Cargills Bank PLC · Credit Card

Ascend Credit Card

#1 of 63 · The best annual fee of 63 credit cards that publish one.

Annual fee: Free
Joining fee: Free
Interest rate p.a.: 28%

Rates and terms last verified 25 June 2026. Confirm the current terms with the bank.

Full details on Cargills Bank PLC's website

Tell us what you need and we will check which banks and finance companies on our panel could take your application. We are not a bank and do not lend. Approval and final terms are decided by the bank or finance company.

Credit Card details

Good for: Travel and Leisure, Lifestyle, Online Shopping, Supermarkets

Features

No joining fee
Give a missed call 077 0 689 689 to check credit card balance via SMS.
E-statement facility
EMV chip card with added security on transactions
3D secure transaction authentication to provide greater security, especially for online transactions
Customer Service Call Centre available 24×7

Annual fee

Free

Check My Eligibility

Ascend Credit Card: common questions

What is the annual fee for the Ascend Credit Card?

The listed annual fee is Free and the joining fee is Free. The best annual fee of 63 credit cards that publish one.

Who is eligible for the Ascend Credit Card?

Individuals over 18 years of age

What documents do I need?

If Salaried;; A copy of NIC or Passport.; Salary slip.(at least last 03 months salary slips).; Letter from employer confirming salary.; If Self-employed;; Letter from auditors confirming annual income for the last 02 years..

How do I apply for the Ascend Credit Card?

Use the button on this page to send one application through AnyBanQ, or contact Cargills Bank directly. AnyBanQ is not a bank or lender; approval and final terms are decided by Cargills Bank.

About the Ascend Credit Card

The Ascend Credit Card is a credit card from Cargills Bank in Sri Lanka. Its listed rate is 28%. The features, eligibility and documents above come from the bank's published terms; confirm them with Cargills Bank before you apply, as rates and conditions change.

When choosing a credit card in Sri Lanka, compare the annual fee, the interest rate on an unpaid balance, the credit limit you qualify for, and the rewards, cashback and merchant offers that come with it. Joining fees and the income needed to qualify also differ between banks.

See every credit cards from Cargills Bank or compare credit cards from every bank.