Cargills Bank PLC · Fixed Deposit
#12 of 87 · Pays more than 77% of fixed deposits that publish a rate.
Rates and terms last verified 28 October 2026.
Full details on Cargills Bank PLC's website(opens in a new tab)| Month | Rate p.a. |
|---|---|
| Months 12 (1y) | 12.00% |
| Months 36 (3y) | 13.50% |
| Months 60 (5y) | 15.25% |
A Fixed Deposit account offering a special rate exclusively for pensioners, designed to provide the best interest returns while ensuring their investment remains safe and secure.
12-month rate
12%
Cargills Bank lists 12% per annum for the Wishrama Fixed Deposits. Pays more than 77% of fixed deposits that publish a rate.
Sri Lankan Resident Government Pensioner or widow/widower (who receives pension of the spouse through Pension Department) Up to 75 years of age holding a valid national identity card (NIC) Maximum deposit amount should be LKR 1,000,000/-
Duly completed “Wishrama” Savings Account Application; National Identity Card (NIC); Pension ID or any other proof document; Copy of recent utility bill/bank statement to establish residence address (if address differs from NIC).
The Wishrama Fixed Deposits is a fixed deposit from Cargills Bank in Sri Lanka. The features, eligibility and documents above come from the bank's published terms; confirm them with Cargills Bank before you apply, as rates and conditions change.
When comparing fixed deposits, look at the rate for the term you want, whether interest is paid monthly or at maturity, the minimum deposit, the penalty for withdrawing early, and whether the institution is a licensed bank or a finance company.
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