Compare Vehicle Loans & Leasing in Sri Lanka
90 vehicle loans from 43 banks and finance companies, side by side. The lowest published rate is 12% (Leasing, PABC Bank), against a median of 15.50%. 71 don't publish a rate — we show those as "Ask bank".
Updated 22 October 2026 · rates as published by each institution
- Vehicle loans
- 90
- from 43 institutions
- Lowest rate
- 12%
- PABC Bank
- Median rate
- 15.50%
- of 19 with a published rate
- Largest loan listed
- LKR 50M
Find your cheapest vehicle loan
Pick an amount and a term — we rank every vehicle loan with a published rate by monthly instalment.
Repayment period
- #1 · Lowest instalment12%
PABC Bank
Budget Plus LeasingLKR 111,222 /month
Total interest LKR 1,673,334 over 5 yrs
- #212%
PABC Bank
LeasingLKR 111,222 /month
Total interest LKR 1,673,334 over 5 yrs
- #3Up to 13.50%
NSB Bank
NSB Auto LoanLKR 115,049 /month
Total interest LKR 1,902,954 over 5 yrs
Worked at the quoted ceiling — your rate may be lower.
Choosing the cheapest over the dearest fitting loan saves about LKR 1,957,055 over the term. Indicative, on a reducing balance at each bank's published rate; fees, insurance and your profile change the final figure. 71 more vehicle loans don't publish a rate — see the list below.
EMI calculatorAbout vehicle loans in Sri Lanka
AnyBanQ lists 90 vehicle loans and leasing from 43 Sri Lankan banks and finance companies, including Siyapatha Finance, Vallibel Finance, Assetline Finance, DFCC Bank and PABC Bank. Listed rates currently run from 12% to 24%. Filter the list above by bank or feature, save the ones you like, and compare up to three side by side.
For vehicle finance, compare the interest rate, how much of the vehicle's value is financed, the repayment period, whether it is a loan or a lease, and the rules for new, reconditioned and used vehicles.
Vehicle Loans by bank: Siyapatha Finance, Vallibel Finance, Assetline Finance, DFCC Bank, PABC Bank, Commercial Bank, LB Finance, Amãna Bank, Softlogic Finance, People's Leasing & Finance, MBSL Finance, Mahindra Ideal Finance, HDFC Bank, NTB Bank, AMF Company, HNB Finance, CBC Finance, UB Finance, Richard Pieris Finance, Mercantile Investments and Finance, LCB Finance, Janashakthi Finance, Commercial Credit Finance, Alliance Finance, Habib Bank, HNB Bank, SBI Bank, SDB Bank, SLS Bank, Central Finance, CDB Finance, Dialog Finance, Fintrex Finance, SMB Finance PLC, Singer Finance, Senkadagala Finance, Seylan Bank, Union Bank, NSB Bank, Cargills Bank, Sampath Bank, Sarvodaya Development Finance, PMF Finance.
Frequently asked questions
What is the difference between a vehicle loan and leasing in Sri Lanka?
With a vehicle loan the bank lends money and you own the vehicle from day one; with leasing the financier owns the vehicle until you finish paying. Leasing is more common in Sri Lanka and often has simpler approval, while loans can have lower total cost.
How much vehicle financing can I get in Sri Lanka?
Loan-to-value caps set by the Central Bank apply — commonly up to 70% for cars and higher for commercial vehicles. The exact percentage and maximum tenure vary by lender and vehicle type.