIT) withholding — currently 5% for residents on interest paid — and must be declared in your income tax return if you are liable. Rules change with budgets, so check the latest Inland Revenue guidance.