Pan Asia Bank Delivers a Pat of RS. 3.59 Billion as Total Assets Grow 22% to Nearly RS. 375 Billion in 9m 2026

Operating Profit before Taxes on Financial Services - Rs. 6.24 billion (+ 9%)

Profit after Tax (PAT) – Rs. 3.59 billion (+19)

Net Interest Income - Rs. 10.68 billion (+12%)

Net Fee and Commission Income - Rs. 2.18 billion (+17%)

Total Assets increased by Rs. 66.43 billion (+22%) to Rs. 374.45 billion.

Loans and Advances (net) grew by Rs. 35.40 billion (+17%) to Rs. 243.45 billion.

Customer Deposits expanded by Rs. 43.85 billion (+19%) to Rs. 274.89 billion.

Earnings per Share - Rs. 8.12 (+19%)

Profitability Ratios: NIM-4.16%, ROA (Before Tax) -1.83%, ROE-15.25%

Stage 3 Loans to Total Loans (Gross) ratio improved from 4.62% to 3.67%

Stage 3 Loans to Total Loans (Net) ratio improved from 1.73% to 1.44%.

Stage 3 provision coverage remained strong at 60.87%, reflecting prudent provisioning and credit risk management.

The Bank remains well capitalised and liquid;

- CET1 Ratio: 14.34% (Regulatory Minimum - 7%)

- Tier 1 Ratio: 14.34% (Regulatory Minimum - 8.50%)

- Total Capital Ratio: 15.67% (Regulatory Minimum - 12.50%)

- Leverage Ratio: 7.54% (Regulatory Minimum - 3%)

- Liquidity Coverage Ratio (All Currency): 138.98% (Regulatory minimum- 100%)

- Liquidity Coverage Ratio (Rupee): 138.92% (Regulatory Minimum - 100%)

- Net Stable Funding Ratio: 119.14% (Regulatory Minimum - 100%)

Pan Asia Banking Corporation PLC reported a strong set of results for the first nine months of 2026, recording a Profit After Tax (PAT) of Rs. 3.59 billion, up 19% from the corresponding period last year, underpinned by solid growth in lending, deposits and fee-based income, alongside further improvements in asset quality.

The Bank\\\'s latest performance highlights its continued business momentum, with total assets expanding by 22% to Rs. 374.45 billion, placing it on the verge of the significant Rs. 375 billion milestone. The results reflect strengthening customer relationships, disciplined execution of growth initiatives and prudent balance sheet management in a gradually improving economic environment.

Growth remained broad-based across the Bank\\\'s core operations. Net Interest Income rose 12% to Rs. 10.68 billion, driven by the expansion of the lending portfolio and higher business volumes. Meanwhile, Net Fee and Commission Income increased 17% to Rs. 2.18 billion, supported by stronger trade finance activity, increased card usage and higher transaction volumes across key customer segments.